Research Papers/Topics in Banking And Finance

Macro-Prudential Liquidity Management and Financial Distress Resolution in the Nigerian Banking Industry: An ARDL Approach

This work evaluates the extent banking system liquidity enhances financial distress resolution in Nigeria.

Time-Varying Volatility Modeling of Stock Returns During COVID-19: The Nigeria Empirical Evidence

AbstractThis study models time varying volatility in the Nigerian stock exchange (NSE) investigating whether it has been affected during the Covid-19 periods. We examined the persistence of volatility and the presence of leverage effects in Nigerian equity market before and during the period of Covid-19. It wad found that there is GARCH effects in the stock market before and during the Covid-19 periods. However volatility was pooling and spiky more during the Covid-19 giving the verdict that ...

The Impact Of Micro-Finance Institutions On The Performance Of Small And Medium Enterprises In The Post Conflict Democratic Republic Of Congo (Drc)

ABSTRACTThe study focused on the impact of micro-finance institutions on theperformance of small and medium enterprises in the post conflict in thedemocratic republic of Congo (DRC) Bunia TownThe findings shows that Poor people have little or no access to financialservices that most of us take for granted, Lack of access to affordable loans onthe consumer side is a major hurdle in providing loan services that benefitsthe, Reliable and affordable loan. services are the underpinning of mo...

Bank Liquidity Risk and Bank Credit Risk: Implication on Bank Stability in Ghana

Bank sector crisis across the globe is largely blamed on the joint effort of bank liquidity and bank credit risks. And so, the twin concepts of liquidity and credit risks have come under keen academic scrutiny, especially in investment finance. Contributing to extant literature on these developments, secondary data were obtained from the websites of nine banks in Ghana, spanning 2008 to 2018, to determine how liquidity and credit risks separately and interactively impact bank stability in Gha...

Internal Control Systems And Cash Management A Case Study Of Family Diet Limited, Gayaza .Kampala

ABSTRACTThe study aimed at exploring the relationship between internal control systems and Cashmanagement using Family Diet Limited as a case study. A sound internal control system isimportant as it enables an organization to can-yon business in an orderly manner, safeguards theorganization's assets and ensures completeness and accuracy in their records to achieve highperforn1ance.The study documented and evaluated the adequacy of internal controls and its perf01mance atFamily Diet Limit...

The Effects Of Credit Policy On The Performance Of Commercial Banks

AbstractClient credit arises when there is a time lag between the delivery of goods and services and when payment is paid or received from the customer (Kakuru 2000). It's philosophy of lend now and receive payment later. Most commercial Banks offer loans to their customer and expect repayment on a future date (Atim, 1997) There is risk associated with loan extension to clients. There is a likely hood that the loan extended to the bank client may not be recovered as expected and these po...

The Information Technology And Banking Service Delivery A Case Of Popular Bank Of Rwanda (Bpr)

ABSTRACTThe information technology is the modern and significant part in the banking sector, it is of great importance for the bank today to access the impact of information technology of its operational performance so as to justify if high cost invested on it is justifiable or not, analyze their problems and there propose solutions. The objective of this study, was to assess how the information systems has influenced bank performance and growth of the bank as well as...

The Effect Of Capital Budgeting Decissions On The Firm's Profit Ability A Survey Of Selected Manufacturing Companies In Mogadishu, Somalia

TABLE OF CONTENTSTitle pageCove page .. . . ....... .... ... . .. ............... . ........ . . ........... .. ... . .. . ..... . .... . .. ... ... .Declaration .. ..... . . .. .. ... .. . ........ .. .. . ................ . .................. . ........ .. ... .. .... .iApproval. . ... . . . . .. .. . ....... . ... .. ... . .... .. . . ... ... . .. .. ..... . . .... . .... ......... . ......... . .... .iiDedication ... . . ........ . . . ....... ...... .. . . .... .. . . .... . ...... . .. ...

The Effects Of Credit Policy On The Performance Of Commercial Banks Case Study: Kenya Commercial Bank; Moi Avenue Branch, Kenya

TABLE OF CONTENT ............................................................................................................................................... .DECLARATION.......................................................................................................................................................... IllAPPROVAL ........................................................................................................................................................... V...

Foreign Direct Investment And Economic Development: Evidence From Selected African Countries

ABSTRACTAfrica unlike other developing regions of the world has experienced declining flows of foreign direct investment (FDI), despite the apparently high investment returns rates. As FDI flows, it is expected that existing gaps of productive factors are gradually closed and dependence on foreign capital is reduced. These increases in domestic savings, investment, skills and technology bring about economic development. The study examined the declining flow of FDI to the African regions as we...

Nigerian Banks’ efficiency Performance: A post 2004 Banking Reforms Evaluation

ABSTRACTThis study investigated the Nigerian Banks’ Efficiency Performance. The period studied was 2005-2009.In addition to the above, the extent of the effect of the bank’s fixed assets, operating expenses and total deposit on their efficiency was investigated. The effect of the bank’s efficiency on their profitability was also examined. In recent years emphasis is now on using frontier analysis methods in measuring bank efficiency instead of using financial ratios .In frontier analysi...

Exchange Rate Crisis And Industrial Output In Nigeria

  ABSTRACT Exchange rate crisis occurs when there is a significant currency devaluation. The weakness in the currency can hurt local production in an import dependence nation as well as reduce aggregate demand in the country due to the lower purchasing power that arises due to an exchange rate shock. Thus this study therefore focuses on analyzing the effect of exchange rate crisis on industry sector in Nigeria using time series data gotten from CBN Statistical Bulletin...

The Impact Of Microfinance On Welfare And Poverty Alleviation In Southwest Nigeria

TABLE OF CONTENTCHAPTER ONE: INTRODUCTION Pages1.1 Background of the Study……………………………………………….……… 11.2 Statement of the Research Problem……………………………………................. 41.3 Research Question……………………………………………........................... 51.4 Objectives of the Study……………………………………………………….… 61.5 Statement of Research Hypotheses ……………………....

Investigating an approach for formalising rotation savings as a deposit mobilisation strategy in Zimbabwe

ABSTRACTFinancial institutions play a vital role of crafting strategies designed to increase the saving propensity in a given country. The main objective of the study was to investigate on an approach Zimbabwe financial institutions can adopt to formalise rotation savings as a measure to enhance deposit mobilisation. The research was instigated as responses to a growing informal sector that habitat a robust saving product known as rotation savings. Rotation savings have the overall effect of ...

Insights into the factors influencing Zimbabwean commercial bank survival and performance in a multiple currency environment

ABSTRACTA banking sector with improved bank performance and greater probability of bank survival creates a fertile ground for effective financial intermediation and economic growth. The main point of enquiry of this research was to unveil factors influencing survival and performance of Zimbabwean commercial banks after the adoption of the multiple currency exchange rate system. The study sought to draw insights on the financial and marketing strategies that are being ...


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