The Liquidity and Profitability Management in Commercial Bank ( A Case Study of Union Bank of Nigeria Plc Lagos)

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TABLE OF CONTENT

Title Page                                                                              i

Certification                                                                          ii

Dedication                                                                            iii

Acknowledgement                                                                 iv

Table of content                                                                     v

CHAPTER   ONE

         Introdution

1.0   Background of the study

1.1   Statement of research problem

1.2   Research question

1.3   Objective of the study

1.4   Scope of the study

1.5   Significance of the study

1.6   Plan of the study

CHAPTER TWO

2.0      Literature review

2.1      Liquidity and profitability of Nigeria bank

2.2      Historical over view of commercial bank

2.3      Function of the commercial banks

2.4      Treasury Sources of funds

2.5      Treasury management in commercial banks

2.6      Various sources of  funds

2.7      Various cost of funds

2.8      Cost control

2.9      Essence of treasury management

2.10   Impact of treasury management in commercial bank

             References

CHAPTER THREE

3.0      Introduction

3.1    Historical background of union Bank of Nigerian plc

3.2   Research design

3.3   The type of data and the sources of data

3.4    Actual Fieldwork/ sampling produce

 3.5 Data organization

3.6   Data analysis 

CHAPTER FOUR

         Presentation of the Research

4.0      Introduction

4.1      Questionnaire analysis

4.2      Data presentation and interpretation of questionnaire

4.3      Management of liquidity and profitability response

CHAPTER FIVE

         Summary Conclusion and Recommendation

5.0      Summary

5.1      Conclusion

5.2       Recommendation

         References 

 CHAPTER ONE

INTRODUTION

1.0             BACK GROUND OF THE STUDY

A commercial bank is an economic unit which main goal is to maximize profit. Every bank attempts to structure its asset and liabities in such a manner as to field the lightest returns subject to some constrain. When customer deposit money with a bank they are lending the funds to the banks for a specific or indefinite period of time pending on the contract signed with bank. The customer can deposit and withdraw funds at short notice or without notice depending on the type of account being operated.

Bank however knows from experience that on average. Only a small proportion of the funds by the bank depositor at any given to me the bulk of the profit made by the bank arise from those simple transaction. i.e. the different between the cost of funds deposited by customers and the change on loan to customers. Generally depositors are paid lower rate of interest when compared with the rate charged on loan. In addition bank also invest their surplus funds in short. medium and long term securities what makes the task of asset selected difficult is the need. The management of funds in commercial bank or banking is considered liquid if it has adequate resource of liquidity instrument which include asset they are readily sealable without materials loss in advance of maturity 

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APA

Frontiers, E. & IDOWU, A (2021). The Liquidity and Profitability Management in Commercial Bank ( A Case Study of Union Bank of Nigeria Plc Lagos). Afribary. Retrieved from https://afribary.com/works/the-liquidity-and-profitability-management-in-commercial-bank-a-case-study-of-union-bank-of-nigeria-plc-lagos

MLA 8th

Frontiers, Edu, and ADEYEMI IDOWU "The Liquidity and Profitability Management in Commercial Bank ( A Case Study of Union Bank of Nigeria Plc Lagos)" Afribary. Afribary, 17 Dec. 2021, https://afribary.com/works/the-liquidity-and-profitability-management-in-commercial-bank-a-case-study-of-union-bank-of-nigeria-plc-lagos. Accessed 24 Jan. 2022.

MLA7

Frontiers, Edu, and ADEYEMI IDOWU . "The Liquidity and Profitability Management in Commercial Bank ( A Case Study of Union Bank of Nigeria Plc Lagos)". Afribary, Afribary, 17 Dec. 2021. Web. 24 Jan. 2022. < https://afribary.com/works/the-liquidity-and-profitability-management-in-commercial-bank-a-case-study-of-union-bank-of-nigeria-plc-lagos >.

Chicago

Frontiers, Edu and IDOWU, ADEYEMI . "The Liquidity and Profitability Management in Commercial Bank ( A Case Study of Union Bank of Nigeria Plc Lagos)" Afribary (2021). Accessed January 24, 2022. https://afribary.com/works/the-liquidity-and-profitability-management-in-commercial-bank-a-case-study-of-union-bank-of-nigeria-plc-lagos