Mirco Finance Interest Rates And Financial Performance Of Amalgamated Maize Mill. A Case Study Of Pride Micro Finance

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TABLE OF CONTENTS

Declaration .................................................................................................................................. ii

Approval ...................................................................................................................................... iii

Dedication ................................................................................................................................... iv

Acknowledgement ..................................................................................................................... v

Acronyms .................................................................................................................................... vi

Table of contents ..................................................................................................................... vii

List of tables ................................................................................................................................ x

List of figures ............................................................................................................................. xi

Abstract ....................................................................................................................................... xii

CHAPTER ONE .......................................................................................................................... 1

1. 0 Introduction ..................................................................................................................... 1

1.2 Back ground of the study ............................................................................................ 1

1.3 Statement of the problem ............................................................................................ 3

1. 4 Objectives of the study ................................................................................................. 3

1.5 Research questions ........................................................................................................ 3

1.6 Justification of the study ............................................................................................. 4

1. 7 Scope of the study .......................................................................................................... 4

1. 8 Conceptual framework ................................................................................................. 4

1. 9 Limitation of the study ................................................................................................. 5

CHAPTER TWO ......................................................................................................................... 6

LITERATURE REVIEW ........................................................................................................... 6

2.0 Introduction ..................................................................................................................... 6

2.1 Origin of banking and borrowing .............................................................................. 6

2.2 Definition of micro finance .......................................................................................... 7

2.3 The pioneers of modern-day micro finance ........................................................... 7

vii

2.4 Micro fmance and small business enterprises ..................................................... 9

2.5 Micro finance lending methodology ....................................................................... 11

2.5.1 Group lending methodology ..................................................................................... 11

2.5.2 Individual lending methodology .............................................................................. 11

2.6 Government and micro finance ............................................................................... 11

2.7 Impact of micro finance institutions ..................................................................... 12

2.8 Determinants of interest rates ................................................................................. 12

2.8.1 Supply and demand of loan funds ......................................................................... 13

2.8.2 Default risk .................................................................................................................... 13

2.8.3 Loan period .................................................................................................................... 13

2. 9 Interest rate power parity .......................................................................................... 13

CHAPTER THREE .................................................................................................................. 15

METHODOLOGY ...................................................................................................................... 15

3.0 Introduction ................................................................................................................... 15

3.1 Research design ............................................................................................................ 15

3.2 Population of the study .............................................................................................. 15

3.3 Sample method ............................................................................................................. 15

3.4 Tools of data collection ............................................................................................... 16

3.4.1 Interviews ........................................................................................................................ 16

3.4.2 Questionnaires .............................................................................................................. 16

3.4.3 Observation .................................................................................................................... 16

3.5 Procedure of data collection ..................................................................................... 16

3.6 Data analysis and interpretation ........................................................................... 17

CHAPTER FOUR ..................................................................................................................... 18

DATA PRESENTATION AND ANALYSIS OF THE FINDINGS .................................... 18

4.0 Introduction .................................................................................................................... 18

··.:-cHc~ensdcs of resnondencs bv sex ................................................................... 18

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APA

GEORGE, W (2021). Mirco Finance Interest Rates And Financial Performance Of Amalgamated Maize Mill. A Case Study Of Pride Micro Finance. Afribary. Retrieved from https://afribary.com/works/mirco-finance-interest-rates-and-financial-performance-of-amalgamated-maize-mill-a-case-study-of-pride-micro-finance

MLA 8th

GEORGE, WAGALIMA "Mirco Finance Interest Rates And Financial Performance Of Amalgamated Maize Mill. A Case Study Of Pride Micro Finance" Afribary. Afribary, 12 Jun. 2021, https://afribary.com/works/mirco-finance-interest-rates-and-financial-performance-of-amalgamated-maize-mill-a-case-study-of-pride-micro-finance. Accessed 24 Jan. 2022.

MLA7

GEORGE, WAGALIMA . "Mirco Finance Interest Rates And Financial Performance Of Amalgamated Maize Mill. A Case Study Of Pride Micro Finance". Afribary, Afribary, 12 Jun. 2021. Web. 24 Jan. 2022. < https://afribary.com/works/mirco-finance-interest-rates-and-financial-performance-of-amalgamated-maize-mill-a-case-study-of-pride-micro-finance >.

Chicago

GEORGE, WAGALIMA . "Mirco Finance Interest Rates And Financial Performance Of Amalgamated Maize Mill. A Case Study Of Pride Micro Finance" Afribary (2021). Accessed January 24, 2022. https://afribary.com/works/mirco-finance-interest-rates-and-financial-performance-of-amalgamated-maize-mill-a-case-study-of-pride-micro-finance