ABSTRACT The study used the annual financial statements covering a period of Four years (2010 to 2013) to evaluate the financial performance of Ga Rural Bank Limited. Ratio Analysis was the major tool used to analyze the data collected from the Ga Rural Bank Limited. The results of the study revealed that, the Bank had been successful in its Deposit mobilization, Liquidity and its high Profitsare based on some of the strengthswhich serve as a catalyst for driving its profits. The strengths ...
ABSTRACT The purpose of the study was to investigate the equity sensitivity and concerns of teachers about the single spine salary. Questionnaires comprising the conventional Equity Sensitivity Instrument and some other typical items on teacher concerns about the single spine salary structure were administered to 129 basic school student teachers of the Institute of Educational Development and Extension (IEDE) at the Cape Coast study centre in the Cape Coast metropolis. Both descriptive and...
ABSTRACT The purpose of the study was to assess the effectiveness of operational risk management in selected banks in Ghana (UT Bank Ltd, SG Ghana Ltd, Agriculture Development Bank Ltd and Cal Bank Ltd). The study sought to find out how effective Ghanaian Banks are managing operational risk since its inception in Ghana about a decade ago. The data was collected by the use of questioners and interview guide which help to analyzed and present results in percentage and frequency tables. The stu...
Abstract West African countries are wealthy countries with abundance of both human and natural resources. Some of its member countries are leading member of the OPEC countries. Surprisingly poverty in West African countries is at an alarming rate. Most of its countries are categorized as underdeveloped countries with highest rate of corruption in the world. It is characterized by very weak economies and very low growth rates. There is prevalence of abject poverty as a result of poor economic...
ABSTRACT In the world of business, the significant factor that leads to the establishment of corporate organizations is the maximization of shareholders’ wealth. Much is expected from managers of corporate bodies – Agents, engaged by the Investors – Principals, to generate investment activities towards the attainment of the basic financial objective of maximization of shareholders’ wealth. Sometimes, the agents succeed in their endeavour to satisfy the shareholders’ interests. How...
The choice of fund sources to finance an organization’s operation and investment activities is one of the major activities organization managers have to decide. This decision of managers in financing their firm’s operation and investment could involve; issuance of debt, raising of new capital through issuance of additional shares of equity, or retaining of capital from earnings generated from operations; and selection from among them largely depend on the effect they have on the organiza...
ABSTRACT This study was purposed to identify, analyse and proffer recommendations for how to overcome the challenges that fight the continuous existence of family-owned businesses beyond the first generation. A four point objectives was developed to answer to the phenomenon which proposes a local solution to a global challenge. The most applicable method used was Qualitative methods broken down into Five (5) stages including research design, data collection, data analysis techniques, t...
ABSTRACT Despite the increasing studies on corporate social responsibility and financial performance among high performing companies, very little interest has focused on Ghanaian firms. This study, therefore, examined the relationship between corporate social responsibility (CSR) and financial performance (FP) of the financial firms among Ghana Club 100. A secondary data were used for the study, and 20 financial firms whose CSR expenditure reports were available were selected. A correlation d...
ABSTRACT Access to quality healthcare is fundamental to economic progression as healthy populations live longer, are more productive, and save more. The National Health Insurance Scheme (NHIS) was established by the Government of Ghana in 2003 through an Act of Parliament to provide accessible and quality Healthcare services to residents of Ghana. It replaced the Cash and Carry system which took a toll on healthcare delivery in the country. The scheme has however been facing claims management...
ABSTRACT The main focus of the research was to examine the impact of Microfinancing on the growth of Small Scale Industries. The study adopted a descriptive design and also concentrated on the collection of quantitative data. However, the target population of the study were Kente Weavers at Ashanti Bonwire area. For this specific reason, relevant data was collected from the owners or operators of the Kente Business, (Kente Weavers), in the Bonwire locality. In all, 60 respondents participat...
ABSTRACT This dissertation presents a study to examines the influence of firm characteristics, owner characteristics and control mechanisms for information asymmetry on the SMEs external financing preference and how this preference together with other firm determinants impact the growth of firms. This research was a cross-sectional study which relied solely on primary data. A binary logistic regression was used to analyze the data due to the dichotomous nature of the dependent variable- finan...
ABSTRACT This study explores the Environmental, Social and Governance (ESG) practices of pharmaceutical companies in Ghana. Specifically, the study examines whether pharmaceutical companies in Ghana were engaged in ESG practices, whether they adopt a structured approach to ESG practices, how they disclose and report ESG practices and the challenges (if any) that they face in their ESG practices. A cross-sectional descriptive study design was adopted for the study. The target population for th...
ABSTRACT The study was to investigate the impact of microfinance institutions in the livelihood of women using Sinapi Aba Trust, in Central Market and Bantama sub metro in the Ashanti region. The researcher gathered the data through the use of questionnaires and interviews. Questionnaires were given to women who could read and write to fill. Interviews were conducted with some staff of the MFI about the organization and the performance of Microfinance Scheme. A sample of forty of them was i...
Abstract We investigate the firms’ specific attributes that determine the difference in speed of adjust- ment (SOA) towards the cash holdings target in the Scandinavian countries: Denmark, Norway and Sweden. We examine whether Scandinavian firms maintain an optimal level of cash holdings and determine if the active cash holdings management is associated with the firms’ higher SOA and lower adjustment costs. Our findings substantiate that a higher level of off-target cost...
A cashless economy is an environment in which money is spent without being physically carrying cash from one place to another. The need to run a more efficient and productive economy by reducing the amount of cash in circulation brought about the cash-less policy. The aim of this study is to investigate the impact of Central Bank of Nigeria’s cashless policy on economic growth and development of Nigeria. The research was carried out by investigating to find out whether or not cash-less poli...