Distress in Banking, Causes, Effects and Solutions. (A Case Study of Afri- Bank Plc, Ilorin Branch)

TABLE OF CONTENTS

TITLE PAGE

CERTIFICATION

DEDICATION

TABLE OF CONTENT

CHAPTER ONE

1.0      INTRODUCTION

1.1 AIMS AND OBJECTIVES OF STUDY

1.2 RELEVANCE OF THE STUDY

1.3 SCOPE AND LIMITATION OF THE STUDY

1.4 SIGNIFICANCE OF THE STUDY

1.5 STATEMENT OF THE HYPOTHESIS

1.6 RESEARCH METHODOLOGY

1.7 ORGANIZATIONAL AND PLAN OF STUDY

1.8 DEFINITION OF TERMS

CHAPTER TWO

2.0      LITERATURE REVIEW

2.1 AGNES SCHOOL OF THOUGHT (1990)

2.2 IKE ADINDE SCHOOL OF THOUGHT (1995)

2.3   EBOHODAGHENE SCHOOL OF THOUGHT (1994)

2.4 OJO SCHOOL OF THOUGHT (1995)

2.5 BENJI SCHOOL OF THOUGHT (1994)

2.6 REFERENCES

CHAPTER THREE

3.0      GENERAL INTRODUCTION

3.1   HISTORICAL BACKGROUND OF CASE STUDY

3.2    SOURCES OF DATA COLLECTION

3.3   CAUSES OF BANK FAILURE OF DISTRESS

3.4   EFFECT OF DISTRESS IN BANK/SOLUTION

3.5   RESEARCH INSTRUMENT

3.6   SUBJECT SAMPLE

3.7   FIELD WORK

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS

4.1 INTRODUCTION

4.2 DATA ANALYSIS AND PRESENTATION

4.3 TESTING OF HYPOTHESIS (EVALUATION OF RESULT)

CHAPTER FIVE

5.1 SUMMARY OF FINDINGS

5.2 CONCLUSION

5.3 RECOMMENDATION

5.4 REFERENCES

QUESTIONNAIRE

CHAPTER ONE

1.0 INTRODUCTION

         Finance distress in Nigeria is a problem that has recently assumed intractable dimension. The situation is such that the regulatory authorities appear to be fighting a loosing battle in their bid to sanitize the system. The phenomenal growth of banks following the introduction of the structural adjustment programme created a false impression that banking in all corner’s business. Hence, all type of investors who have surplus to throw about the besieged the banking sector. No-only did incompetent and inexperienced hands assumed very senior positions ins some bank-people with not very clean credential also joined the bandwagon. The entry of these categories of operations prepared ground for this virus intention of financial distress and the challenge currently facing the monetary authorities is how to curtail this virus so that it does not spread to other  banks. Besides, the general macro economic instability resulting in unpredictable.