The bulk of fraud required by the investing sector of most developed and developing business economics of the world is provided by the bank industry in the main, the service of mobilizing fund from the saving that is simples to the investing sector provided by the banking industry accounted for the high status the banking industry is place in the development of any economy the rate of economic development of the nation has hence been very closely associated with the effectiveness and efficiency of the banking system of the nation.
Commercial banks as a case study of this research work provided services like acceptance of deposit, size keeping of valuables offering of pieces of advice like on investment, credit create and other business published in the gizatte by the governor of Central bank designated to mean commercial banking business of all the components of the banking system. Incidence of fraud occurrence fraud is also found in other spheres of life in government in commerce government, in commerce and industries.
Special organization have been formed to control it. Interlope tries to deal with it at the international level but it has not been rechecked to the barest minimum neither has it been full eradicated .
Fraud is a complex universal phenomenon, it is rampant in both development and developing countries and varies across time and placed in its magnitude, its effects on administrative, performance development, political economical social culture and attitudinal factors combine in contributive and circular and they extend beyond the boundaries of nation state..
Fraud is matter of individual choice and opportunity. Being human, can individual usually take the advantage sees. The opportunity and he is reasonably convicted he can get always with it the banking sector provides such opportunity in abundance as they deal with cash and near money instrument.
APPROVAL PAGE II
LIST OF TABLE VII
LIST OF FIGURE VIII
1.2A SHORT BACKGROUND HISTORY OF FRAUD 3
1.3STATEMENT OF PROBLEM 6
1.4RESEARCH AND OBJECTIVES 7
1.5RESEARCH / HYPOTHESIS8
1.6RESEARCH / QUESTION 9
1.7SIGNIFICANCE OF THE STUDY 10
1.8SCOPE / LIMITATION OF STUDY 12
1.9DEFINITION OF TERMS 14
2.0REVIEW OF RELATED LITERATURE 20
2.1CONCEPT OF FRAUD 21
2.2CAUSES OF FRAUD 25
2.3TYPES OF FRAUD 44
2.4EFFECTS OF FRAUD
2.5CONTROL FOR FRAUD 61
3.0RESEARCH DESIGN AND METHODOLOGY 78
3.1POPULATION AND SAMPLE79
3.2SOURCE OF DATA 85
3.3INSTRUMENT FOR DATA COLLECTION 86
3.4METHOD OF DATA ANALYSIS 87
3.5METHOD OF ANALYSIS 88
3.6RESEARCH QUESTION 88
3.7METHOD OF TESTING HYPOTHESIS 88
4.0PRESENTATION AND ANALYSIS OF DATA 90
4.1RE – STATEMENT OF THE PROBLEM 91
4.2MAJOR FINDING 92
4.3DISTRIBUTION OF QUESTIONNAIRE AND COLLECTION
4.4PRESENTATION AND ANALYSIS FO QUESTIONNAIRE 119
4.5PRESENTATION AND ANALYSIS OF ORAL INTERVIEW119
4.6TEST FO HYPOTHESIS 122
5.0SUMMARY OF FINDING , RECOMMENDATION AND CONCLUSION 134
(2018). APPRAISAL OF FRAUD CONTROL TECHNIQUES IN NIGERIA COMMERCIAL BANKS ( A CASE STUDY OF FIRST BANK NIGERIA PLC). Afribary. Retrieved from https://afribary.com/works/appraisal-of-fraud-control-techniques-in-nigeria-commercial-banks-a-case-study-of-first-bank-nigeria-plc-129
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. "APPRAISAL OF FRAUD CONTROL TECHNIQUES IN NIGERIA COMMERCIAL BANKS ( A CASE STUDY OF FIRST BANK NIGERIA PLC)" Afribary (2018). Accessed March 30, 2023. https://afribary.com/works/appraisal-of-fraud-control-techniques-in-nigeria-commercial-banks-a-case-study-of-first-bank-nigeria-plc-129