ABSTRACT Electronic banking System has become an important practice among Commercial Banks in Nigeria. The introduction of this electronic banking has improved banking efficiency in rendering services to customers. It was in line with this that the study aimed at examining the impact of electronic banking in Nigerian banking system. Through the cluster sampling techniques, data were collected by means of questionnaires from 40 Unity Bank Plc officers and the result shows that Unity Ban...
ABSTRACT Pension has been defined as a benefit, usually money, paid regularly to retired employees or their survivors by private businesses and federal, state and local governments. The concern of the researcher are: to find out how outright corruption and embezzlement affect pension scheme. To find out how poor supervision of pension fund administration affect pension scheme. To find out how poor record management and documentation by the pension board affect the pension scheme. To find out...
ABSTRACT This research†introduction of Islamic Banking into Nigeria Banking System(A Study of Enugu Metropolis)†is an attempt in finding out the implications of establishing Islamic banking into Nigeria Banking System. As at today, literature is awash with countries practicing Islamic Banking which include Malaysia, Turkey and Britain, etc. The population for this study is the entire Nigeria’s economy. However, to enable the researcher achieve the intended objectives, judg...
ABSTRACT The study of the impact of universal banking is one f the critical for banks Nigeria to attain greater light. This boarders most no the effect of the new concept in Nigeria banking system that tends to remove the functional barriers between commercial and merchant banks, and consequently empowers the bank to under take part from their conventional banking business capital market operations and insurance services. The researcher made use of both primary and secondary data, source f...
ABSTRACT This research is a study aimed at finding the main causes of customers of commercial banks to be prompt wherever they are in their current or saving accounts or withdrawing cash from their savings account balances or cash cheque in their current account balance. Consequent upon this, it will determine the impact balance of the organizational structure of commercial banks on efficient customer services. In other words, this pieces of research work goes to determine whether the orga...
ABSTRACT Capital investment and the impact in Nigeria and other third World countries are very slow when compared with capital investments of the advanced countries like USA, Britain, Germany etc. The causes of these differences range from low-capital savings, low investment, low capital accumulation i.e. the term “Vicious circle of poverty†and other related Geo-socio-cultural problems predominant in the African continent which is not peculiar with Nigerian style at investments. I...
ABSTRACT Taxation as a major source to Government funding has been chosen as a topic for this research work because of the incessant an inevitable reduction in the growth of the economy which has it’s resources and finance from tax. Like the individual make money to solve their unlimited needs, the Government too generated revenue for the executive of her project and provision of essential infrastructures that maker life worth living, like building of roads, schools, bridges, provi...
ABSTRACT In summary, the aim of conducting this research work is to investigate into the causes of the alaming rate of bank fraud in Nigeria, identify the effects, and suggest possible solutions towards achieving fraud free banking in Nigeria. Accordingly the acts which constitute fraud are inexhaustible. But prominent among them is forgery. Generally, employees, all have the fraudulent practices. However, untrained staff and those bank staff who now occupy top positions through experienced ...
ABSTRACT Banks occupy the most strategic point in the financial system of the economy. For a total of banks to fail between 1992 to 2002 a space of four years means that something definitely is wrong. Certain question have been asked. Solution proferred and prospects for the future explained but none of them seems to have solved the problem. This study is not antagonistic of any other rather it is complementary other works have been used here and duly acknowledge but everything is with an in...
ABSTRACT This project is poised at X – raying the degree of “ the role of financial management in a corporate organizationâ€. Making reference of Union Bank (nig) plc Enugu, Financial management is the management activities conceived with raising of capital, planning cash and credit requirements including the effective control of financial resources. Some thoughts were given to financial management to provide skilled planning, control and executive of financial activities. Th...
ABSTRACT This research studied the nature, problem and prospect of the new product developed in the banking industry from 1990-2003. In this research work, the researcher chose four of the products and measures the extent to which they have been able to satisfy the customers. The product selected are smart card, international money transfer, educational scheme and integrated banking network transaction. Data for this research were collected through questionnaire and interviews by bank custom...
ABSTRACT This research work is aimed at finding the effect of training development in banking operations. The purpose is to determine the relationships between the level of productivity and human resources, training and development; discover the causes of high labour turnover in banks, especially commerce banks. Also to determine the whether the availability of training and development opportunities motivate staff of banks, to enable them stick firmly to the service of the banks. In cond...
ABSTRACT This research intends to study the Impact of the New Products Developed in the Banking Industry in Nigeria (1990-2003). In this research work, the researcher chooses four of the products and measures the extent to which they have been able to satisfy the customers. The products selected are SMART CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME, AND INTEGRATED BANKING NETWORK TRANSACTION. Data for this research were collected through questionnaire and interviews by bank cust...
ABSTRACT The aim of this research study is to analyze and ascertain the extent to which fraud and poor management contributed to bank failure through a careful analysis of banking industry with a particular reference to the presently embattled Savannah Bank of Nigeria Plc. whose operating license was recently revoked. Chapter one examined the historical development of banking in Nigeria, recognizing the catalytic roles of the business of banking in the economy, together with other introduc...
ABSTRACT Taxation as a major source to Government funding has been chosen as a topic for this research work because of the incessant an inevitable reduction in the growth of the economy which has it’s resources and finance from tax. Like the individual make money to solve their unlimited needs, the Government too generated revenue for the executive of her project and provision of essential infrastructures that maker life worth living, like building of roads, schools, bridges, prov...