ABSTRACT
Appropriate measurement, data and information are crucial pillars in facilitating the
design of financial inclusion policies and interventions. The lack of reliable data is a
barrier to financial inclusion and related evidence based policy making in developing
nations. Whereas substantial work has been done on the gathering of demand-side
financial inclusion information in Namibia through the FinScope consumer surveys of
2007 and 2011, comparatively less has been done on compiling the required supply side
data. The purpose of this study is to develop the supply-side measurement and data
required to support financial inclusion in Namibia and propose an appropriate
framework of supply-side measurement and data in Namibia.
A qualitative method is employed in this study with the case study strategy being to
target the supply-side financial inclusion actors in Namibia including the commercial
banks, specialized financial institutions, and registered non bank financial institutions as
well as the regulatory authorities. The technique used for data collection is document
analysis of annual reports, records and other publications of the identified institutions. A
developed descriptive framework is used to organize the case study analysis with the
content analysis being performed with the aid of the qualitative analysis software
ATLAS.ti 7. The ideal financial inclusion measurement landscape, obtained using the
International Finance Corporation analytical framework, is compared with the actual
landscape to identify gaps in measures.
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The main study findings are that there is a lack of supply-side measures pertaining to
usage, quality and impact perspectives of financial inclusion. It was also found that
some financial inclusion policy objectives did not have corresponding indicators by
which they could be consistently monitored and evaluated. The identified gaps are
incorporated in a proposed framework. The study concludes that the current financial
inclusion supply-side data and measurement in Namibia is inadequate to support
evidence based policy making and monitoring and evaluation of financial inclusion
programmes in Namibia and that an appropriate framework such as that proposed in this
study would substantially improve the situation.
SAMUNDENGU, C (2021). Supply-Side Data And Measurement For Financial Inclusion: A Case Study Of Namibia. Afribary. Retrieved from https://afribary.com/works/supply-side-data-and-measurement-for-financial-inclusion-a-case-study-of-namibia
SAMUNDENGU, CHINEMBA "Supply-Side Data And Measurement For Financial Inclusion: A Case Study Of Namibia" Afribary. Afribary, 27 Apr. 2021, https://afribary.com/works/supply-side-data-and-measurement-for-financial-inclusion-a-case-study-of-namibia. Accessed 10 Nov. 2024.
SAMUNDENGU, CHINEMBA . "Supply-Side Data And Measurement For Financial Inclusion: A Case Study Of Namibia". Afribary, Afribary, 27 Apr. 2021. Web. 10 Nov. 2024. < https://afribary.com/works/supply-side-data-and-measurement-for-financial-inclusion-a-case-study-of-namibia >.
SAMUNDENGU, CHINEMBA . "Supply-Side Data And Measurement For Financial Inclusion: A Case Study Of Namibia" Afribary (2021). Accessed November 10, 2024. https://afribary.com/works/supply-side-data-and-measurement-for-financial-inclusion-a-case-study-of-namibia