ABSTRACTThe purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account has continued to increase in bank lending. Obviously this has adverse effect on banks since it affects their cash flow and impair profitability. Most loans and advances go bad because of the inadequacy in credit management and recovery p...
ABSTRACTNigeria as an importance and first growing country in Africa has in recen years acquired most important role in the work economy. May banks a number of financial institution have taken their rightful place in Nigerian economy. This has resulted a change in test expectations and increasing sophistic cated of the populace. The effect of this change is continuously affecting the mode and method by which the banks services are marked. This had created the need for a research work in this ...
INTRODUCTION 1.1 BACKGROUND OF THE STUDY Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible. Bad debt can also be looked at as credit granted to the customers of the bank with very slim chance of recovering it. The reason why this topic is of interest is that most of our banks are in t...
PROPOSAL This research project titled “Financial distress in some Commercial Bank Reasons, Consequences and solution in made up of five chapters. Chapter one will look in to the introduction, background of the study, objective of the study, statement of problem, research question, hypothesis and limitations of the study. Chapter two will be review of related literature, journals, books articles newspaper materials , internets and all relevant works chapter. There will deal with the re...
ABSTRACTThe Nigeria Banking sector has witnessed a lot of set back in the last decade. This is as a result of series of huge bad debts which resulted to many banks going into liquidation. Undue mergers and acquisition has taken place in an effort to cope with the challenges of existence and survival as a result of financial distress which is mainly caused by irrecoverable debts. It is in an effort to mitigate this problem that this research “Causes and Implications of Bad Debts in Nigeria...
ABSTRACTThis research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified.To solve the research problem secondary source of data was extensively used by the research that in the review of related materials by prominent writers and authors. This helped imm...
ABSTRACTIn carrying out the research it has been known to the researcher the reason of some of the problems faced by some medium scale industry and it was realized that the English adage that say “If you fail to plan, you plan to fail” is having effect on many of these industries with this the research was able to come up with something useful not only to the medium scale industry but also to any organization whether profit earning organization or non-profit earning organization.In achiev...
ABSTRACT Tax as a means of income redistribution in Nigeria according to the universal library in volume seven said that income redistribution is the proportion of the national income going to w age earners it shows the individual differences in the accrued income.Tax enables us to know the taxable income due to us this study is mainly carried out to determine if or not we are over charged or not and to ascertain the effect of taxation as a means of redistribution in Nigeria. It enabl...
ABSTRACTThis project is the role of insurance companies in Nigeria economic development. The insurance industry, from all indication plays a vital role in Nigeria economic development as well as in the problem of risk management in Nigeria. It is very obvious that the majority of the public who are ignorant of the contributions made by the insurance industry have more faith in the banking and other financial institution but these people forget the fact that the banking institution acknowledge...
ABSTRACT An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field. The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks.This research work will expose us to:1. Find out the extent to which risk of lending constituted major problems.2. find out the extent to which risk is associated with lending in the banking sector.3. Find out th...
ABSTRACTThe purpose of this study was to examine banks, on investments and performance appraisal. It was also to ascertain the problems of using financial reports to access performance of banks and finally to determine 17 there’s a relationship between financial reporting and performance evaluation of a bank.The inductive research method was adopted and the statistical analysts, particularly the chi-square and t-distribution test were used in the analysis of the data collected from the bank...
TABLE OF CONTENTSCOVER PAGETitle pageApproval pageDedicationAcknowledgmentTable of contentCHAPTER ONE1.1 Introduction1.2 Statement of problem1.3 Objective /purpose of the study1.4 Significance of the study1.5 Limitation of the studyCHAPTER TWO2.1 Literature reviewCHAPTER THREEResearch design and methodology3.1 Sources of data3.2 Location of data3.3 Method of data collectionReferenceCHAPTER FOUR4.1 FindingCHAPTER FIVE5.1 Conclusion and RecommendationBibliography
ABSTRACTThis study is motivated by the fact that federal expenditure and money supply as a tool on the rate of unemployment. But to which extent, these instrument have contributed either to worsen the problem of unemployment or alleviate it.To investigate this problem, two hypotheses were formulated as follows.Ho: There is no relationship between money supply and unemployment.Hi: There is no relationship between federal expenditure and unemployme...
TABLE OF CONTENTS TITLE PAGE DEDICATION ACKNOWLEDGEMENT TABLE OF CONTENTS CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY 1.2 STATEMENT OF THE PROBLEM 1.3 OBJECTIVE OF THE STUDY 1.4 SIGNIFICANCE OF THE STUDY 1.5 SCOPE AND LIMITATIONS 1.6 DEFINITION OF TERMS CHAPTER TWO LITERATURE REVIEW 2.1 WHAT IS MACRO- ECONOMIC? 2.2 MACRO- ECONOMIC PROBLEMS IN NIGERIA 2.3 APPRAISAL OF MACRO- ECONOMICS ACTIVITIES (BETWEEN 1995-1998) 2.4 VARIOUS MACROS –ECONOMICS TOOLS 2.5 EFFECT OF MACRO- E...
ABSTRACTThe research project was on cash budgeting as a basis for making a decision. The whole work has been divided into five chapter.Chapter one: Introduction of the project. Chapter two talks on literature review, Chapter three, takes eared of the methodology, Chapter four is about findings and chapter five is about conclusion and recommendation.In carrying out this project, the research based only on the secondary sources of data collection.In case of secondary approach she (researcher)ut...