ABSTRACT
An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field.
The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks.
This research work will expose us to:
1.Find out the extent to which risk of lending constituted major problems.
2.find out the extent to which risk is associated with lending in the banking sector.
3.Find out the need for effective & efficient of risk in the growth of banks.
4.Find out the need for effective & efficient analysis of risk inherent in bank lending.
TABLE OF CONTENT
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
TABLE OF CONTENT.
CHAPTER ONE
1.0INTRUDUCTION
1.1BACKGROUND OF THE STUDY
1.2STATEMENT OF PROBLEMS
1.3PURPOSE/OBJECTIVE OF THE STUDY
1.4RESARCH QUESTIONS
1.5STATEMENT OF STUDY
1.6SIGNIFICANCE OF STUDY
1.7SCOPE, LIMITATIONS AND DELIMITATIONS
1.8DEFINITIONE OF TERMS.
REFERENCE
CHAPTER TWO
2.0LITERATURE REVIEW
2.1NATURE AND DIMENSIONS OF RISKS
2.2FUNCTIONAL DEFINITION OF RISK
2.3RISKS MANAGEMENT
2.3.1RATIONAL FOR BANK WODE RISK MAMAGEMENT
2.3.2TYPES OF BANK RISKS
2.4RISK AND UNCERTAINLY
2.5BANKS & RISK OF LENDING
2.5.1THE CONCEPT OF CREDIT RISK
2.5.2THE CREDIT RISK IDENTIFIACTION
2.5.3CREDIT RISK ASSESSEMENT
2.5.4CLASSIFIACTION & HANDLING OF RISKS.
2.6FRAMEWORK FOR LENDING
2.6.1LENDING PRINCILES
REFERENCES.
CHAPTER THREE
3.0RESEARCH DESIGN AND LETHODOLOGY
3.1RESEARCH DESIGN
3.2AREA OF STUDY
3.3POPULATION
3.4SAMPLE AND SAMPLING TECHNIQUE
3.5INSTRUMENT FOR DATA COLLECTION
3.6METHODS OF DATA PRESENTATION
3.7TECHNIQUE OF DATA ANALYSIS
REFERENCES.
CHAPTER FOUR
4.0DATA PRESENTATION AND ANALYSIS
4.1DESIGNS AND FEATURES OF FINANCIAL REPORTS IN THE BANKING SECTOR.
4.2ASSESSMENT OF INSTITUTIONAL STRUCTURE FOR RISKS
MANAGEMENT.
4.3PRSENTATION OF DATA ANALYSIS
4.4TEST OF HYPOTHESIS
REFERENCES
CHAPTER FIVE
FINDINGS, RECOMMENDATION AND CONCLUSION
5.0SUMMARY OF FINDINGS
5.1RECOMMENDATIONS
5.3CONCLUSION
REFERENCES.
BIBLOGRAPHY