Banking and Finance Research Papers/Topics

RISK MANAGEMENT IN FINANCIAL INSITUTION IN NIGERIA A CASE STUDY OF UNION BANK OF NIGERIA PLC 1999 – 2004

ABSTRACT The project work examine the potential usefulness of adopting a systematic methodology for the analysis and control of quit within the financial services sector and discuss the resulting information processing requirements. Two types of financial intermediaries (banks and insurance companies) are specifically examined from a total system frame work, but the resulting insight is extend to other financial institutions.  The point is made, that given the current wave of de-regulation i...

COMMUNITY BANKING PROBLEMS AND PROSPECTS (A CASSE STUDY OF EKULU COMMUNITY BANK IN ENUGU STATE

ABSTRACT This project is poised at x-raying the degree of the role of financial management in a co-operate organization making reference to union bank (Plc) Enugu. Financial management activity is concern with the raising of capital planning cash and credit control including the effective control of financial resources. Some thought were giving to financial activity to provide planning, control and execution of financial activity. The practice management are interest in this subject because a...

THE IMPACT OF INFORMATION TECHNOLOGY ON CUSTOMER’S SATISFACTION AND PROFITABILITY IN NIGERIA BANKS. (A CASE STUDY OF TRANS INTERNATIONAL BANK PLC)

ABSTRACT The main objective of any financial institution is to harness their profit making potentials and subsequent development and growth.  An the purpose of this study is to urge banks to adopt the efficient use of information technology in all their banking operations.  This will in turn load to increased customer’s  satisfaction and patronage which will eventually translate into improved deposits.  Therefore in this world of dynamism, all banks in order to achieve their set goals m...

THE ROLE OF CENTRAL BANK IN ESTABLISHING NIGERIA ECONOMY (A CRITICAL REVIEW)

ABSTRACT Central banks are general known to be concerned with the maintenance of monetary stability.  This task involves the regulation of money in circulation consistent with the absorphic capacity of the economy axiomatically, excessive growth in money supply rates to high rates of spending on domestic or foreign goods given that domestic supply of goods and services in essentially in elastic in the short run, excess liquidity is likely to result in substantial inflationary is likely to r...

THE IMPACT OF MONETARY AND FISCAL POLICIES OF CENTRAL BANK OF NIGERIA ON THE PROFITABILITY OF BANK (A CASE STUDY OF ZENITH BANK P.L.C

ABSTRACT The economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the country. Like in banks in most developing economic (Nigeria inclusive) the role of providing advice and issuing financial directives lies in the ministry of finance, the Nigeria deposit insurance corporation and the central bank of Nigeri...

PROBLEMS OF MONEY TRANSMISSION IN NIGERIAN BANKS A CASE STUDY OF UNITED BANK FOR AFRICA PLC

1.0INTRODUCTION The banking decree of 1969 in defining the banking business incorporated all the functions of the institutions.  However, in terms of what services banks offer to the public, three stand out distinctly deposit and payment mechanism, finance and credit and money creation. The role the banks play by facilitating payments for goods and services without the need to hold hand to hand currency cannot be overemphasized.  By the use of the deposit and payment by cheques the settleme...

BANK FAILURE IN NIGERIA AND MORDERN SYSTEM OF COMPUTER BANKING TO BRING INPROVEMENT.

 BACKGROUND OF THE STUDY Bank has been defined in various ways by different people. It is basically a service industry operated by people for the general interest of the public providing a mechanism for the mobilization of finds from surplus units in the economy and channeling them to the deficit units through extension of credits. The link between this surplus and deficit is actually vital because it facilitate business transaction and economic development. As an economic unit. The business...

FRAUDES IN NIGERIA BANKS (ANALYSIS AND SOLUTIONS)

ABSTRACT This work is designed to examine the assessment of the role of the mass media in anti-corruption campaign. It is organized into five very instructive chapters. Chapter one deals with the background, statement of the problems, research questions and hypotheses, assumptions and limitation of the study among other things. Chapter two is devoted to the review of relevant materials in the area of study. Chapter three contains the methodology while chapter four concentrated on data analys...

MANAGEMENT CRISIS OF THE BANKING INDUSTRY : (A CASE STUDY OF SOME DISTRESS BANKS)

ABSTRACT In the banking industry, effective implementation of banking rules and regulations, organizational policies and procedures is very important in other to achieve the goal of the organization.  In other to achieve this, managers, operators of the banking industry will sit up for their responsibility in bringing about the much desired goal where this fails, distress crept in aid this is followed with loss of public confidence in the industry because they cannot meet the needs of deposi...

THE ROLE OF COMMUNITY BANK IN ECONOMIC DEVELOPMENT IN NIGERIA

ABSTRACT This project is seriously discussing the function and the role of which the community bank played in Economic development in Nigeria. The project is specifically subdivided in to three major chapters.   These chapters bell the roles and subdivided the role of which they played. For instance the chapter one discuss the introduction and background of his story which discuss about the history of community bank and how the community banks are being operated. Chapter two continues with t...

THE IMPACT OF CENTRAL BANK OF NIGERAI FINANCIAL MANAGEMENT ON THE NIGERIAN ECONOMY (A CASE STUDY OF UNION BANK OF NIGERIA).

INTRODUCTION 1.1BACKGROUND OF THE STUDY The Nigerian economy has undergone structural changes in the past three decades from a predominantly agricultural economy in the 1960s to an economy mainly valient on oil from the mid 1970s  The growth in oil earnings was not fully internalized into the economic system. The result was that the consumption production pattern became largely import oriented inability to emergence of trade arrears.  A growing department burden also surface in the early 19...

THE IMPACT OF INTEREST RATE DEREGULATION ON COMMERCIAL BANKS’ LENDING OPERATIONS IN NIGERIA (A SURVEY OF UNION BANK OF NIGERIA PLC ENUGU

1.1BACKGROUND OF THE STUDY  There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the spirit of the structural Adjustment programme (SAP) of the Federal Government the Central Bank of Nigeria issued a circular on interest rates bordering on the deregulation of this financial sector of the economy.  As a signal to the direction, the Central Bank wanted the interest rate to go, the minimum Re-discount Rate (MRR) was raised from 11...

UNIVERSAL BANKING IN NIGERIA (A CASE STUDY OF AFRIBANK PLC ENUGU BRANCH)

ABSTRACT Universal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by presenting, a well accepted understanding of the system. Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...

THE ROLE OF CAPITAL MARKET IN FEDERAL GOVERNMENT FINANCING

INTRODUCTION 1.1BACKGROUND OF THE STUDY Broadly speaking, there are two kinds of chance revolutionary or discontinuous change which is gradually and common (suble) yet dynamic. It is this latter form of change that is advocated for the development of Nigerian securities market vis-avis the capital market as a means of sourcing funds for the public sector. Right from the day Nigeria returned their independence till date, the country has been searching for economic change and development that w...

THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) IN ENUGU

ABSTRACT This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank.   The study is motivated by the necessity to establish the extent of Agricultural Co-operatives. To solve the research problem primary and secondary data was collected.  The data were questionnaire and oral interview.  The respondents comprised of personnel of the bank in organizing and presenting data collected, tables’ frequencies and percentages were used...


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