Research Papers/Topics in Banking and Finance

Effects of Credit Facilities On Agricultural Production of Small Scale Farmers. (A Case Study in Molo Sub County-Tororo District)

ABSTRACT The main objective of the study was to assess relationship between credit facilities and agricultural production of small-scale fanners in Mob Sub county, Tororo District. In order to achieve the purpose of this study, three specific research objectives were addressed: to determine the demographic characteristics that influences the accessibility of credit by small scale farmers in Mob Sub County, Tororo District, to determine the impact of credit facilities on small scale farming i...

Interest Rates and Performance of Small Scale Industries: A Case Study of Mbale Municipality

ABSTRACT This research report has been made to practice my exposure as. finance and accounting student at Mbale municipality, Mbale district. The practice work assigned to me by the clerk had relevant knowledge to me as a practicing accountant required interaction consultations and advisory with clients, agency supervisors, and the community members. As I was conducting my practical exposure, I faced several challenges such as high transport costs to the office and in the fields, high illite...

Marketing of Financial Services and the Roles of Commercial Banks in Nigeria Banking Industry

AbstractDeposit Money Banks (DMBs) in Nigeria are facing business uncertainty triggered by current economic recession, conflicting banking circulars and regulations issued by the Central bank of Nigeria(CBN) almost on monthly basis, coupled with globalization and introduction of banking technology that ushered in electronic processes and procedures. These brought about stiff competition among the DMBs. Consequent upon; banks must adopt aggressive marketing strategies to survive. Banks i...

Avoiding Financial Fraud, the Burden Placed on Ghanaian Indigenous Banks (A Case Study of Agricultural Development Bank, Koforidua)

The study examined types of financial fraud, causes of financial fraud at Agricultural, measures put in place to mitigate financial fraud and the challenges faced in implementing measures put in place to mitigate financial fraud at Agricultural Development Bank, Koforidua. This study adopted purposive and snowballing as the sampling techniques with a sample size of forty (40) respondents. Both primary and secondary data were used for this study. The study revealed that the main...

Effect of Auditing and Prevention Of Fraud In An Organization (A Case Study Of Coca-Cola Bottling Company, Ilorin.)

TABLE OF CONTENTTitle page Certification Dedication Acknowledgement Table of content CHAPTER ONE1.0 Introduction 1.1 General background of the study 1.2 Statement of the problem 1.3 Important of the study  1.4 Statement of hypothesis  1.5 Scope of the study 1.6 Significant of the study 1.7 Organization and plan of the study 1.8 Definition of terms CHAPTER TWO2.0 Literature review 2.1 Concept of auditing 2.2 Meaning...

The Role of Nigerian Deposit Insurance Corporation in the Regulation of Nigeria Banking Sector

ABSTRACTThe Nigerian banking sector plays a major role in economic development in any country. These they do, through financial intermediation and other banking functions to encourage real sector or innovate productive activities. However, distress in banking sector cannot be totally erased because like other forms of businesses, risks are involved. In combating this, the central bank of Nigeria served as the apex in the banking sector and performs regulatory and supervisory activities to cre...

The Impact of Inflation on Bad Debts of Financial Institution (A Case Study of Union Bank of Nigeria Plc Ilorin)

PROPOSALThis project work was written on the Impact of Inflation on Bad Debts In Nigerian Banking Industry.Since an organization is an integrated system of activities in achieving some aims or objectives, it is therefore necessary to involve some plans, processes for the effectiveness and efficiency of the Banking Industry.  The sample of 80 respondents are to be used and the method of sample will be random sampling. This study will be carefully planed to look into the Impact...

The Significant of Investment Appraisal Techniques to Management Decision Making (A Case Study of United Bank Of Africa)

 TABLE OF CONTENTTitle page Certificate Dedication AcknowledgementTable of content CHAPTER ONE1.0    General Introduction of the research1.1    Introduction 1.2    Statement of the research problem 1.3    Objective of the study   1.4    Significance of the study 1.5    Scope and Limitation of the study 1.6    Research methodology 1.7    Organisation of th...

The Role of Banking Supervision and Examination in Nigeria (A .Case Study of Afribank Plc)

TABLE OF CONTENTSTitle PageCertificationDedicationAcknowledgementTable of contentsAbstractCHAPTER ONE Introduction1.1      General reading1.2      Statement of the problem1.3      Significance of the study1.4      Objectives of the study1.5      Definition of terms1.6      Limitation of the study1.7      Backgrou...

Treasury Single Account

CHAPTER ONE1.1     INTRODUCTIONTreasury Single Account is a public accounting system under which all government revenue, receipts and income are collected into single account, usually maintained by the country’s Central Bank and all payments done through this account as well.Also treasury single account come into existence in Nigeria on 15th of September 2015 by the new elected government president Muhammed Buhari in other to utilize public fund and maximize corruption...

The Impact of Fund Management and Corporate Survival in Developing Nigerian Banking Institution. (A Case Study of Central Bank Nigeria, Ilorin.)

TABLE OF CONTENTS Title Page Certification Dedication Acknowledgement Proposal Table of Contents CHAPTER ONE 1.1     Introduction                                                    &nbs...

Debt Recovery Management and Its Effect on Profitability Index of Banks (A Case Study of Union Bank Nigeria Plc Ilorin)

 TABLE OF CONTENTTitle page Certificate Dedication AcknowledgementTable of content CHAPTER ONE1.0      Introduction1.1      Background of the study 1.2      Relevance of the study 1.3      Objective of the study   1.4      Statement of the problem 1.5      Limitations of the study 1.6      Definition ...

The Effects of Information Technology in Nigeria Banking Industry (A Case Study of United Bank of Africa Uba Plc)

TABLE OF CONTENTTitle page Certificate Dedication AcknowledgementTable of content CHAPTER ONE1.1    Introduction1.2    Statement of the problem 1.3    Objective of the study   1.4    Scope and Limitation of the study 1.5    Significance of the study 1.6    Research methodology 1.7    Statement of hypothesis 1.8    Organisation and plan of the study CHAPTER T...

THE IMPACT OF DWINDLING OIL PRICE ON THE NIGERIA ECONOMY

ABSTRACT The global oil price in recent years has been on a downward slope which has affected many developed and developing countries. During the fourth quarters of the year 2020, amidst the pandemic, the global oil price dropped drastically, the price as at that time was $21pb.  Hence, this study investigates the impact of the dwindling oil price on the Nigeria economy. The oil revenue has been the major source of Nigeria revenue over the years due to the Government inability to de...

BANK INTERMEDIATION EFFICIENCY AND NON-PERFORMING LOANS IN NIGERIA: DATA ENVELOPMENT ANALYSIS

AbstractThis paper set out to examine the effect of non-performing loans (NPLs) on bank efficiency in Nigeria within the period, 2008 – 2017. The specific objectives were (i) to analyse the effect of non-performing loan ratio (NPLR) on bank efficiency, and (ii) to explore the effect of bank efficiency on non-performing loan ratio. In line with the specific objectives, two hypotheses were formulated. Data was gathered using purposive sampling techniques where the five big banks were chosen v...


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