Debt Recovery Management and Its Effect on Profitability Index of Banks (A Case Study of Union Bank Nigeria Plc Ilorin)

TABLE OF CONTENT

Title page

Certificate

Dedication

Acknowledgement

Table of content

CHAPTER ONE

1.0      Introduction

1.1      Background of the study

1.2      Relevance of the study

1.3      Objective of the study  

1.4      Statement of the problem

1.5      Limitations of the study

1.6      Definition of key terms and concept

1.7      Organization of the study

CHAPTER TWO    

2.0      Literature Review: Introduction

2.1      Concept needed for debt

2.2      Setting the stage for successful

2.3      Strategies and sand technique for credit collection

2.4      Effective use of executive customer

2.5      Handing difficult customer

2.6      Information technology

2.7      Knowing your customer successfully (accessing qualitative management issue)

2.8      Time management

2.9      Cans flow statement as in relation to debt recovery

CHAPTER THREE

3.0      Research methodology

3.1      Area of study (Union Bank Plc)

3.2      Sources of data

3.3      Sampling methods

3.4      Method of data analysis

3.5      Limitation of the methodology

CHAPTER FOUR

4.0      Data presentation analysis and findings

4.1      Data presentation

4.2      Data analysis

4.3      Findings

CHAPTER FIVE

5.0      Summary, conclusion and recommendation

5.1      Summary

5.1      Conclusion

5.2      Recommendation

References

CHAPTER ONE

1.0     INTRODUCTION

1.1     BACKGROUND TO THE STUDY

Before the advert or existing of money, transaction was by “barter” this involve or direct exchange of goods for foods and service for services its shortcoming was that is involve a double incidence of wants.  

And later compounded by indivisibility of certain goods and services. The early bankers. The Jew in Lombard Street, Italy, transacted their business in the marketplace. The word “bank” itself is derived from Italian word “BANIO” meaning whenever a bank failed his bank will be broken up by the angry customer hence the “Bankruptcy” meaning insolvency i.e. on able to fulfill is financial obligation. Which is derived from the Italian word “BANKORUPTO” (Broken bench).