Research Papers/Topics in Banking and Finance

ENCOURAGING GROWTH TO REDUCE POVERTY IN NIGERIA

INTRODUCTION 1.1STATEMETN OF THE PROBLEM AND THE PURPOSE OF THE STUDY It is a common knowledge that the third would countries are generally poor. Even though there are poor people in developed world they are not comparable to the developing world. In African Nigerian is regard as the giant of African because of its abundant natural and human resources. In Nigeria today, the poor get poorer and the rich gets richer this raises serious question on the existence of true democracy and one Niger...

REVIEW OF MONETARY AND FISCAL POLICIES IN THE NIGERIA ECONOMY

INTRODUCTION 1.1BACKGROUND OF THE STUDYThe Central bank of Nigeria (CBN) started with effect from 2002 fiscal year, adopt a medium term perspective monetary policy framework. Unlike earlier program which where designed for one year, the new programmes is for a two year period beginning January 2002 to December 2003. the shift is in recognition of the fact that monetary policy actions affect the ultimate objectives of policy with a substantial lag. Thus, the current shift will free monetary po...

BANKS’ FINANCING SMALL SCALE BUSINESS UNIT. (A CASE STUDY OF UNION BANK OF NIGERIA PLC ENUGU BRANCH).

ABSTRACT The purpose of the project is to know to the extent small businesses in Nigeria has been able to obtain loans and advances from Nigeria commercial bank as a major sources finances  to the economy. The term “small scale business” are those small businesses that fall within the category of business with not more than five hundred thousand naira (N500, 000)  as their annual turnover. The findings of this study will help to make recommendation and suggestions for improvement of the...

FRAUD IN FINANCIAL INSTITUTION AND THE AUDITORS LIABILITY (A CASE STUDY OF ACCESS BANK PLC IN ENUGU)

ABSTRACT There in a misconception as to the role of the auditor in relation to fraud. Management has hence put in place a system of internal control adequate to its circumstances in order to help it ensure the reliability and accuracy of company records.  Despite all these there have been celebrated cases of fraud in financial institutions.  This hence highlights the need for an increased awareness of fraud and its manifestations in books accounts not only by accountants, but by investigati...

ELECTRONIC BANKING/ INVESTMENT AND PORTFOLIO MANAGEMENT (A CASE STUDY OF FIRST BANK NIGERIA PLC) ACCOUNTANCY

BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations, increased innovations and varieties in product and service delivery. These development have not only been technology  driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provide the tools for ...

JOURNAL OF INTERNET BANKING AND COMMERCE EXPLORING FACTORS INFLUENCING THE ADOPTION OF MOBILE COMMERCE

ABSTRACT  This study presents an extended technology acceptance model that integrates innovation diffusion theory to investigate what determine user mobile commerce acceptance. This paper models the factors relationships such as perceived usefulness, perceived ease of use, personal innovativeness, subjective norms, behavioral control and intention to adopt mobile commerce. The proposed model was empirically tested using data collected from a survey of mobile commerce consumers. Empirical dat...

EFFECTS FRAUDULENT ACT IN THE BANKING SECTOR

ABSTRACTAt that place were so many difficulties which this research work was confronted with bank officials were so loath to give out helpful information about this problem and there was likewise the cost of research and limited  time for learning analysis and prop or interpretation of   data effort was reached by the researcher to personally visit places where the above secondary data were turned up. In the absence for the need for primary data question pairs administration was deemed unqu...

IMPACT OF NIGERIA CAPITAL MARKET ON ECONOMIC GROWTH (2002-2010)

INTRODUCTION At the dawn of the 21st century, Nigeria, only recently restored to democratic rule, had a promising economic outlook for the ensuing decade. After several years of sanctions stemming from the political misadventures of the Abacha regime, the international business community was  ready to welcome her 150 million plus market back into the global economy. Crude oil prices, a critical benchmark of her economy, were steadily inching up from the low of $10 recorded in the latter part...

BANK FRAUD AND ITS EFFECT ON BANK PERFORMANCE IN NIGERIA

ABSTRACT Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the monetary authorities. It was against this backdrop that this study was aimed at providing empirical evidence on the effect of fraud on performance of ban...

AN ANALYSIS OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY (A CASE STUDY FIRST BANK OF NIGERIA PLC. ENUGU.)

ABSTRACT Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic growth and development of a country cannot be overemphasized. Despite the important role played by credit in the economy, it is associated with a ca...


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