This study was carried out so as to analyze the repayment trend of members of
SACCOS taking Dodoma Municipality as a case study. Specifically, the study
focused on examining the factors influencing the repayinent of loans, the economic
activities undertaken by loanees and the measures taken to improve the repayment of
This study employed both cross sectional as well as a case study to get data about the
problem. The sample mainly consisted of 104 respondents who were obtained by
random sampling. The sample consisted of members of SACCOS. In addition few
staffs were contacted to give their views on the problem. Data collection method
included interviews and documentation review. The data analysis was through the use
Based on the study it was found out that in most cases high interest rate and the use of
collateral were the major constraints for the repayment of loans on timely basis. The
main activities conducted by members as they get loans are small businesses such
food vending, shops as well as subsistence farming.
It was therefore recommended that the government and other stakeholders should
devise the conditions associated with issuing loans; the government should encourage
the lending institutions to expand the provision of loans so as to cover the rural areas;
the use of collateral should be revised so as to give room to many people to be able
Research, S. (2022). LOAN REPAYMENT AND PERFORMANCE OF SACCOS IN TANZANIA: A SURVEY OF DODOMA MUNICIPAL. Afribary. Retrieved from https://afribary.com/works/loan-repayment-and-performance-of-saccos-in-tanzania-a-survey-of-dodoma-municipal
Research, SSA "LOAN REPAYMENT AND PERFORMANCE OF SACCOS IN TANZANIA: A SURVEY OF DODOMA MUNICIPAL" Afribary. Afribary, 14 Aug. 2022, https://afribary.com/works/loan-repayment-and-performance-of-saccos-in-tanzania-a-survey-of-dodoma-municipal. Accessed 30 Jan. 2023.
Research, SSA . "LOAN REPAYMENT AND PERFORMANCE OF SACCOS IN TANZANIA: A SURVEY OF DODOMA MUNICIPAL". Afribary, Afribary, 14 Aug. 2022. Web. 30 Jan. 2023. < https://afribary.com/works/loan-repayment-and-performance-of-saccos-in-tanzania-a-survey-of-dodoma-municipal >.
Research, SSA . "LOAN REPAYMENT AND PERFORMANCE OF SACCOS IN TANZANIA: A SURVEY OF DODOMA MUNICIPAL" Afribary (2022). Accessed January 30, 2023. https://afribary.com/works/loan-repayment-and-performance-of-saccos-in-tanzania-a-survey-of-dodoma-municipal