Research Papers/Topics in Insurance

MANAGEMENT OF LIFE ASSURANCE FUNDS IN THE NIGERIA INSURANCE INDUSTRY

ABSTRACTInsurance is one of the key sectors in the economic development of Nigeria. The insurance market is made up of sellers of the insurance products that are, the insurance companies who provide covers for various risks and the intermediaries namely insurance agents and brokers. Life assurance contracts are usually for much longer periods. Life funds are therefore accumulated to long-term liabilities. The main purpose of this study is to assess the management of life insurance funds using...

IMPACTS OF CLAIM SETTLEMENTS ON PROFITABILITY IN THE NIGERIAN INSURANCE INDUSTRY

ABSTRACTIn the past, insurance companies hardly thought of how best to manage genuine claims and this led to the creation of a bad image for the insurance industry. An increasing number of insurance companies in recent years coupled with the declining purchase of insurance policies has forced companies to work on better methods of managing claims.I delved into this study in order to aid readers identify some of the problems militating against adequate settlement of claims. The data used for t...

CONSUMERS’ ATTITUDES TOWARDS INSURANCE PRODUCTS:/AN ASSESSMENT OF LIFE ASSURANCE PRODUCTS IN NIGERIA

ABSTRACTThere is considerable unexploited potential for insurance in Nigeria due to the lack of confidence based on years of negative experiences in the sector.  On the other hand, consciousness of Nigerians couple with the non-existence of social security system is encouraging factors for life insurance growth.  The research topic is “Consumers Attitudes Towards Insurance Products:  An Assessment of Life Assurance Products in Nigeria”.  The study started with ...

THE IMPACT OF INSURANCE INDUSTRY IN THE MANAGEMENT OF ENVIRONMENTAL RISKS IN NIGERIA

ABSTRACT Environmental can be said to be conditions and influences of a particular area. Environment can be physical or non-physical environment, material or non-material environment.  A lot of activities take place in the environment.  Most activities are for the development of mankind, some as a fund and some are very dangerous to the development of man.  Most of these environmental activities involved a lot of risk like Agricultural, extractive industrial activities etc...

THE IMPACT OF INSURANCE INVESTMENT FUNDS IN NIGERIA CAPITAL MARKET NIGERIA

ABSTRACTThe primary thrust of this study was to examine the effect of insurance investment fund in Nigeria capital market.  In carrying out this study, the researcher used survey research method in which she used questionnaires to collect her data.  The target population was from four insurance companies within Enugu Metropolis from which a sample size of 80 was drawn.  Among other things, the result of the study revealed, that investment of insurance fund is of much importance...

THE IMPACT OF LOCAL CONTENT IN THE DEVELOPMENT OF INSURANCE BUSINESS IN NIGERIA

ABSTRACTPrior to the introduction of the local content initiative, the rate of capital flight from the oil and gas sector was colossal. This trend was not encouraging for a nation that hopes to become one of the 20 leading economies in the world. Therefore in a bid to stem this trend, the Federal Government in 2007 introduced the Local content initiative.  This work therefore aims at finding the prospect for growth in the Insurance industry. Questionnaires and oral interviews were used i...

EVALUATION OF THE IMPACT OF INSURANCE INDUSTRY IN FUND MOBILIZATION ON THE NIGERIA CAPITAL MARKET

ABSTRACT The researcher in this research work “Evaluation of the Impact of Insurance Industry in Fund Mobilization on the Nigeria Capital Market”. The fundamental objectives are the improvement of the growth of domestic, corporate sector and assistance of the various forms of institutional savings like life assurance and pensions. The research was conducted through the administration of observation, questionnaire, personnel interview method and review of publications in relat...

EVALUATION OF THE STUDENT AWARENESS LEVEL OF HIV/AID AS CONCERNS INSURANCE STUDENT (A CASE STUDY OF ESUT)

ABSTRACTResearch on the evaluation of student awareness level of HIV/AIDS in ESUT has been carefully carried out. The objectives ranging from identifying the various way aids is spread. The various preventive measures and the various message modes used in educating of people students about the HIV/AIDS pandemic. Also the measurement of level of awareness of the message of HIV/AIDS by various anti HIV/AIDS organization. Based on the above topic, the researcher used linked sealing and correlati...

EVALUATING THE IMPACT OF REINSURANCE IN THE DEVELOPMENT OF INSURANCE PRACTICE IN NIGERIA

ABSTRACTIn the most widely accepted sense, reinsurance is understood to be that practice where an original insurer, for a definite premium, contracts with another insurer (or insurers) to carry a part or the whole of a risk assumed by the original insurer. By insurers we mean all persons, partnerships, corporations, associations, societies, associations operating as Lloyd's, inter-insurers or individual underwriters authorized by law to make contracts of insurance. We may define insuranc...

A STUDY OF THE DETECTION AND CHECKS OF CLAIMS FRAUD IN THE INSURANCE INDUSTRY A CASE STUDY OF INSURANCE COMPANY IN ENUGU STATE

ABSTRACTA study of the detection and checks of claims fraud operation starts from the propose insured who offers a business contract to the insurer by completing the proposal form. Questa with appropriate answers. The insurer on the often hard inspect the paid of  the insured before  the insured could course for the seltment of claims and the policy holder should come for the claim, immediately the loss has been sustained.Fround, the insured will notify and clear his mind from ...

AN APPRAISAL OF THE ROLE OF REGULATORY BODIES IN THE NIGERIAN INSURANCE INDUSTRY

ABSTRACTBusiness is too important to be left to “Business-men” to run and operate as they see fit. Moreso, if that “business” is that of insurance. The average Nigerian might not know much about insurance but he or she knows that insurance companies “don’t pay claims”  In otherwords, the insurance industry has a bad image. This was the reason behind the federal governments creation of different insurance regulatory bodies. To prevent “quac...

AN EVALUATION OF THE ROLE OF NDIC TO BANK DEPOSITOR AND THEIR SERVICES ADEQUACY

ABSTRACTIn this research study titled an evaluation of the role of NDIC to bank depositors and their services adequacy. The objective of the   study was to know if the purpose of introduction of NDIC in the Nigeria financial institution has actually actualized its aim sine 1989 till date The researcher used oral interview and questionnaire to obtain all the necessary information including secondary data. It was discovered that within the period the number of bank distress reduc...

NATIONAL HEALTH INSURANCE SCHEME IN NIGERIA (PROSPECTS AND PROBLEMS)

ABSTRACTThe intention of this research is to analyse the prospect and problems of National health Insurance scheme in Nigeria. Which will bring health care for all? In analyzing this topic I will give a brief introduction on how the scheme works and states the prospect and problem. Also a guideline will be drawn how the scheme will react in Nigeria now it has been established and lunched. How the problem will be solved.The review of some other literature words on the subject matter “Nat...

RISK MANAGEMENT IN THE NIGERIAN FINANCIAL INSTITUTION A CASE STUDY OF SOME SELECTED BANKS

ABSTRACTThe aim of this study was to examine the impact of risk management in the banking sector of the Nigeria financial institutions. The study started with an attempt to state the problem that motivated the study, which financial institutions.Risk management was into the banking sector to help recluse the risk of systematic failure and avoid the disruptions caused by the financial crises in banks. The study there for, was done to access critically its impacts on Nigeria financial instituti...

THE IMPACT OF PROPER UNDERWRITING IN PROMOTING INSURANCE IMAGE IN NIGERIA (A STUDY OF NIGER INSURANCE PLC)

ABSTRACTInsurance companies are legal entities that cover the insured against certain unexpected occurrence of an event in exchange for payment of a predetermined amount of money called premium. In underwriting insured risks insurance companies do accepts risks that have different risk profile but the acceptance of those risks are under different conditions which they face a lot of challenges in carrying out these activities because of low modern technology and facilities, lack of professiona...


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