Risk Management and Insurance Research Papers/Topics

DEFINED CONTRIBUTION AND DEFINED BENEFITS: INHERENT RISKS AND RISK TRANSFERS IN GHANAIAN PENSION SCHEMES

ABSTRACT Ghana, due to various economic and demographic factors, also growing concern among the general populace on the adequacy of pension benefits has undergone pension reform. The new Ghanaian Pension scheme set with the objective of securing pension income of plan members is a combination of the Defined Benefit (DB) and a Defined Contribution (DC) pension plans in a three-tier structure. This thesis examines three major issues affecting pension provision in Ghana. That is, the risks assoc...

CAUSES, EFFECTS AND DETERRENCE OF INSURANCE FRAUD: EVIDENCE FROM GHANA

ABSTRACT This study measures the extent of effects of insurance fraud on the financial performance of insurance companies in Ghana. It also examines the causes, and stringent measures that can be used to fight against insurance fraud. Primary and secondary data obtained from 39 insurers in Ghana are employed in this study. A multiple regression model is used to determine the relationship between financial performance and insurance fraud variables. The results from the model indicate that stat...


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