Credit Administration In Commercial Bank (A Case Study Of Unity Bank Nigeria Plc)

ABSTRACT

This research work was undertaken to assess the CREDIT ADMINISTRATION IN COMMERCIAL BANK (A CASE STUDY OF UNITY BANK NIGERIA PLC). This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence bad debt of Money-Deposit Banks. Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security. Finally, it is the opinion of the researcher that the management of the Money-Deposit Banks should prevent the incidence of bad debts in Nigerian Banks.

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APA

ABUBAKAR, K (2021). Credit Administration In Commercial Bank (A Case Study Of Unity Bank Nigeria Plc). Afribary. Retrieved from https://afribary.com/works/credit-administration-in-commercial-bank-a-case-study-of-unity-bank-nigeria-plc

MLA 8th

ABUBAKAR, KASIMU "Credit Administration In Commercial Bank (A Case Study Of Unity Bank Nigeria Plc)" Afribary. Afribary, 08 Apr. 2021, https://afribary.com/works/credit-administration-in-commercial-bank-a-case-study-of-unity-bank-nigeria-plc. Accessed 21 Jul. 2024.

MLA7

ABUBAKAR, KASIMU . "Credit Administration In Commercial Bank (A Case Study Of Unity Bank Nigeria Plc)". Afribary, Afribary, 08 Apr. 2021. Web. 21 Jul. 2024. < https://afribary.com/works/credit-administration-in-commercial-bank-a-case-study-of-unity-bank-nigeria-plc >.

Chicago

ABUBAKAR, KASIMU . "Credit Administration In Commercial Bank (A Case Study Of Unity Bank Nigeria Plc)" Afribary (2021). Accessed July 21, 2024. https://afribary.com/works/credit-administration-in-commercial-bank-a-case-study-of-unity-bank-nigeria-plc