Development Finance Research Papers/Topics

The Impediments and the Best Practice use of Derivatives in Zimbabwe, Botswana and South Africa

Abstract: The quest for the diversification of Botswana’s mineral-led economy necessitates an examination of other performing ones such as the Tourism-Transport and Finance-Consulting small service sectors which have been identified as also contributing immensely to its economy. So, this paper investigates variations in market orientation and performance among small service firms in Botswana. In more specific terms, it involves analysis of variations with regard to tourism-transport and fi...

Impact Of Interest Margin On Non-Performing Loans: (Case Of Rural Banks)

ABSTRACT The financial sector of Ghana witnessed what many described as “financial crisis” in the early part of 2017. Many financial institutions became insolvent stemming from high levels of non-performing loans in the financial sector. Ghana as a country is currently experiencing one of the worst financial crises the country has ever experienced since it became a Republic. So far, over seven (7) commercial, retail and investment banks in the country have been declared insolvent by the ...

The Impact Of Mobile Money Services On The Performance Of Retail Banking In Ghana

ABSTRACT The purpose of this project was to determine the impact of Mobile Money services on Retail banking in Ghana with emphasis on three selected banks, Ecobank Ghana limited, GCB Bank Limited and Fidelity Bank Ghana Limited. These banks were selected based on their share of industry deposit contribution. A close ended questionnaire was designed and used to collect data from one hundred and thirty-three (133) respondents using convenience sampling. The respondents were customers and poten...