ABSTRACT The subject of this research works is bank loan and credit collection in Nigeria. Their bank loan develop as an attempt to financials and agricultural sector in the country. And credit collection seems very important because the non repayment of lean or credit has led to so many distressed banks in view of the important roles banks play in economic development of a country it has become a matter of necessity for an in-depth research and the analysis of its help as well as its pro...
ABSTRACT The need for an efficient and prudent banking industry for banking transactions in this country need not be over emphasized it is an accepted fact that majority of the populace of this country have this attitude of getting rich quick without really working very hard for it one their dream ways of achieving this lack luster dream is through fraud perpetration. And with the belief that banks keep so mud money with them the act how effects the banking �...
ABSTRACT The aims of this paper is to appraise the Nigerian Deposit Insurance Corporation (NDIC) liquidation activities in failed banks, claims settlement; amount and number of depositors so far paid; reason behind the abandonment of deposits by some depositors; level of liquidation proceeds realized and how it has been managed fairness of bad debt litigation disposition and the adequacy of the insurance deposit. To achieve the above objective I relied on questionnaire, personal interviews an...
ABSTRACT The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers. However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can hardly be diversified; illiteracy and ignorance; culture; interest rate, etc Loan defaults occur when the borrowers can not meet up the repayment of pri...
ABSTRACT The introduction of interest rate was first abolished during the medieval time and was legal in 1545 by King Henry VIII who abolished the usury laws and was later condemned. The central Bank of Nigeria later introduced interest rate deregulation into the monetary system, which was a part of the structural adjustment program (SAP) announced by the Head of State in July 1986. Interest rate world over, is the price of capital and constitute a return on capital for the lender or save...
ABSTRACT This research work scrutinized the role of Banks in Export Financing. Export financing is very important, as Nigerian exporters have to compete with exporters from other pats of the word. Particularly those from industrial countries who are already in the market and have easy access to various type of export finance sources. To be able to complete effectively with such exporters, Nigeria exporters must be willing to offer attractive terms to overseas buyers especially through def...
ABSTRACT Banking industry in Nigeria has come of age. It started in 1894 by the statement of first bank of Nigeria. Since then the number of banks in Nigeria has been on the increase. In 1993, the guest for indigenous banking started and later in the decade natwnal bank was registered the flood gate for banks was opened with the affainment of independence. Merchant banks to off in 1964 with Nigeria industrial development bank. In 1992 to be precise. The government of babangida considered it...
ABSTRACT This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for data collection included oral interviews, bank records of daily operations, annual report and statement of accounts. Four hypothesis were formula...
ABSTRACT The objective of this study is to evaluate agricultural loan disbursement and repayment in the Nigeria commercial banks. In particular it is intended to examine the adequacy and repayment in commercial banks. In carrying out this research both. Secondary data were collected through the use of quantitative and qualitative analysis of data and other information which were administered to the agric department of afribank Nigeria plc. The result of the analysis should ...
ABSTRACT This study, which is, captioned the Role and Importance of the Central Bank in the Prevention of Bank Failure in Nigeria has revealed the types, causes effects recognition and prevention of bank failure in Nigeria. Some of the findings indicated that banking failure was mainly as a result of poor portfolio management and inadequate capital basis, a majority of the population interviewed acknowledge the fact that bank failure an be prevented. The study also pointed that the Central ...
ABSTRACT Service is the central bank motto in the distribution of its various production packages and marketing strategy implementation. Customer are satisfied when they get the service they want at the right time, right place , right price and in the right manner. The issue of efficient service in banking industry has being given serious attention nojt only byj them management because of the competitive nature of banking inidustry in Nigeria. This fact and also the view that human nee...
ABSTRACT It is generally accepted that development banks like most other types of financial institutions are facing a number of problems that most pressing and immediate of these, the problems of project financing and implementation are most exacting and formidable. This study is therefore carried out as a first step towards identifying these problems, with a view to finding lasting solution to them. the study also deals with the introductory aspects of the research. It briefly examines t...
ABSTRACT Based on historical evidence, the highest contribution to the Nigeria Economy was Agriculture at present, Agricultural Production has been deducing drastically, especially since the oil boom. This was also contributed to the neglect on this sector due to the problem the Agriculturist encountered. Nigeria Agriculture is characterized by the pre-prudence of small scale farming which yields the bulk of the total production. The small scale farmers have been the bedrock of our...
ABSTRACT Service is the central bank motto in the distribution of its various production packages and marketing strategy implementation. Customer are satisfied when they get the service they want at the right time, right place , right price and in the right manner. The issue of efficient service in banking industry has being given serious attention nojt only byj them management because of the competitive nature of banking inidustry in Nigeria. This fact and also the view that human need...
ABSTRACT Contribution of financial institution is not just for more development, but also grow the economy of Nigeria. This is because the commercial bank attitude to the public is quiet However, this study is aimed at identifying the contribution of financial institution in Nigerian economy, also to decimate its problem and prospects in Nigeria economy. This study also focused attention to extent the commercials banks has adopted the use of capital asset and knowing the effect and ef...