ABSTRACT Financial literacy among public sector workers is important following the large number of people in the sector and the many personal financial responsibilities they often assume in their homes and workplaces. The study assessed the level of financial literacy, factors influencing financial literacy, and level of application of financial literacy among public sector workers in the Cape Coast Metropolis. Cross-sectional and descriptive study designs were employed for the study. A tot...
ABSTRACT Ghana is still battling with a dual governance system nearly 60 years after attaining independence. The situation has resulted in misunderstandings and claims of superiority of authority between state officialdom and traditional rulers which derail local development efforts. The study set out to explore ways of integrating traditional authority with the local government system of governance. The Central Region was selected and categorised into three types of paramountcies within the...
ABSTRACT Poverty reduction has become a paramount concern in the international development arena because of the large number of people affected by it globally. The study investigates how the entrepreneurial activities of petty traders with respect to their social and human capital can contribute to the reduction of poverty. Using a cross-sectional survey data, the study built a social capital index, estimated the income level and employed a probit regression model in finding out the effects o...
ABSTRACT The study sought to explore the role of block farming in attracting and retaining the youth in farming. The study was conducted in the Techiman Municipal Area and it examined the motivations and participation of farmers, the inputs accessed and profitability of block farming. One hundred and ten (110) farmers in block farming participated in the study. It emerged that income rather than employment is the most important motivation for participation in the programme. All 110 farmers we...
ABSTRACT The main objective of the study was to examine farmers’ perceptions of the contribution of maize farming technologies to livelihoods in the Buea Sub-Division of Cameroon. The specific objectives dealt with farmers’ demographic characteristics and their use of maize technologies, farmers’ views of other factors that influence their use of maize technologies, a comparison of the yields, incomes and livelihood perceptions of farmers who use traditional technologies and those who u...
ABSTRACT. The Brong-Ahafo Region urban space is a very vibrant one, consisting of a number of Towns which principally play a pivotal role in the region’s socio-economic developmental trajectory. They provide essential services in administration, health care, education, commerce, industry and jobs to serve its inhabitants and peripheral populations, which culminate in a varying degree of functional importance. However, as a consequence of glaring inequalities on the functionalities of towns,...
ABSTRACT Private pensIOns In Ghana by law are defined contribution schemes established to enhance retirement benefits for contributors. The performance ofprivatc pension schemes hugely relies on the expertise and investment decisions of fund managers. II is, therefore, worthwhile to interrogate the factors that influence investment decisions. This paper presents the result of a case stud y of the factors that influence the asset allocation decisions of private pension fund managers in Ghana. ...
ABSTRACT Despite numerous occupational health and safety interventions made in recent years, poor occupational health and safety practices are still prevalent in Ghana’s informal sector. This study therefore sought to explore the main health and safety issues faced by informal manufacturing sector workers in Cape Coast metropolis in order to suggest preventive and control measures. The study adopted the qualitative research design to study 10 workers each from the informal food processing, ...
ABSTRACT Occupational Health, Safety and Environmental Management (OHSEM) aims to foster a safe working environment, including the protection of employers, employees and nearby communities. The study sought to examine the effectiveness of OHSEM practices at Twifo Oil Palm Plantation (TOPP) in the Hemang-Lower Denkyira District. A total of 377 respondents were sampled from a population of 19,657. Both purposive and stratified random sampling procedures were used to sample respondents for the s...
ABSTRACT Microfinance has been used as a development strategy for reducing poverty and contributing to development. Survival of microfinance institutions (MFIs) is however, much dependent on ability of borrowers to make timely loan repayment. Records of MFIs in the Tamale metropolis of Ghana show unusually high repayment rates. This has consequence of being replicated widely even though no empirical study has been done to guarantee the sustainability of these claims. This study examined facto...
ABSTRACT The purpose of this study was to explore the perception of social studies teacher trainees and their tutors in the colleges of education in Ghana with regards to the meaning and teaching methods that are most appropriate to teach citizenship education. The research drew upon social capital, ecological, and cognitive psychological theories to generate the conceptual framework for analysing the quantitative and qualitative data. The perceptions of...
ABSTRACT In Ghana, the issue of managing the maintenance of water supply facilities still remains a big problem in rural water provision. One of the recurring issues in rural water supply is how to ensure sustainability of water supply facilities. The main objective of this study therefore, was to examine the maintenance structures as they exist for the effective management of water supply facilities in the Builsa District. The research was a non-interventional study, and using simple random ...
ABSTRACT The study assessed the contribution of the basket weaving industry to poverty reduction in the Bolgatanga Municipality. The study covered 206 weavers, five leather workers, five straw sellers, two dye sellers, two exporting companies and three institutions that support the basket weaving industry. The study used accidental and purposive sampling methods and employed the exploratory research design. The main research instruments used for the data collection were interview schedule, in...
ABSTRACT This thesis examines the issue of small scale farmers' application of improved agricultural technologies, The study concentrates on small scale maize production, a major rural activity in Ghana, and seeks [Q assess farmers' supply response resulting from th~ application of improved maize produc[lon technologies. Several studies on fanners' supply response e'dst However. most of these studies often concentrated upon farmers' response to price changes hence the exclu~ive focus on price...
ABSTRACT The success of the agricultural economy in many developing countries is challenged, mainly because women who represent a crucial resource are largely constrained in the access to productive resources Researchers have demonstrated that cultural norms and values strongly influence access to productive resources. Development agencies in response to productive constraints provide programmes to improve rural livelihoods. The outcomes of these projects are however not always successful. Th...