THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI)

ABSTRACT

It is generally accepted that development banks like most other types of financial institutions are facing a number of problems that most pressing and immediate of these, the problems of project financing and implementation are most exacting and formidable.

This study is therefore carried out as a first step towards identifying these problems, with a view to finding lasting solution to them. the study also deals with the introductory aspects of the research.

It briefly examines the origin of development banking in Nigeria with particular reference to the establishment of the Nigerian Bank for Commerce and Industry (NBCI). Chapter one contains information on the statement of the problem, objectives of study, the significance of the study, the scope and limitations of the study and a clear definition of terms and abbreviations used in the study.

Chapter two contains information on literature review.

Chapter three and four deals with data collection and analysis. The research hypothesis deals with both primary and secondary data, which also tested hypothesis formulated in chapter one.

The research was finalized with interesting research findings, recommendations and conclusions as regards to the best means of eradicating or at least minimizing the problems of project financing and implementation in Nigeria.

TABLE OF CONTENTS

Title pageII

Approval pageIII

DedicationIV

AcknowledgementV

Table of contentsVI

AbstractVIII

CHAPTER ONE

1.0Introduction1

1.1Background of the study1

1.2Statement of the Problem4

1.3Objectives of the study7

1.4Research hypothesis10

1.5Scope and limitations of the study11

1.6Definition of terms and abbreviations 12

Notes14

CHAPTER TWO

2.0Literature Review15

2.1History of the Bank (NBCI)15

2.2Sources of Fund16

2.3Functions and Operation of NBCI17

2.4Cannon of lending20

2.4.1Conditions for borrowing from NBCI25

2.5Securities acceptable for bank lending28

2.6Method of taking security32

2.7Financing lease and types34

2.8Advantages and disadvantages of leasing36

2.9Problems of finance by banks39

Notes44

CHAPTER THREE

3.0Introduction46

3.1Selection of Population46

3.2Sample and sampling46

3.3Method of data collection47

3.4The techniques of data analysis.48

CHAPTER FOUR

4.0Data Presentation and Analysis50

4.1Data Analysis50

4.2Test of Hypothesis56

CHAPTER FIVE

5.0Research Findings, Recommendations and Conclusions

5.1Research Findings58

5.2Recommendations65

5.3Conclusions67

Bibliography69

Appendix (questionnaire)71

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APA

Ugwu, A. (2018). THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI). Afribary. Retrieved from https://afribary.com/index.php/works/the-problems-of-project-financing-and-implementation-in-nigerian-bank-for-commerce-and-industry-nbci-2570

MLA 8th

Ugwu, Anderson "THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI)" Afribary. Afribary, 29 Jan. 2018, https://afribary.com/index.php/works/the-problems-of-project-financing-and-implementation-in-nigerian-bank-for-commerce-and-industry-nbci-2570. Accessed 16 Aug. 2025.

MLA7

Ugwu, Anderson . "THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI)". Afribary, Afribary, 29 Jan. 2018. Web. 16 Aug. 2025. < https://afribary.com/index.php/works/the-problems-of-project-financing-and-implementation-in-nigerian-bank-for-commerce-and-industry-nbci-2570 >.

Chicago

Ugwu, Anderson . "THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI)" Afribary (2018). Accessed August 16, 2025. https://afribary.com/index.php/works/the-problems-of-project-financing-and-implementation-in-nigerian-bank-for-commerce-and-industry-nbci-2570

THE PROBLEMS OF PROJECT FINANCING AND IMPLEMENTATION IN NIGERIAN BANK FOR COMMERCE AND INDUSTRY (NBCI)

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