AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA

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INTRODUCTION
1.1BACKGROUND OF THE STUDY
It is certain that Nigeria is endowed with a lot of natural resources. These resources to mention but a few are skel, crude oil, natural gas, Iron ore, palm oil, ground nut yam, cassava etc. these resources found the major export earning before the era of independence an generate 80% of our then total revenue the precolorual era could be regarded as era of substance economy. Each community then was noted for one particular raft or the other some families were known as either artists or blacksmiths on their craft as their source of livelihood ad they were operating as subsistence level fermi (1984)

As a result of increased population and increased demand for these service, there were efforts to increase specialization an efficiency by these craftsmen it worth knowing that there was little or capital intensive Because of this lack of capital intensive, production possibilities curing the precolonial, the federal government did not free movement towards the upliftment of the 
industries. The economy under the precolonial, the federal government. What merely existed was the cowry monetary system. Hence, the luck for efficient and effective monesed economy did not exert a concrete influence on economic activities. To foster the industry, there was the introduction of banking system which facilitated granting for credit facilitates e.g. loan and advance (Nwosu 1984)
In post independence economy, the government made no remarkable impact on small-scale industries establishment. The federal government in order to protect the small-scale industries (SSTS) In the country introduces the structural adjustment programme (SAP), which was design to exhibit reliance. It allows the SSTS to g row without unhealthy competition with the foreign goods, as it discouraged the importation of raw material that can be preceded locally.

The measures introduced to boast the growth small scale industries (SST’S) include the establishment of national economic reconstruction fund (NERFUND) and the small and medium enterprises (SIGE) fund which is 

manned by the CBN. Inspite of these effort by the government, the SSE’s are still struggling to liberate themselves from financial arises the small scale industries (SSI’) tends to differ among countries and individual
The central bank of Nigeria (CBN) create guidance to commercial and merchant bank for this purpose therefore, small scale enterprises shall include cottage industries and defined as enterprises who cost excluded cost of lend but including working capital does not exceeds N10, CBN (1994)   

TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT 
PROPOSAL 

CHAPTER ONE
1.0      INTRODUCTION
1.1BACKGROUND OF T HE STUDY
1.2STATEMENT OF THE PROBLEM
1.3OBJECTIVES OF THE STUDY
1.4SIGNIFICANCE OF THE STUDY
1.5LIMITATION OF THE STUDY
1.6DEFINITION OF YEARS

CHAPTER TWO
2.0REVIEW OF RELATED LITERATURE 

CHAPTER THREE
3.0RESEARCH DESIGN AND TECHNOLOGY
3.1SOURCES OF DATA (SECONDARY SOURCES ONLY) 
3.2LOCATION OF DATA
3.3   THE METHODS OF DATA COLLECTION 

CHAPTER FOUR
4.0FINDINGS.

CHAPTER FIVE
5.0CONCLUSION 
5.1RECOMMENDATION 
BIBLIOGRAPHY



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APA

Ugwu, A. (2018). AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA. Afribary. Retrieved from https://afribary.com/works/an-evaluation-of-the-impact-of-commercial-bank-lending-on-small-scale-industries-in-nigeria-5701

MLA 8th

Ugwu, Anderson "AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA" Afribary. Afribary, 29 Jan. 2018, https://afribary.com/works/an-evaluation-of-the-impact-of-commercial-bank-lending-on-small-scale-industries-in-nigeria-5701. Accessed 06 Feb. 2023.

MLA7

Ugwu, Anderson . "AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA". Afribary, Afribary, 29 Jan. 2018. Web. 06 Feb. 2023. < https://afribary.com/works/an-evaluation-of-the-impact-of-commercial-bank-lending-on-small-scale-industries-in-nigeria-5701 >.

Chicago

Ugwu, Anderson . "AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA" Afribary (2018). Accessed February 06, 2023. https://afribary.com/works/an-evaluation-of-the-impact-of-commercial-bank-lending-on-small-scale-industries-in-nigeria-5701