ABSTRACT: The purpose of the study was to examine the effects of loan default on the financial performance of Kaaseman Rural Bank for the period 2009 to 2018. The study used the explanatory design as it sought to explain the extent to which loan default impact on the profitability of the bank. The study utilized only the secondary data from an accumulated published annual financial statements and reports of the Kaaseman Rural bank for the study period. Quantitative analysis with emphasis on d...
TABLE OF CONTENTS DECLARATION ii ABSTRACT iii KEY WORDS iv ACKNOWLEDGEMENTS v DEDICATION vi TABLE OF CONTENTS vii LIST OF TABLES xii LIST OF FIGURES xiii CHAPTER ONE: INTRODUCTION Background to the Study 1 Statement of the Problem 3 Purpose of the Study 5 Research Objectives 5 Research Questions 6 Significance of the Study 6 Delimitations 7 Limitations 7 Definition of Terms 9 Organization of the Study 9 CHAPTER TWO: LITERATURE REVIEW Introduction 1...
ABSTRACT In recent years remittances have gained attention among researchers, policy makers, members of the civil society and international community due to their increasing size. In this study, the main aim was to examine the impact of international remittances on economic growth of Ghana from 1980 to 2015.The study employed annual time series data and applied autoregressive distributed lag (ARDL) model as the estimation technique. The results show that remittance and economic growth over th...
ABSTRACT Credit risk has shown to be one of the main forms of risks financial institutions are exposed to due to the very nature of their business operations. The study investigated how rural and community banks managed their credit risk in Ghana. Accordingly, the main objectives of the study were to determine the main sources of credit risks rural and community banks are exposed to in Ghana, to identify the credit risk management practices of rural and community banks in Ghana, to assess t...
ABSTRACT The study provides a comprehensive discussion on Credit Ration of Small and Medium Enterprises (SME), its effect on the growth of SMEs and subsequent effect on employment in Ghana. Access to finance has been noted as one of the major challenges impeding the survival and growth of the SME sector in Ghana. The problems of access to finance, gaps and the reasons for the gaps in SME financing in Ghana are discussed. Gaps in SME financing were discussed ...
ABSTRACT In an increasingly fraudulent cases emanating from Ghanaian healthcare community, the initiation of an effective biometric system of registration can be a critical success factor. The study evaluates the biometric registration system at NHIA within the Ghanaian healthcare community. The study employed quantitative approach to evaluate the biometric registration system within the NHIA. The researcher adopted purposive sampling techniques in soliciting information for the study. SPSS...
ABSTRACT The main aim of this study was to examine the challenges of financial management practices of pharmaceutical companies in Ghana using three selected pharmaceutical companies in Kumasi Metropolis. This was as a result of the fact that pharmaceutical firms mainly focus on bank loans and equity as their main source of funds in financing their operations giving less attention to efficient working capital as a feasible option. A set of questionnaires was administered on 25 persons from...
ABSTRACT The main objective of the study was to investigate the factors that contribute to loan default at the Amantin and Kasei Community Bank Limited. This study adopted the case study design. The study used qualitative and quantitative research approaches. The population for the study was one hundred and twenty (120). The population of the study was made up of credit officers and customers of Amantin and Kasei community bank Limited in the Ashanti and Brong Ahafo Region of Ghana. Th...
ABSTRACT The purpose of the study was to assess the quality of customer satisfaction in microfinance industry in Kumasi Metropolis, using Ramziah Credit Union as case study. The type of research design employed for this study is the case study method. Both primary and secondary data were useful for the research. Qualitative and quantitative research approaches were used for the study. The population for the study was three hundred and twenty (320) customers. These include selected Microfina...
ABSTRACT This study examined the compliance with Public Procurement Act 2003, (ACT 663) among selected second cycle educational institutions in the Ashanti Region of Ghana. The objective was to determine the level of awareness of management and procurement staff of selected schools with the Public Procurement Act and examined the level of compliance with the provisions in Act 663 by the selected senior high schools in the Ashanti Region of Ghana. It also aims at identifying factors affectin...
ABSTRACT The main objective was to look at/examine the part play by internal financial management in the smooth administration of the selected Senior High Schools within suburb of Ashanti Region. Data were mainly Secondary type and have been gathered from the financial report / statement, of the selected Schools in Ashanti Region. These include the income statement, financial position or balance sheets for the period of four years (2012 to 2015), main cash books, journal and students b...
ABSTRACT This research tried undertake an assessment of corporate governance and financial accounting practices. The study dealt with the contributions of internal control to financial accounting practices, the effects of audit committee on financial accounting practices, and lastly the influence of internal auditors on financial accounting practices. Primary data was used during this research. Primary data was collected by administering questionnaire to Nestle Ghana limited. Responden...
ABSTRACT Adherents of ABC systems claimed traditional management accounting systems generated misleading costs in a contemporary, tumultuous, often changing business environment and implementing ABC would remedy this. That is why activity-based costing (ABC) represents the symbol of improved competitiveness and efficiency in every organization. The purpose of this study analyzing the existing literature in the field – is to emphasize that new cost system such as ABC could be a strong coup...
ABSTRACT The aim of this study was to find out the relevance of auditing and assurance services to the public institutions in Ghana. The objective of the study was to examine the relevance of auditing and assurance services in the public institutions in Ghana. The research instrument used to collect data was questionnaires. The questionnaires was administered to three (3) public institutions where 100 employees were given questionnaires. A sample of 100 respondents was selected randomly fro...
ABSTRACT The main aim of this study was to examine the challenges of financial management practices of pharmaceutical companies in Ghana using three selected pharmaceutical companies in Kumasi Metropolis. This was as a result of the fact that pharmaceutical firms mainly focus on bank loans and equity as their main source of funds in financing their operations giving less attention to efficient working capital as a feasible option. A set of questionnaires was administered on 25 persons from ...