Research Papers/Topics in Banking and Finance

Loan Management and the Survival of Commercial Banks in Selected Districts in Meru Region in Eastern Kenya

ABSTRACT  This study sought to establish the relationship between loan management and survival of Commercial Banks in selected districts in Meru Region in Eastern Kenya. The study was guided by four research objectives; to determine the profile of respondents in terms of age, sex, designation and level of income; to determine the level of loan management in terms of secured loans, unsecured loans and mortgages management; to determine the level of survival of commercial banks in terms of loa...

Credit Management and Bank Performance of Selected Commercial Banks in Kigali- Rwanda

ABSTRACT  This study was undertaken with the primary purpose of determining if there is a relationship between credit management and bank performance in selected commercial banks-Kigali Rwanda. To accomplish this task, it was guided by the following research questions; what is the profile of the respondents in terms of age, sex, level of education, position in the bank and number of years in present position? What is the extent of credit management in terms of credit appraisal and approval p...

Bank Confidentiality An Examination of Law and Policy in Tanzania

ABSTRACT  The concept of bank customer relation in Tanzania is based on contract. It has been repeatedly argued that the success of the organization specifically in banking depends greatly on the needs of the customers. In order to be able to achieve that, it is necessary to understand customer and their service to enhance performance and profitability level of bank. In this sense a banker is under the duty not to disclose to the third parties information about its customers accounts affairs...

Examination of the Financial Record Management Practices in Local Assemblies: A Case Study of Ayawaso West Municipal Assembly, Greater Accra Region of Ghana

The general objective of this research was to examine the financial record management practices in local Assemblies using the Ayawaso West Municipal Assembly of the Greater Accra Region of Ghana as a case study. The study utilised a sample size of 100 respondents. The research design was quantitative which utilised a questionnaire as the instrument for collecting primary data. Findings from the study revealed that, in relation to the types of financial records that the Ayawaso West Municipal...

Business Strategy and Performance of Small and Medium Scale Enterprises in Kaabong District, Karamoja - Uganda

ABSTRACT  The study sought to establish the relationship between business strategy and performance of small and medium enterprises in Kaabong district. The study was guided by three specific objectives, that included i) determining the extent of business strategy; ii) level of performance of small and medium enterprises and (iii) the relationship between business strategy and performance of small and medium enterprises in Kaabong district. This research employed descriptive correlational des...

Customers Perception and Satisfaction of M-Pesa Outlets Services in some Selected Townships in Nairobi, Kenya.

ABSTRACT  This study was carried out to determine customers’ perception and satisfaction in the utilization of the money transfer service of the M-Pesa service by Safaricom Limited in Kenya. M-pesa is a swahili word meaning Mobile money. In the recent years, customers of M-pesa outlets services have been experiencing service delays, and poor treatment from the outlets agents who are said to be rude to them. This has resulted to some of the M-pesa clients migrating from Safaricom M-pesa ser...

Electronic Banking and Customer Satisfaction in Selected Banking Institutions in Mogadishu Somalia

ABSTRACT  The study sought to assess the effect of electronic banking on customer satisfaction of Banks in Mogadishu Somalia. It was guided by three specific objectives that included; to determine the effect of ATM (Automatic teller machine) on customer satisfaction of Banks in Mogadishu Somalia, to establish the effect of electronic funds (EFT) transfer on customer satisfaction of Banks in Mogadishu Somalia and to establish the effect of mobile banking on customer satisfaction of Banks in M...

Cash Management and Performance of Microfinance Institutions in Hargeisa, Somaliland

ABSTRACT  The study was to establish the level of cash management in the microfinance institutions in Hargeisa Somaliland. The objective included to establish the level of cash management in the microfinance institutions. To establish level of performance of the microfinance institutions and determine relationship between cash management and performance of the microfinance institutions in Hargeisa Somaliland. The study was based on descriptive correlation and a cross sectional survey designs...

Deficit Financing and Economic Growth in Nigeria

ABSTRACT  Deficit Financing is a government policy of financing large public expenditure by borrowing money rather than by raising taxes. This started way back in 1961; it is used to stimulate the economy. Deficit financing has not accelerated the growth of the economy, but has created more economic crises. Government finds ways of financing the deficit through borrowing from domestic sources such as the issuing of treasury bills, FGN bonds, treasury certificates, treasury...

The Relevance of Islamic Financing Instruments on COVID 19 Recession in Nigeria

This study examined the relevance of Islamic financing Instruments on COVID 19 Recession as it affects different sectors of the economy in Nigeria. A comparative analyses of the Islamic Finance Instruments such as Musharakah, (Equity Sharing) ,Mudarabah, (Silent partnership),Murabahah(Cost Plus),Salam, (Forward Sale) , Istisna (Manufacturing Financing), Ijarah (Leasing), Partnership) Al-Musaqat, (Contract of Irrigation) Qard Hassan (Beneficence Loans) ,Wakalah, (Agency contract) funds fo...

Cost of Capital and Economic Value Added of Small and Medium Enterprises (SMEs) in Nigeria

  ABSTRACT This study examined the implications of various cost of capital on the economic value added of quoted small and medium scale enterprises in Nigeria. Specifically, three costs were identified as follows: cost of debt, cost of equity and weighted average cost of capital. The general objective was to investigate the extent to which weighted average cost of capital influences economic value added of small and medium scale enterprises while the specific objective was to examine the i...

Banking Services and Customers' Satisfaction in The Rwandan Banking Industry: A Case of Banque Popular of Rwanda (Bpr) Limited

ABSTRACT The purpose of this study was to assess the level of ebanking services usage and customers' satisfaction in the Rwandan Banking Industry in Bank Populaire of Rwanda Limited. The main objectives of the study were to assess the level of ebanking services usage by BPR customers; to determine BPR customers' view of their overall e-service quality with ATM and Mobile banking services and to analyze the customer satisfaction with the existing ebanking services in terms ofloyalty and retent...

Financial Management and Sustainability of Nonprofit Organizations in Selected Local Non-Governmental Organizations in Mogadishu, Somalia

ABSTRACT  This study set out to establish the extent to which financial management affect sustainability of nonprofit organizations in selected local NGOs in Mogadishu, Somalia; specifically the study intended to establish the (I) profile of the respondents, (ii) extent of which financial management, (iii) level sustainability, (iv) whether there is a relationship in the extent of which financial management and the level of sustainability of nonprofit organizations in selected local NGOs in ...

Risk Management and Growth of Selected Commercial Banks in Hargeisa Somaliland

ABSTARCT This study investigated the relationship between risk management and growth of selected commercial banks in Hargeisa Somaliland, for this purpose which is to validate and test the existing information about it, to test the hypothesis of no significant relationship between them, to generate new knowledge based on the findings and also to identify strengths & weakness of banks in terms of all risk management items. The specific objectives of these study is to determine the profile char...

Loan Terms and Loan Default in Orient Bank Limited in Kampala Central Division Uganda

ABSTRACT The study centred on Loan Terms and Loan Default in Orient Bank Limited Kampala Central Division-Uganda. The study was guided by four objectives which included determining;- (i) the demographic profile of the respondents, (ii) Level of Loan terms (iii) levels of Loan default and (iv) significant relationship between the extent of Loan default and levels of loan terms in Orient Bank Limited. Researcher made questionnaire was used to collect data from 200 respondents selected purposive...


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