This study investigated the impact of credit administration on bank performance. The explanatory variables were liquidity ratio, cash reserve ratio, loans-to-deposit ratio and bank loans and advances regressed on bank profitability as the dependent variable. Through the multiple regression models, the four hypotheses were tested out of which two stated in null form were rejected while the remaining two were accepted. The results showed the major findings to include the existence of a significant relationship between all the variables taken together and bank profitability. Also, a significant relationship exists between cash reserve ratio, and loans and advances as explanatory variables and bank profitability. On this premise therefore, some of our recommendations are that banks should not extend credits indiscriminately. Hence, credits must only be given based on good credit rating in order to avoid incidence of non-performing loans.
Library, T. & UHAGIRO., L (2021). Evaluation Of The Impact Of Liquidity Management On Banks Performance In Nigeria. Afribary. Retrieved from https://afribary.com/works/evaluation-of-the-impact-of-liquidity-management-on-banks-performance-in-nigeria-1
Library, The Public Access, and LUCKY UHAGIRO. "Evaluation Of The Impact Of Liquidity Management On Banks Performance In Nigeria" Afribary. Afribary, 28 May. 2021, https://afribary.com/works/evaluation-of-the-impact-of-liquidity-management-on-banks-performance-in-nigeria-1. Accessed 28 Sep. 2022.
Library, The Public Access, and LUCKY UHAGIRO. . "Evaluation Of The Impact Of Liquidity Management On Banks Performance In Nigeria". Afribary, Afribary, 28 May. 2021. Web. 28 Sep. 2022. < https://afribary.com/works/evaluation-of-the-impact-of-liquidity-management-on-banks-performance-in-nigeria-1 >.
Library, The Public Access and UHAGIRO., LUCKY . "Evaluation Of The Impact Of Liquidity Management On Banks Performance In Nigeria" Afribary (2021). Accessed September 28, 2022. https://afribary.com/works/evaluation-of-the-impact-of-liquidity-management-on-banks-performance-in-nigeria-1