ABSTRACT The project is on the “On the evaluation of the impact of Urban Development Bank in project financial in Nigeria. The importance of this is on the benefits of Urban Development Bank in Nigeria especially to the governments and those who manages the activities of the Urban Development Bank as they would gain the knowledge on how to finance Urban Development Bank of Nigeria in project making. The research was carried out in a number of states and some branches of Urban Development Ba...
ABSTRACT Banks occupy the most strategic point in the financial system of the economy. For a total of banks to between 1992 to 2002 a space of four years, means that somethings definitely is wrong. Certain question have been asked. Solutions proffered and prospects for the future explained but none of them seems to have solved the problem. This study is not antagonistic of any other rather it is complementary. Others works have been used here and duly acknowledged but everything is with...
ABSTRACT The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today. The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provide...
INTRODUCTION The establishment of the community banking system in December 1990 is an attempt to resolve the perennial problem of unavailability of credit facilities to the rural producers. In the past eight years, the 1014, community bank that are operational in the country show that the economy has a special place for them, the community are unique because of their community ownership and special clients. The community banking system has been tested and it has shown resilience as a result...
INTRODUCTION BACKGROUND OF THE STUDY. To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units. In a modern day society, economic prosperity and progress depend largely on the lev...
ABSTRACT This study is the role of computer in promoting efficiency in Nigeria commercial Banks with practical interest, was carried out with the following objectives. (1)To ascertain if computer has a significant influence on the time spent by customers in their banking transactions. (2)To find out if the computer has any effect in promoting efficiency in Nigeria commercial Bank Plc Enugu. In order to achieve above objective, questionnaires were prepared and administered to publication compr...
ABSTRACT Financial ratios provide managers with insights into the existing strengths and weakness and equally disclose warning indicators of impending failures. Mangers primary objective now is to plan against the flows and improve for the future prospect of the enterprises. There are many aids to intelligent analysis of statement but financial ratio is an important analytical procedure at the mangers disposal in the bid for planning financial ratios are wildly used as a basis for predi...
1.1INTRODUCTION Liquidity of banks means “The ease with which banks assets could be converted into cash”. The liquid assets include cash in the banks vault with the central banks and to their government securities that have not been used as these assets is cash. There are many reasons why a bank should have 0reasonable liquid assets in it assets portfolio, these include to be able to meet prompt demands for deposits withdrawals, that is, the banks must maintain confidence and also be able...
ABSTRACT Frauds and Malpractice are gradually becoming rampant and a daily occurrences in our banking industry while the bank management are busy working out means of detecting, checking frauds and malpractice, the frauders on the other end are busy designing new methods of circumventing those measures in conjunction with some dishonest bank staff. It should be pointed out that the effect destabilizes banks not only that, hinders growth of banks and attaining their aims and objectives or goal...
INTRODUCTION 1.1BACKGROUND OF THE STUDY The function of the state government in recent times include the provision of amenities infrastructures which are capital intensive in nature over the years most state government especially in the developing countries have been carrying out such functions with finds from external sources as loans, grants and development assistance or aids. These sources have often been complemented with domestic resources as statutory allocations from the federation a...
INTRODUCTION BACKGROUND TO THER STUDY like case in many countries, commercial banking started in Nigeria long before the central bank was established where as the first commercial bank branch was established in Nigeria as far back as 1892, it was only in 1958 (66 years) after that the central bank of Nigeria was established by the bank of Nigeria act of 1958. it started full operations on 1st July 1959. Prior to the establishment of the central bank of Nigeria, the role of a central bank ...
ABSTRACT This study is on the computer age and it’s impact on financial institutions. In other words, it reflects on the difference between when the use of manual machine was passed out and when the modern technology computer was introduced whether there is any improvement 0as regards the success in settlement of claims arising. The researcher vigorously and extensively studies the extent to which typical Nigeria financial institution made use of computer in the operational system of some o...
ABSTRACT The banking business has experienced structural changes over the decades like other business. The government continually encourages the expansion of the services rendered by bank and also facilities both in the urban and rural area. In other to provide comprehensive banking in the country. Banking has been in existence as far back 2500 B.C. Nigeria Government intervention began in 1975 where the military government restructured and Nigerianised in stages in the banking system. It has...
ABSTRACT The significance of the service industries in the economic development of Nigeria cannot be undermined. However, liquidity problems constitute a major constraint on the development of this industry. This study addresses the practical measures in the service industries needs to adopt and effectively manage their liquid resources especially taking cognizance of the current economic recession in the country. This study shows that economic recession and over investment in stock are the m...
ABSTRACT Fraud is an awful phenomenon, which like a vein has invaded Nigeria banking industries and the society in general, and puts any organization that it comes into in a state of liquidation. This study highlights the bank fraud, extent of fraud in banks, effects of bank fraud, detection, and presentation and control measures adopted by management to check fraud incidents. This study highlights the nature and various types of fraud, causes of bank fraud, extent of fraud in banks, effects ...