Abstract: In Ethiopia, agriculture has been at the core of the development strategy. To improve the prevailing low level of production and productivity, the government has been undertaking financial sector reform, to help boosting agricultural production and reducing rural poverty. In cognizant to the need for rural financial services as articulated in ADLI strategy, MFIs and SACCOs are being promoted to cater financial services to farmers. This study aimed at assessing the impact of village...
Abstract: Access to safe drinking water is a fundamental human need for improving their livelihood and it is an essential input for industry, energy production, and agriculture. However, access to safely managed drinking water remains to be the problem faced by households. The extent to which households contribute in the form of WTP for the proposed water supply improvement is very crucial. Therefore, this research was designed to estimate households mean WTP for improved water supply servic...
Abstract This study carried out an analysis of multidimensional poverty and inequality in Nigeria. Five specific objectives were achieved in the study. The Core Welfare Indicator Questionnaire (CWIQ) survey data of 2006 by National Bureau of Statistics was used for the study. The sample was made up of 77,400 (seventy-seven thousand, four hundred) housing units drawn from the 36 States and Federal Capital Territory-FCT. The welfare indicators were categorized into ten poverty groups- Housing; ...
ABSTRACT Savings is an important mechanism that drives capital formation and economic growth. Savings behavior among slum dwellers is a topic of interest since individuals from these areas are seen as low income earners living in squalor. The aim of this study is to examine the savings behavior as well as the employment and accommodation aspirations of residents of Jamestown, and Nima, comparing them to those of residents in Kanda, a non-slum community. A total of two hundred and forty respo...
Abstract Africa still has the lowest electrification rates in the world with over 600 million people estimated to be living without access to electricity. What makes the challenge even greater for Africa is that the continent is so sparsely populated that building grid infrastructure is not viable in many cases. However, “pay-as-you-go” solar home systems have provided the continent with the opportunity to correct its electrification deficit. These innovations are not new and many of the...
ABSTRACT The extant literature has under-explored the factors that determine construction performance among small scale building contractors in Ghana. Using the data set of 50 questionnaire received from respondents in the sector, this study examines the determinants that affect construction performance. The descriptive statistics as well as the analysis of variance (ANOVA) approach was used to make inferences from the data collected. The results indicate that the factors of performance of s...
ABSTRACT All around the world, many studies demonstrate the importance of Small, Micro and Medium Enterprises (SMMEs) in lifting-up the economy and creating employment. Many governments around the world have created institutions with the aim to enhance SMME survival and growth. This in turn contributes to social and political stability in a country. Despite the importance of SMMEs to the economy and employment creation, in South Africa studies (Hallberg, 2000; World Bank, 2000; World Bank, 20...
ABSTRACT The importance of assessing the risk management practices by the small and medium scale enterprises (SMEs) in the recent times has been underscored by research. In this study, an analysis of risk management practices of the SMEs in the construction sector of Ghana is assess to determine the level of awareness, the extent of its application and the potential impact on the construction business. This study is a follow up to previous studies risk management practices in the construction...
ABSTRACT There is an increased growth of the use digital financial services in the world. Many banks, financial institutions, savings and loans companies are establishing and implementing the use of these services to bridge financial inclusion. A study was conducted at Zenith Bank Ghana Limited to see the benefit of digital financial services among their clients and its contribution to financial inclusion. This study was done to determine the relationship between financial inclusion and digit...
ABSTRACT The financial sector plays an important role in every country in terms of resource mobilization and allocation. It is deemed by many scholars as the pivot around which economies evolve. Banks are globally regarded as the major player in financial sector. The expansion in the activities of banks that include, but not limited to, securities markets, fund management, insurance, to a large extent, can be attributed to deregulation in the financial sector. The study sought to examine th...
ABSTRACT The purpose of this paper is to demonstrate and recognize the link between debt financing and performance and choosing appropriate measures to evaluate and analyze the financial status of State-Owned Enterprises. The major aim is to determine the level of debt financing among StateOwned Enterprises in Ghana. The study investigated the relationship between debt financing and performance of 22 State-Owned Enterprises (SOEs) over a four-year period (2014 – 2017) using regression mode...
ABSTRACT Small and Medium-sized Enterprises (SMEs) are largely touted as the means through which a country’s development goals and objectives can be realized. The prospects of SMEs include employment opportunities, sources of income, sources of government revenue. In spite of the prospects that these enterprises offer to the development of any economy, there are hindrances confronting the development and growth of the sector. Literature on SMEs financing illustrates that there is a knowled...
Abstract The main aim of the current study is to investigate the effect of corporate governance on the financial performance and market value of firms listed on the Ghana Stock Exchange. Based on the aim of the study, the study specifically seeks to examine the relationship between board size and financial performance, to investigate the relationship between board composition and financial performance as well as to assess the influence of board committee structures on financial performance of...
ABSTRACT Many developing countries are striving to attract foreign direct investment into their country of which Ghana is no exception. They believe foreign direct investment inflows can boost domestic consumption expenditure and eventually aid in the alleviation of poverty in their respective countries. This key objective of this study is to investigates the impact of foreign direct invest (FDI) inflow on household consumption expenditure in Ghana, the research used secondary data from the ...