ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic growth and development of a country cannot be overemphasized. Despite the important role played by credit in the economy, it is associated with a ca...
ABSTRACT The study was to examine the effectiveness of Human Resource Planning (HRP) and its effect at Information Services Department (ISD). The study which contains the research design, research population, sample and sampling procedure and data gathering instruments. It also sought to find out whether there are HRP policies and practices in the ISD; to establish whether the Human Resource Planning practices and procedures within ISD are functioning effectively; and to find out the challeng...
ABSTRACT This research work examines econometrically the impact of manufacturing sector on economic growth in Nigeria, from 1981 to 2010. It assesses the effect of manufacturing output (mangdp), investment (inv), government expenditure (govexp) and money supply (m2) on log of real gross domestic product (lrgdp). Appropriate multiple regression model is specified with parameters, which are estimated using the ordinary least square (OLS) technique. Test of hypothesis is carried out and the resu...
ABSTRACT This research work was focused on investigation on the use of budgeting and budgetary control as tools for accountability in government parastatals. ( A case study of Enugu State Housing Development Corporation). Budgetary control is a quantitative expression of plane of action prepare in advance of period to which it relate. The organization is face with the problem of lack of budgeting while planning and controlling their activities. The objective of the study is to determine if bu...
Abstract The growing importance of the modern state at ensuring adequate provision for' living and the need for economic growth in large part of the world have contributed to the entrance of the prestige of monetary policy as an important instrument of economic policy. This write up will examine and explain various monetary policy instruments that have been used in Nigeria since the. inception of the Central Bank of Nigeria (C.B.N) which is the regulator^ body u6ecl by the Federal Government...
ABSTRACT The research study seeks to examine the effects of cedi depreciation on the activities of small scale businesses in the country. The aim of the research is to examine the impact of cedi depreciation on imports, income, size and the growth and performance of the small scale industries. In addition the research work aims at finding out the extent to which small scale businesses depend on imports. SMEs found in some selected localities in Kumasi Metropolis are used. Literature...
ABSTRACT This study examines the credit appraisal process and repayment of Bank loans at Ecobank. Specifically, the study investigates the appropriateness of the credit appraisal process of Ecobank, the relationship between loan officers and customers and the effect of loan officer – customer relationship on the credit appraisal process. The study also identifies strategies to help improve the credit appraisal process of the Bank. A face-toface household-level survey of 142 responde...
ABSTRACT Budgeting is a form of financial planning and a control mechanism in an organization. Thus, it is utilized to impose the strategy of an organization. Consequently, a budget is composed of different functional plans that could help both short and long term development of an organization. The Kwadaso SDA Hospital is decentralized private organization and it engages in the preparation of annual budgets to facilitate its financial operations. However, the budget preparation, implementat...
ABSTRACT Liquidity management has always proven to be one of the difficult management function that business leaders have to deal with in their business operations. Interestingly, there is no conventional wisdom as to the required threshold of liquidity a business have to maintain in order to remain sustainable hence, every business entity will require its own liquidity management policy. The study investigated how corporate liquidity management affect firm performance using listed financia...
ABSTRACT Decentralization is assumed to bring about better efficiency in the distribution of public goods and services at the local level. Interestingly, this acclaimed position of decentralization depends largely on the belief that local governments will in practice exercise much fiscal discretion when it comes to the allocation of resources than the central government. However, to the shock of many, local assembly’s fiscal discretion appears to be very controlled in the sense that most lo...
ABSTRACT Firms’ investment appraisal techniques have become a great area of interest to both academics and practitioners alike. For instance, common opinion among scholars and practitioners is that, a business future success and sustenance largely depend on its ability to get its present investment decisions right. This means that, the decisions inherent to investments are critical to the growth and sustenance of every company be it a private or public entity. Accordingly, this study look...
ABSTRACT In today‘s financial world, financial performance is a requirement amongst the perspective of various stakeholders, be it in the management, lenders, owners and investors‘ perspective. Financial performance is crucial for taking financial decisions related to planning and control. Hence, it forms the basis as one of the importance for taking financial decisions effectively. Manufacturing Sector plays an important role in economic development of a country. The manufacturing syste...
EXECUTIVE SUMMARY The global energy market is looking for new sources of non-conventional energy whereby existing methods of energy generation like Solar Photovoltaics have technologically surged. This advancement has led to higher adoption by consumers in residential and commercial sectors. Government policies have also been favourable in support of implementation Solar Energy Generation Systems. In such a scenario there exists a need to analyse the economic potential of solar ...
ABSTRACT The research was carried out in assessing the proper use of improvised instructional facilities for teaching business studies in junior secondary school in Bauchi metropolis. Three research questions were formulated to guide the researcher in carrying out the study. Cross sectional survey research design was used, sample of twelve Junior Secondary Schools in Bauchi Metropolis were used for the research. The instrument of data collection was a structured questionnaire and a check lis...
ABSTRACT This study was carried out to find out the extent of utilization of information and communication technology by business education students on the improvement of education in Bayelsa State. The descriptive survey research design was used for the study. Four research questions were raised to guide the research. A total of 200 business education students were selected from the universities were used for the study. The data collection instrument was a 28 item questionnaire that was st...