ABSTRACT
The aim of this study was to compare the financial literacy and saving behaviour
among teaching and non-teaching staff of Swedru School of Business. A total of
194 staff comprising of one hundred and twenty-five (125) teaching staff and
sixty-nine (69) non-teaching staff were selected for the study. Data was collected
through the use of questionnaire. Based on the findings it was established that
teaching staff exhibited knowledge on personal finance and knowledge on
insurance than non-teaching staff. However, non-teaching staff had knowledge on
savings and borrowings, knowledge in retirement planning and exposure to
financial and monetary issues than teaching staff. In terms of general knowledge
on personal finance, knowledge in savings and borrowings, knowledge on
retirement planning and knowledge in insurance, males showed much knowledge
than females. It was also confirmed that gender, age, marital status and
educational level are determinants of financial literacy. The study recommended
that workshops should be organised by Welfare Committee of Swedru School of
Business on personal finance; so as to ensure prudent and efficient personal
financial management practices especially, among the non-teaching staff.
Flores, A. & APPIAH, J (2021). FINANCIAL LITERACY AND SAVING BEHAVIOUR AMONG TEACHING AND NON-TEACHING STAFF OF SWEDRU SCHOOL OF BUSINESS. Afribary. Retrieved from https://afribary.com/works/financial-literacy-and-saving-behaviour-among-teaching-and-non-teaching-staff-of-swedru-school-of-business
Flores, Alyssa, and JUSTICE APPIAH "FINANCIAL LITERACY AND SAVING BEHAVIOUR AMONG TEACHING AND NON-TEACHING STAFF OF SWEDRU SCHOOL OF BUSINESS" Afribary. Afribary, 01 Apr. 2021, https://afribary.com/works/financial-literacy-and-saving-behaviour-among-teaching-and-non-teaching-staff-of-swedru-school-of-business. Accessed 23 Nov. 2024.
Flores, Alyssa, and JUSTICE APPIAH . "FINANCIAL LITERACY AND SAVING BEHAVIOUR AMONG TEACHING AND NON-TEACHING STAFF OF SWEDRU SCHOOL OF BUSINESS". Afribary, Afribary, 01 Apr. 2021. Web. 23 Nov. 2024. < https://afribary.com/works/financial-literacy-and-saving-behaviour-among-teaching-and-non-teaching-staff-of-swedru-school-of-business >.
Flores, Alyssa and APPIAH, JUSTICE . "FINANCIAL LITERACY AND SAVING BEHAVIOUR AMONG TEACHING AND NON-TEACHING STAFF OF SWEDRU SCHOOL OF BUSINESS" Afribary (2021). Accessed November 23, 2024. https://afribary.com/works/financial-literacy-and-saving-behaviour-among-teaching-and-non-teaching-staff-of-swedru-school-of-business