Banking and Finance Research Papers/Topics

THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK

ABSTRACTThis research work is aimed at satisfying those who have interest in the effect of government policy on commercial banks lending ability in Nigeria (1999-2005) especially the bankers throughout the world who are involved in financial transaction with Nigeria.The data required for achieving these questionnaire, Newspaper, Journals union bank Bullion were used.Finally, the title the effect of government policy on commercial bank lending ability in Nigeria (Union Bank) as discussed in th...

THE CONSTRAINTS OF SMALL SCALE INDUSTRY IN DEBT SERVICING

ABSTRACTSmall scale industries have had very difficult time tryi8ng to survive in ever changing Nigeria economy, their problems rage from the business environment itself to the operators of these set ups. The harsh nature of the economy makes it very difficult for their operators to forecast and make long-term plans while the managers are more interested in making as fast as possible at the expense of the survival of the business.This industry had a very fast growth daring the oil boom period...

THE CAUSES AND EFFECTS OF LIQUIDITY PROBLEM ON THE NIGERIA

ABSTRACTThis research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified.To solve the research problem secondary source of data was extensively used by the research that in the review of related materials by prominent writers and authors. This helped imm...

THE ROLE OF COMMERCIAL BANK IN AGRICULTURAL

ABSTRACTThe object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State, which has been a major handicap to Agricultural Development today.The study arose from the fact the question to achieve self sufficiency in food produce is one of the highest priority areas facing most of the world’s people todayChapter one deals with statement of the problems, introduction, purpose and significant of the study, scope mid limitation of the stu...

AN EVALUATION OF THE EFFECTIVENESS OF NEW FINANCIAL PRODUCTS IN NIGERIAN COMMERCIAL BANKS

PREFACEThe basic objective underlying this study was the evaluation of the study of the ability of the new financial products by commercial banks in fund generalization or mobilization.This study has been structured into five chapters to make for easy reading and comprehension.Chapter one dealt with the background of the prevailing circumstance in the economy that necessitated the introduction of program intended to correct the imbalance in the economy. It also gives an insight into the measu...

AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA)

ABSTRACTThe growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reducin...

AN APPRASIAL OF CAPITAL BUDGETING DECISIONS IN GOVERNMENT PARASTATALS

TABLE OF CONTENTS TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT TABLE OF CONTENTS CHAPTER  ONE: 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY 1.2 STATEMENT OF PROBLEM 1.3 OBJECTIVE OF STUDY 1.4 SIGNIFICANCE OF THE STUDY 1.5 THE SCOPE AND LIMITATIONS 1.6 OPERATIONAL DEFINITION OF TERMS CHAPTER  TWO: 2.0 LITERATURE REVIEW 2.1 THE CHARACTERISTICS OF CAPITAL EXPENDITURE 2.2 TYPES OF INVESTMENT DECISION 2.3 IMPORTANCE OF CAPITAL EXPENDITURE 2.4 FORECAST/BUDGETING 2.5 OBJECTIVE OF BUDGETING...

EFFECT OF BANK FAILURE ON NIGERIA ECONOMIC DEVELOPMENT

ABSTRACT Effect of bank failure and economic development in Nigerian Banks occupy the most strategic point in the financial system of the economy for a total of bank to fait between 1992 to 2002 a space of four years, means that something definitely is wrong. This study is not antagonistic of any other rather it is complementary. Others works have to been used here and duty acknowledge but everything is with an intent to find a lasting solution to the issue of bank failure. The study   will...

FRAUDULENT ACT IN THE BANKING INUDTRY CAUSES EFFECTS AND POSSIBLE REMEDIES

ABSTRACT There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited  time for acquisition analysis and prop or interpretation of   data effort was mode bys the researcher to personally visit places where the above secondary data were located. In the absence for the need for primary data question pairs administration was deeined unqualified t...

LOAN SYNDICATION AS AN ALTERNATIVE TO BUSINESS FINANCE IN NIGERIA

ABSTRACT  Lack of fund has been one of the major problems militating against the progress and growth of our business organizations.  This is caused by a lot of factors such as low savings (Vicacious Circle of Poverty), Ignorance of the Public to invest, mismanagement etc.  There are many ways of solving the problems of Finance and Providing adequate finance to our business organizatios such as equity stock, savings, ploughing back profits, but for the purpose of this research, we have to ...

MORTGAGE BANKING IN NIGERIA HISTORICAL DEVELOPMENT ACHIEVEMENT AND PROBLEMS.

ABSTRACT This is a research on mortgage Banking in Nigeria Historical development Achievement and problems the research sorted to know for the existence of mortgage banking has been fect by the people and to the extent their objectives has been achieved. In carrying out this research the researcher made us of oral interview and questionnaire and the finding were that mortgage bank role towards the economic development has been felt through many areas of their promotional activities such as l...

THE IMPACT OF LIQUIDITY PROBLEM ON THE NIGERIAN BANKING INDUSTRY

ABSTRACT  This research work is aimed at identifying the impact of liquidity problems on the Nigerian banking sector with regards to their profit and previous made by the Government and the Apex Authority in finding the solution the problem.  In carrying out his study, secondary Data was used extensively.  This project work is divided into five chapters:  In chapter one, we have:  Introduction, Background of the study, statement of problem, purpose / objectives of the study, significanc...

THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES

ABSTRACT This is a research on Mortgage Banking in Nigerian Economic Development Programmes. The research sorted to know for the existence of mortgage banking has been fact by the people and to the extent their objectives has been achieved. In carrying out this research the researches made us of oral interested and questionnaire and the finding infere that mortgage bank it towards the economic development has been felt through many areas of their promotional activities such as loan advanceme...

THE ROLE OF COMMERCIAL BANKS IN A DEPRESSED ECONOMY

TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement CHAPTER 1.0 Introduction 1.1 Background of the study 1.2 Statement of the study 1.3 Objective of the study 1.4 Rationale / Research Question 1.5 Significance of the study 1.6 Scope of the study 1.7 Assumption of the study 1.8 Justification of the study CHAPTER TWO 2.0 Review of related literature CHAPTER THREE 3.0 Methodology and research design 3.1 Sources of data 3.2 Method of data collection 3.3 Location of data. CHAPTE...

THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS

PREFACE  The topic of this study is entitled “The Effect of Financial Accounting reporting on the Management of a Business”.  In carrying out this study therefore, the study was divided into five chapters.  Chapter one deals with introduction, background study, formation of hypothesis, significance of study.  Chapter two centers on the theoretical frame work of the study and literature were review.  Here the relevant literature were gathered and review.  Chapter three deals with re...


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