ABSTRACT
The main purpose of this study is to ascertain impact of inflation in the growth income and wealth distribution in 2012- 2021, Nigeria. The data considered was secondary as obtained from Central Bank of Nigeria and Federal Office of Statistics. The results showed that the parameters estimates associate with the independent variable inflation rate is positive (i.e. 0.164X1). Also, there is a positive relationship between parameter estimate associate with capacity utilization (i.e. 0.048X2) and parameter estimate associate shows positive relationship with environmental factors. It is conclusive that there is a direct relation between growth rate in real GDP (i.e. productivity) and inflation rate in Nigeria The ever changing business environment requires firms to adapt quickly to associated new challenges and competition, and presents particular problems for small businesses given their small size and limited resources. Small businesses increasingly face competition not only from their peers but also from large corporations participating in niche markets once regarded the preserve of smaller businesses. In fact, reliance on domestic markets for business growth is a thing of the past for many SMEs. The study sought to establish the Inflation and income and wealth distributionat Owerri Imo state Nigeria . The study sought to achieve the following objectives: establishing how accessibility to income and wealth distribution affects the performance of inflation ; examining how access to inflation affect performance of inflation ; determining how the use of technological input in payment system affect the performance of inflation and examining how the availability of inflation and managerial experience affect the performance of inflation . The study applied survey research design on a sample of 47 SMEs Traders. The study employed the use of questionnaires to collect primary data through interviews as research tools since they collect information that is not directly observable as they inquire about feelings, motivations, attitudes, accomplishments as well as experiences of individuals. For the main purpose of this research, the study collected primary data and compare it with the available secondary data for the literature review. Descriptive statistics was used mainly to summarize the data. This included percentages and frequencies. Tables and other graphs were used as appropriate to present the data collected for ease of understanding and analysis. The study concludes that access to income and wealth distribution affected the performance of the business to a great extent. The study further concludes that access to finance affected performance income and wealth distributions. It affected performance to a great extent because it limited the entrepreneurs’ ability to take advantage of opportunity as and when they arose. The study further concludes that technology affected the businesses to a very great extent by facilitating communication with both the supplier and customers, by easing the transportation of goods and by easing the marketing of our products. The study concludes that most of the respondents measured the performance of the business the number of customers and that the Government policy and regulations affect the performance of the business to a very great extent. Inflation and managerial experience affected the performance income and wealth distributions to a great extent.
TABLE OF CONTENT
Title page i
Certification page ii
Dedication iii
Acknowledgement iv
Abstract v
Table of contents vi
CHAPTER ONE:
INTRODUCTION
1.1 Background of the study 1
1.2 Statement of the problem 4
1.3 Aim and Objectives of the study 5
1.4 Research question 5
1.5 Research hypothesis 6
1.6 Significance of the study 6
1.7 Limitation of the study 7
1.4 Definition of terms 7
CHAPTER TWO:
LITERATURE REVIEW
2.1 Introduction 9
2.2 Conceptual Framework 9
2.3 Theoretical Framework 25
2.4 Empirical framework 26
2.5 Gap of related literature 27
2.6 Summary of literature 30
CHAPTER THREE:
RESEARCH DESIGN AND METHODOLOGY
3.1 Introduction 33
3.2 Research design 33
3.3. Sources/method of data collection 33
3.4 Population of the study 34
3.5 Sample techniques 34
3.6 Instrument for data collection 34
3.7 Validation of the instrument 35
3.8 Method of data analysis 35
CHAPTER FOUR:
DATA PRESENTATION AND ANALYSIS
4.1 Introduction 36
4.2 Presentation and analysis of data 36
4.3 Analysis of data 36
4.4 Test of hypothesis 40
4.1 Interpretation of result 50
CHAPTER FIVE:
DISCUSSION, RECOMMENDATION, CONCLUSION
5.1 Introduction 51
5.2 Summary of findings 51
5.3 Conclusion 52
5.4 Recommendation 53
5.5 Suggestion for further Study 54
Reference 55
Appendix 57
Questionnaires 58
Chinenyenwa, O., Blessing, A. & Blessing, A. (2025). EFFECT OF INFLATION AND INCOME AND WEALTH DISTRIBUTION IN NIGERIA. Afribary. Retrieved from https://afribary.com/index.php/works/effect-of-inflation-and-income-and-wealth-distribution-in-nigeria
Chinenyenwa, OKEREAFOR, et. al. "EFFECT OF INFLATION AND INCOME AND WEALTH DISTRIBUTION IN NIGERIA" Afribary. Afribary, 10 Jul. 2025, https://afribary.com/index.php/works/effect-of-inflation-and-income-and-wealth-distribution-in-nigeria. Accessed 08 Sep. 2025.
Chinenyenwa, OKEREAFOR, Adeoye Blessing and Adamolekun Morolayo Blessing . "EFFECT OF INFLATION AND INCOME AND WEALTH DISTRIBUTION IN NIGERIA". Afribary, Afribary, 10 Jul. 2025. Web. 08 Sep. 2025. < https://afribary.com/index.php/works/effect-of-inflation-and-income-and-wealth-distribution-in-nigeria >.
Chinenyenwa, OKEREAFOR, Adeoye Blessing and Adamolekun Morolayo Blessing . "EFFECT OF INFLATION AND INCOME AND WEALTH DISTRIBUTION IN NIGERIA" Afribary (2025). Accessed September 08, 2025. https://afribary.com/index.php/works/effect-of-inflation-and-income-and-wealth-distribution-in-nigeria