LIQUIDITY MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

ABSTRACT
Liquid represents the ability to work efficiently accommodate decrease in deposits and funds increase in the loan portfolio, that is to meet customers loan request fund commitments and liens of credit. A bank has liquidity potential when it has the ability to obtain sufficient cash in timely manner at a reasonable cost. The cost obtaining liquidity is a function of market conditions and the degree of risk, credit risk reflected in the balance sheet.

Liquidity management in Nigeria commercial banks ever the year has been a major issue of contention.  It has generated a lot of thoughts and concerns to various groups through banking history.  Academics and professionals take divergent views about the term liquidity and its management.  Those who are involved in the management of the source and uses of fund deposit in commercial banks are raised to some degree.
There is virtually no work on the liquidity management in Nigeria commercial banks.  Thus, is the challenge of the research as its attempts to discuss it.  The objective of this research work is to examine the liquidity management of commercial banks in Nigeria with more emphasis on their investment, liquidity and profitability position in order to find out why commercial banks need to be more liquid then any other business organization.  This study will look at the effectiveness and efficiency of commercial banks in grapping with the management of their profitability by employing and using various approaches, theories and instruments in solving their liquidity and profitability dilemma.

There will be a thorough research to prove how the banks have been managing their liquidity and profitability.  In this work both secondary and primary data were gathered and analysed.  The primary sources was the administration of questionnaire and oral interview, while the secondary source was inform of literature review of books’ journals and newspapers.
From the findings of the analysis, the research came up with conclusion and recommendation.

TABLE OF CONTENT
Cover page
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of content

CHAPTER ONE 
1.0Introduction
1.1Statement of problem
1.2Objective of the study
1.3Significance of the study
1.4Statement of hypothesis
1.5Scope of the study
1.6Limitation of the study
1.7Definition of terms

CHAPTER TWO
2.0Review of related literature
2.1Review of assets and liabilities management of commercial banks
2.2Commercial loan theory
2.3The shiftability theory
2.4The anticipated income theory
2.5The liability management theory
2.6The operation of Nigeria Commercial Banks in terms of Assets 
and Liabilities Management
2.7The liability management of commercial banks
2.8Credit tools used by banks in Nigeria to control commercial banks liquidity positions.
2.9Factors to be considered in Assets Management 
2.10Investment decision – risk and returns
2.11Similarities between assets and liabilities
2.12Assets of commercial banks
2.13Commercial banks investment purposes
2.14Important factors a barher should corrider before holding cash
2.15Allocation of commercial banks funds
2.16Liquidity and profitability

CHAPTER THREE
3.0Research design and methodology
3.1Source of data
3.2Secondary
3.3Sample used

CHAPTER FIVE
5.0Summary of findings, conclusions & recommendation
5.1Findings
5.2Recommendation
5.3Bibliography
5.4Appendix
Questionnaire

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APA

Kings, S. (2018). LIQUIDITY MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC). Afribary. Retrieved from https://afribary.com/works/liquidity-management-in-nigeria-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-6026

MLA 8th

Kings, Solomon "LIQUIDITY MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)" Afribary. Afribary, 29 Jan. 2018, https://afribary.com/works/liquidity-management-in-nigeria-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-6026. Accessed 26 May. 2024.

MLA7

Kings, Solomon . "LIQUIDITY MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)". Afribary, Afribary, 29 Jan. 2018. Web. 26 May. 2024. < https://afribary.com/works/liquidity-management-in-nigeria-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-6026 >.

Chicago

Kings, Solomon . "LIQUIDITY MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)" Afribary (2018). Accessed May 26, 2024. https://afribary.com/works/liquidity-management-in-nigeria-commercial-banks-a-case-study-of-first-bank-of-nigeria-plc-6026

Document Details
Field: Banking and Finance Type: Project 97 PAGES (13357 WORDS) (doc)