ANALYSIS OF THE PERFORMANCE OF SOCIAL SECURITY AND NATIONAL INSURANCE TRUST IN GHANA FROM 1995-200

ACKNOWLEDGEMENTS I hardly know where to start saying thanks to all those who helped me with this thesis. First of all, my profound and heartfelt gratitude goes to my supervisors, Prof. P.E. Bondzi-Simpson and Mr. Edward Marfo-Yiadom. Their valuable contribution, innovation, talent and creative flair are very evident and much appreciated and so is Honourable Sam Quarm for his financial assistance. The greatest thanks of all go to my mom and dad who made it all worthwhile, 'who have supported me and encouraged me always and my fiancee for her unfailing support and help when I embarked on this painstaking, but ultimately fruitful journey into the academic world. I am also thankful to Mr. Eric Paa Kwesi Rhule who consistently gave timely and constructive feedback throughout the writing ofthis thesis. Thanks are also due to the members of staff of the School of Business, University of Cape Coast and to my post graduate colleagues for providing support and suggestions. Finally, the study would not have materialized without a scholarship from the University of Cape Coast. I also thank the management of SSNIT[, who provided materials, for the study, and to Mr. Edward Annan and Mr. Ebenezer Anowih for their immense and invaluable assistance during the data collection phase, I am very grateful for their help and expertise. To all of them, I say a big thank you and may God richly bless them