1.1Background of the study
In recent times, many Nigerians are living witnesses to the spate of failures, fraud and distress in the banking industry.
On the other hand, it is not far from the truth to staff that some banks in the country have been able to forge ahead and keep their head above waters inspite of the economic predicament planging the nation. Studies have shown that the success ad failures of most modern business organisation (especially in Nigeria) hinges on the ability of those at the helm of affairs in these organisation to apply successfully the concepts of management. However, events have proved that organisations such as bank needs more than ordinary management. There is the unavailable need for the bank to apply the concepts of treasury management.
According to Okeya (1997:21) treasury management deals with the ability to plan, mobilize, monitor and manage liquid financial resources.
He went further to explain that such managemen will not only reduce the risk of loss but will go a long way to increasing net earnings in a manner that is consistent with the strategic objectuves of the organization.
However, it could be considered imperative at this juncture to ask why it is important for bank to appreciate the concept of treasury management and the objective to be achieved through treasury management.
In the opinion of Akin-Ajayi (1993:4) the importance of treasury management to the banking industry cannot over emphasized and the objectives of the treasury management includes among other things to help a bank to maintain the ability to pay availability of fund at the right times in the right place. In the right currencies and at an acceptable cost to minimize idle balances, and over all to ensures that adequate funds are available to the banks to service the needs of the bank and to meet the C.B.N liquidity and reserve requirement.
A look at the above view shows that in this contemporary times, no bank can fully achieve a reasonable degree of success without resource to the concept of treasury management.
However, the question then is, how far has Nigeria banking industry been able to imbibe this concepts in their operations? And to what extent can managing its treasury very well enhance the liquidity position of a bank.
It is as a result of the above that this study intends to critically examine the issue of treasury management and their implication on banks performance with special reference to the United Bank for Africa (UBA)0000000 plc.
TABLE OF CONTENTS
1.1Background of the study1
1.2Statement of the problem3
1.3Objectives of the study6
1.6Significance of the study11
1.7Scope, limitations and definitions12
1.8Definition of terms13
2.1Review of related literature17
2.2Area of study17
Research design and methodology
3.2Area of study
3.4Sample and sampling techniques
3.5Instrument of data collection
3.5.1Sources of data
3.6Method of data presentation
3.7Method of data analysis
Data presentation and analysis
4.1Questionnaire distribution and collection
4.2Analysis of primary data
4.3Computation of hypotheses
Summary of findings, recommendation and conclusion
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