Problems and Prospect of Cash Management in Commercial Banks (A Case Study of Union Bank of Nigeria Plc, Ilorin)

TABLE OF CONTENTS

Cover page                                                                     i

Certification                                                                    ii

Dedication                                                                       iii

Acknowledgment                                                             iv

Table of contents                                                            vi

CHAPTER ONE

1.1 INTRODUCTION                                                        1

1.2 STATEMENT OF PROBLEM                                         3

1.3 RESEARCH QUESTIONS                                             4

1.4 OBJECTIVES OF THE STUDY                                      5

1.5 RESEARCH HYPOTHESIS PROBLEMS AND PROSPECTS OF CASH MANAGEMENT IN COMMERCIAL BANKS         5

1.6 SIGNIFICANCE OF THE STUDY                                   5

1.7 SCOPE AND LIMITATION OF THE STUDY                    7

1.8 DEFINITION FOR KEY TERMS                                     8

1.9 ORGANIZING/PLAN OF THE STUDY                            9

CHAPTER TWO

2.1 LITERATURE REVIEW                                                11

2.2 HISTORICAL BACKGROUND OF UNION BANK OF NIG PLC         12

2.3 APPRAISAL OF CASH MANAGEMENT APPLICATION           14

2.4 DEFINITION OF CASH MANAGEMENT AND MOTIVE OF HOLDING CASH   15                                                        

2.5 PRINCIPLE OF CASH MANAGEMENT                            17

2.6 INSTRUMENT OF CASH MANAGEMENT                       18

2.7 MONTERREY POLICY                                                 19

2.7.1 INSTRUMENTS OF MONETARY POLICY                    20

2.7.2 FACTORS OF CASH MANAGEMENT                           21

REFERENCES                                                                   22

CHAPTER THREE

3.1 RESEARCH METHODOLOGY                                       23

3.2. SOURCE OF DATA COLLECTION                                23

3.3 SAMPLE SIZE                                                             25

3.4 RESTATEMENT OF RESEARCH PROBLEM                     25

3.5 DATA ANALYSIS AND TECHNIQUES                            26

3.6 THE DESIGN OF THE STUDY                                      27

3.7 THE POPULATION OF THE STUDY                              27

CHAPTER FOUR

4.1 DATA PRESENTATION AND ANALYSIS DATA PRESENTATION      28                                                                                

4.2. ANALYSIS OF RESULTS                                             29

4.3 DISCUSSION OF RESULT                                            43

4.4 RESULT RELATING TO HYPOTHESIS TESTING            43

4.5 POLICY STATEMENT                                                  47

CHAPTER FIVE

5.1 FINDINGS                                                                 48

5.2 CONCLUSION                                                            49

5.3 SUMMARY                                                                 50

5.4 RECOMMENDATIONS                                                 52

REFERENCES                                                                   54

QUESTIONNAIRE                                                             55