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THE IMPROVEMENT OF BANKING HABIT OF RURAL DWELLERS BY COMMUNITY BANK

INTRODUCTION The establishment of the community banking system in December 1990 is an attempt to resolve the perennial problem of unavailability of credit facilities to the  rural producers. In the past eight years, the 1014, community bank that are operational in the country show that the economy has a special place for them, the community are unique because of their community ownership and special clients. The community banking system has been tested and it has shown resilience as a result...

Role of Agricultural Credit in Improving the Livelihood of Farming Households: The case of Oromia Credit Saving and Share Company in Gomma Woreda, Jimma zone, Oromia Regional State

ABSTRACT Agricultural credit is a practice of receiving loan with interest rates which is used to increase agricultural production. Agricultural credit now a day’s becomes a serious agenda in economic activities across the globe and it is one of the contributing factors for economic development; especially in the third world countries. It is a mechanism through which the interaction between supply and demand can be maintained in the society. This study is aimed to assess the role of Agricul...

BROADCAST MEDIA: TOOLS FOR EFFECTIVE RURAL DEVELOPMENT (A CASE STUDY OF OYUN VILLAGE ILORIN)

ABSTRACTThe study is a critical examination of the role of broadcast media as tools for effective rural development. The rural means of communication is still the epitome for rural development. These broadcast medium of communication includes the following: radio, television and some modern means of communication such as the internet etc.However, both primary and secondary data will be used in gathering information for the study. The secondary data will come as a review of documented material...

Climate change and maize productivity in Uganda: Simulating the impacts and alleviation with climate smart agriculture practices

Abstract: Climate change continues to affect maize production, food security and livelihoods of smallholder farmers in most of the developing countries. Climate smart agriculture (CSA) practices can enhance agricultural production by alleviating adverse climate effects on maize productivity through improved soil moisture storage, water use efficiency, increased soil carbon (C) and nutrient supply with long-term resilience to climate change.

DETERMINANT OF AGRICULTURAL OUTPUT IN NIGERIA

ABSTRACT The study examines the determinants of agricultural output based on the empirical evidence of the short-run and long-run interrelationships among capital expenditure on agriculture, inflation rate, external reserve, interest rate, average annual rainfall and food importation using agricultural output as dependent variable. Macroeconomics data from 1970 – 2012 were sourced from Central Bank Statistical Bulletin and National Bureau of Statistics publications of several years. Data we...

Trends in Progression in Agriculture Career Among Students in Tertiary Institutions of Kakamega and Bungoma Counties, Kenya

Abstract While agriculture is a major source of employment, it is notable that youths in developing countries are unemployed. In Kenya, agriculture is taught in the 8-4-4 syllabus and in the current competency-based curriculum. Despite the above facts, Kenya still requires human resources to drive the agricultural sector. The purpose of this study was to examine trends in progression in agriculture careers among students in tertiary institutions in Kakamega and Bungoma counties, Kenya, from ...

Accounting System In Agricultural Development Project In Nigeria (A Case Study Of Kwara State Agricultural Development Project)

Abstract Government accounting is the process of recording, analyzing, summary; communication and interpreting financial information abut government in aggregate and in details, reflecting all transactions involving the receipts, transfer and disposition of government funds and property. This is the effect it his laid down in the audit ordinance in 1956 and the finance control and management ordinance of 1958. The provision of these two ordinances of 1958. The provision of these two ordinance...

AGRICULTURAL INFORMATION NEEDS AND SEEKING BEHAVIOR OF SMALLHOLDER FARMERS OF TANQA ABERGELLE WEREDA, CENTRAL ZONE OF TIGRAY, ETHIOPIA

Abstract: The purpose of this research is to reveal the agricultural information need and seeking behavior of the Abergelle woreda smallholder farmers. In this information era, smallholder farmers’ information needs change with their geographical location, economic, demographic, psychological and institutional factors. Till now to the level of the author’s knowledge no study has been done on the topic in the study area yet, therefore, conducting a research on identifying information need...

THE PROBLEMS OF BANKINGS HABITS OF THE RURAL COMMUNITIES IN NIGERIA

ABSTRACT  This  research work is intended to do analysis of rural banking habits f the rural communities of the Nigeria and to analyze the various problems militating against the successful implementation of the rural banking awareness from the central bank annual report and statement of account 1999.  Survey conducted it was revealed that the country is under banked.  In this work, some plausible recommendations that will assist the monetary authorities in fashionry out practicable and ...

Determinants Of Digital Technologies Adoption Among Small Scale Farmers In Kenya. A Case Of Embu And Kirinyaga Counties

Despite the fact that Kenya is a regional innovation hub with the increasing digitalization of the various sectors within the economy, the adoption of technology within the agriculture sector has not been at par with the rest of the economy. This study sought to examine the determinants of the adoption of digital technologies within the agriculture sector. The study sought to establish the effect of resource capability, managerial capability, extension services, and socioeconomic factors...

Gender Dynamics In The Access To And Control Of Benefits Accrued From Tea Farming In Kiganjo Division, Gatundu District

ABSTRACT: Agriculture is the cornerstone of Kenya’s economy with most households depending on it for food and livelihood. Women provide the largest share of agricultural labour in many households. Despite the important role that women play, they are discriminated in the area of access to and control over the agricultural benefits. In agriculture, tea farming was the main foreign exchange earner in the year 2011. But despite the important role tea farming plays in Kenya, there are gender ine...

The Role of Soil Conservation in Promoting Agriculture Production in Maswa District, Shinyanga -Tanzania

ABSTRACT This research study conducted in Maswa district. The overall objective of this study was to finding out the impacts of soil conservation practices in promoting agriculture production in Maswa district. The problem investigated by the researcher in this study was poor management practices of soil conservation in Maswa district and to suggest a better way of increasing sustainable soil use and crop production. The researcher used face to face interviews using questionnaires and intervi...

Contribution of Community Banks to Rural Economic Development. A Case Study of Ikpoba-Okha and Egor Local Government Area’s of Edo State, Nigeria

ABSTRACT Banking generally has been known to play significant roles in any economy including the Nigeria Economy. Since the inception of the First Bank in 1984, the country has witnessed tremendous growth. However, this development has been lopsided to the detriment of the rural areas. This necessitated the establishment of community Bank in 1990, by the central Bank of Nigeria. The idea of community banking was borne out of the desire of government to involve the grassroots in the socio-ec...

Contribution Of Lgcdg In Improving Local Community Livelihoods In Meru District Arusha, Tanzania

ABSTRACT  This study entitled “The Contribution of Local Government Capital Development Grants in Improving Community Livelihoods” was conducted in Meru District, Arusha, Tanzania in four selected villages namely King’ori, Kikatiti, Maji ya Chai and Patandi. Data were collected using questionnaire survey and interviews. The total number of 89 respondents was from these villages, King’ori (22) respondents, Kikatiti (24) respondents, Maji ya chai (24) respondents and Patandi (25) respo...

The Contribution Of Urban Agriculture To Household Poverty Reduction: The Case Of Morogoro Municipality In Tanzania

ABSTRACT This study was carried out to evaluate the contribution of urban agriculture to household poverty alleviation in Morogoro municipality. A survey was conducted covering a sample of 100 households selected using a stratified random sampling procedure. The analytical techniques used were gross margin, Gini coefficient and coefficient of variation. The findings of the study showed that urban agriculture is practiced by people from all social demographic groups. The Gross margin analysis,...


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