TABLE OF CONTENT
Table of contents
1.0 CHAPTER ONE: INTRODUCTION
1.2 Statement of the problem
1.3 Objective of the study
1.4 Scope of the study and limitation
1.5 Significance of the study
1.6 Plan of the study
1.7 Definition of terms
1.8 Research Methodology
2.0 CHAPTER TWO: LITERATURE REVIEW
2.1 Historical overview of commercial bank
2.2 Functions of commercial bank
2.3 Treasury management in commercial bank
2.4 Various sources of funds
2.5 Various cost of funds
2.6 Cost control
2.7 Essence of treasury management
2.8 Impact of treasury management in commercial bank
3.0 CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Historical background of the study
3.2 Research Population
3.3 Method of data collection
3.4 Methods of data analysis
3.5 Source of data collection
4.0 CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Data presentation techniques
4.2 Liquidity management
4.3 Sources of liquidity
4.4 Asset management
4.5 Liquidity measurement
4.6 Determining liquidity needs
4.7 Profitability to liquidity
4.8 Table showing the sources of bank liquidity
5.0 CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION
Commercial bank is an economic unit with its main objectives of maximizing profit.
The role of a commercial bank is different from that of central bank in the utmost aim of making profit from the public through providing banking-services for personal and commercial customers.
There are other factors that can distinguish the commercial bank from the central bank, like ownership of the commercial banks which is owned by the shareholders like any to other stock company.
According to Reed et al (2002), the main role of the commercial bank is converting short term deposit into long term deposits into long term loan and resolves it to generate income to themselves. commercial banks brings together people who are willing to save and they can assured or guaranteed their money any time they need it.
The commercial banks act as intermediaries of collecting deposits and receiving interest on loan issued out to lenders. Commercial banks due to its great competition faced in the global market, it must struggle to attain profits in other to keep the bank and name in progress and by so doing the following have to be adhered to:
(A) The shareholders funds: which is gotten through the selling and the buying of ordinary shares, preference shares redeemable share etc.
(B) Reserves: As the undistributed profits which belongs to the shareholders and kept with the Central bank of Nigeria (CBN).
(C) Loan Capital or debenture Stock: Are the long and medium-term loans to the bank at a fixed rate of interest and repayable over a fixed period of time to finance the certain capital projects of a bank.
F., O (2022). Liquidity and Profitability Management in Commercial Banks (A Case Study of Union Bank Plc, Ilorin, Kwara State). Afribary. Retrieved from https://afribary.com/works/liquidity-and-profitability-management-in-commercial-banks-a-case-study-of-union-bank-plc-ilorin-kwara-state
F., OYATOGUN "Liquidity and Profitability Management in Commercial Banks (A Case Study of Union Bank Plc, Ilorin, Kwara State)" Afribary. Afribary, 06 Jan. 2022, https://afribary.com/works/liquidity-and-profitability-management-in-commercial-banks-a-case-study-of-union-bank-plc-ilorin-kwara-state. Accessed 07 Aug. 2022.
F., OYATOGUN . "Liquidity and Profitability Management in Commercial Banks (A Case Study of Union Bank Plc, Ilorin, Kwara State)". Afribary, Afribary, 06 Jan. 2022. Web. 07 Aug. 2022. < https://afribary.com/works/liquidity-and-profitability-management-in-commercial-banks-a-case-study-of-union-bank-plc-ilorin-kwara-state >.
F., OYATOGUN . "Liquidity and Profitability Management in Commercial Banks (A Case Study of Union Bank Plc, Ilorin, Kwara State)" Afribary (2022). Accessed August 07, 2022. https://afribary.com/works/liquidity-and-profitability-management-in-commercial-banks-a-case-study-of-union-bank-plc-ilorin-kwara-state