Most microfinance institutions globally, have majority of their customers as women
with few men or even in some cases, no men at all. The study investigated the reasons
for the gender imbalances in the microfinance industries guided by microfinance loan
repayment determinants. A census of 74 microfinance institutions from four districts of
Accra; Tema Metropolitan, Ashaiman Municipal, Dangbe East District and finally,
Ningo/Prampra District Assembly were interviewed. A sample of 370; five customers
each from these MFIs were selected. The paper used percentage method, simple
correlation coefficients, cross tabulations, Chi-square tests and logistics regression
analysis to discuss and interpret the results. The main finding of the study shows that,
MFIs do not run gender discriminatory programs as it has seemed to be. However, some
MFIs turn to prefer women to men simply because women save more, and also do not
default loans payment compared to men. The research therefore recommended that
MFIs must make effort to reach out for men through a reduction of exorbitant charges
on their loans; since this is the most reason cited by men for their poor patronage. This
also, would go a long way to reduce loan default challenges among men.
Edu, F (2021). Gender Access To Microfinance: A Case Study Of Loan Repayment Determinants In Greater Accra Region, Ghana. Afribary.com: Retrieved May 13, 2021, from https://afribary.com/works/gender-access-to-microfinance-a-case-study-of-loan-repayment-determinants-in-greater-accra-region-ghana
Frontiers, Edu. "Gender Access To Microfinance: A Case Study Of Loan Repayment Determinants In Greater Accra Region, Ghana" Afribary.com. Afribary.com, 27 Apr. 2021, https://afribary.com/works/gender-access-to-microfinance-a-case-study-of-loan-repayment-determinants-in-greater-accra-region-ghana . Accessed 13 May. 2021.
Frontiers, Edu. "Gender Access To Microfinance: A Case Study Of Loan Repayment Determinants In Greater Accra Region, Ghana". Afribary.com, Afribary.com, 27 Apr. 2021. Web. 13 May. 2021. < https://afribary.com/works/gender-access-to-microfinance-a-case-study-of-loan-repayment-determinants-in-greater-accra-region-ghana >.
Frontiers, Edu. "Gender Access To Microfinance: A Case Study Of Loan Repayment Determinants In Greater Accra Region, Ghana" Afribary.com (2021). Accessed May 13, 2021. https://afribary.com/works/gender-access-to-microfinance-a-case-study-of-loan-repayment-determinants-in-greater-accra-region-ghana