ABSTRACT
The study aimed at finding the relationship between credit policy management
and performance of Micro-finance Institutions in Uganda. It mainly looked at
Pride Uganda in Kampala city.
The study was intended to evaluate the credit policy management elements in
Uganda.
The researcher utilized both quantitative and qualitative methods for data
analysis. Respondents included credit officers and MFI clients, both male and
female.
The outcome of the research revealed that there are specific yardsticks for
measuring credit performance; business profitability, groups' ability to repay the
loan, Frequency of loan taking, level of savings, credit management and long
term survival of an individual business.
The study concludes that great efforts are being put by MFis to ensure their
performance and the efforts of their regulatory body (MFRC), which makes
their operations easier. Though there are still some difficulties especially on the
side of the credit takers, who at times fail to reimburse credits taken by them.
This is also associated with ignorance however; MFis are trying with greater
efforts to ensure good use of funds/loan taken by their customers. Such efforts
are all enhancing MFis performance.
Clare, T (2021). Evaluation Of Credit Policy Management And Performance Of Micro-Finance Institutions In Uganda A Case Study Of Pride Microfinance. Afribary. Retrieved from https://afribary.com/works/evaluation-of-credit-policy-management-and-performance-of-micro-finance-institutions-in-uganda-a-case-study-of-pride-microfinance
Clare, Tumusiime "Evaluation Of Credit Policy Management And Performance Of Micro-Finance Institutions In Uganda A Case Study Of Pride Microfinance" Afribary. Afribary, 04 Jun. 2021, https://afribary.com/works/evaluation-of-credit-policy-management-and-performance-of-micro-finance-institutions-in-uganda-a-case-study-of-pride-microfinance. Accessed 28 Nov. 2024.
Clare, Tumusiime . "Evaluation Of Credit Policy Management And Performance Of Micro-Finance Institutions In Uganda A Case Study Of Pride Microfinance". Afribary, Afribary, 04 Jun. 2021. Web. 28 Nov. 2024. < https://afribary.com/works/evaluation-of-credit-policy-management-and-performance-of-micro-finance-institutions-in-uganda-a-case-study-of-pride-microfinance >.
Clare, Tumusiime . "Evaluation Of Credit Policy Management And Performance Of Micro-Finance Institutions In Uganda A Case Study Of Pride Microfinance" Afribary (2021). Accessed November 28, 2024. https://afribary.com/works/evaluation-of-credit-policy-management-and-performance-of-micro-finance-institutions-in-uganda-a-case-study-of-pride-microfinance