ABSTRACT This work “Evaluating the impact of Bank Distress on the profit growth of commercial banks†has the objective of showing the effect of distress on the profit growth of commercial banks. The causes of bank distress in Nigeria and the possible prevention strategies or failure resolution options of bank distress. The review of related literature was done to give an in depth knowledge of the topic to the researchers. Both primary and secondary sources of data were used by the ...
ABSTRACT Bank distress in Nigeria has reached a crisis point that it has become a key issue for discussion of all within and outside the banking industry. It is undoubtedly one of the biggest and most serious issues facing our society today. In 1993, it was discovered and reported that out of 116 (one hundred and sixteen) banks in Nigeria 57 (fifty seven) of them were distressed on average of 48%. This has affected the depositions, the industry, that is the banking industry, government and s...
ABSTRACT Capital restructuring of corporate entities is the systematically planned and packaged re-positioning exercise deliberately embarked upon by entrepreneurs with the aim of recognizing the ownership equity of the firm and repositioning the firm in proper footing as to effect survival and withstand increased profitability. The main objective of this study is to determine the problems that leads to frequent corporate failure as well as the prospect of Nigeria as a base. For this researc...
ABSTRACT Debt recovery is a major problem in our public Enterprises, most especially the National Electric power Authority (NEPA). A lot of consumers ranging from the residential to the industrial/ maximum status, owed billions of Naira belonging to the authority through the consumption of electricity supply. The product ‘electricity’ is consumed before payment, so every electricity consumer is a debtor to the authority until her or she stop using the potential. One may ask, c...
ABSTRACT Loan recovery problems in commercial banks of Nigeria s a problem that is as old as the existence of commercial banks in Nigeria. This problem has caused untold havoc to the economic development of Nigeria and has further crippled commercial banks in Nigeria. The impact of loan recovery problem in commercial banks of Nigeria could be positive or negative. If it is positive it creates room for development in the financial sub - sector of the economy but the situation is reve...
ABSTRACT This study is intended to evaluate the impact of information technology in the bank sector for a period of two years. In the process of the research we shall discover how information technology succeeded in the banking sector. Information technology which deals with the role, the impact it play in the banking sector so that the banking sector will have to be improve. The policy aim at achieving some specific objective by influencing introducing technology in the banking sector. The ...
ABSTRACT Fraud is an awful phenomenon, which like a vein has invaded Nigeria banking industries and the society in general and put any organization that it come into in a distress point or in a state of liquidation. This study highlights the nature problem identification and various types of fraud, causes of bank fraud, effect of bank fraud, detection, prevention and control measures adopted by management to check fraud incidents. The purpose of this research work is to find out whether...
ABSTRACT In this study, the research set out to examine the roles of the electronic Computers in fraud detection in banks. 51 staff of UBA plc is randomly selected as the study sample for the research. These 51 staff was issued with 51 copies of structured questionnaires to complete their responses to the questionnaire were analyzed using percentage and chi-square test. Based on the analyses, the researcher discovered the following facts and findings:- i. The computer had contribut...
ABSTRACT Value added tax is a tax on consumed goods and services of individuals and corporate bodies made payable to the government. It serves as a source of income for satisfying collective wants and for regulating both economic and social policies and programmes. In the recent past, other forms of taxes were existent in Nigeria with the exception of VAT and they could not generate enough revenue for execution of government projects and programmes. In view of this, the value added tax was i...
ABSTRACT This paper is on the role of banks in the development of entrepreneurship. It is aimed at dealing with the problems encountered by entrepreneurs in acquiring loans for their business, and also the role banks play in the development of entrepreneurship in Nigeria. It seeks to look at the problems of getting the loans and also that of the banks contributions to the average Nigerian small-scale enterprises. A detailed research methodological approach, which involved, the review of...
ABSTRACT The purpose of this study is to determine the impact of monetary policy on foreign trade financing. To do this data were collected from both primary and secondary source. Primary sources include CBN Officials while secondary sources include textbooks, journals etc. the major instrument for data collected is the questionnaire, the data are presented in table and analyzed with chi-square. Having analyzed the data, the following finding were made. 1.There is an extent to which moneta...
ABSTRACT The evolution and development of banking business is a function of the ever increasing need to move fund from one area of surplus to the area of deficit (financial intermediation) and safe keeping of funds and valuables. For banks to properly assume these responsibilities, it must be built on solid financial foundation such that is capable of withstanding the test of time. It therefore stands to reason that, the ongoing recapitalization exercise in the financial institutions is sin ...
ABSTRACTS Over the years, there has been a high rate of business failure in both private and public sector . analysis and the review of the problem has shown that the provision of capital and technology alone cannot avert the situation. The situation can be change through a communal living. Establishment of co-operative society and there stay under the umbrella might contribute more to the efficient and effective management. This research project was done to determine the impact of co-oper...
ABSTRACT Working capital is the ability of a business to meet its short-term liabilities as the full due out of its short-term assets. It is therefore necessary that an industry should always maintain a well-articulated and consistent management of its working capital. To facilitate the exposition of this research work for a clear understanding by our readers, this work had been divided into three chapters. In course of the study hypothesis were development, it was observed that automobile ...
PROPOSAL The study of the impact of universal Banking is one of the critical for banks Nigeria to attain greater light. This borders most no the effect of the New concept in Nigeria banking system that tends to remove the functional barriers between commercial and Merchant banks, and consequently empowers the bank to undertake part from their conventional banking business, capital market operations and insurance services. The chapter I stresses on the introduction. It equally deals wi...