The Effect of Commercial Bank Credit Policies in Promoting Small – Scale Business Enterprises in Nigeria

ABSTRACT

       The effect of commercial Banks credit in promoting small scale enterprises in Nigeria as a matter of fact ought to be mutually supportive since they both depend on each other for its continuous existence. Small-scale enterprises  performance in terms of efficiency and productivity to some extent is a function of the nature of the type of commercial banks credit policies adopted by the government which are usually manifested in collective bargaining in the sense that government gives supportive measure to them (Small –scale operations) while the Small-scale enterprises help increasing employment opportunities and skill acquisition programme for other Small-scale enterprises for technical know how which equally brings about growth and development of a country. This project is divided into five (5) chapters. Chapter one, under which introduction falls and dwells on historical backgrounds of the institution, background of the study, statement of problem, purpose, research questions, scope, limitation and definition of terms. In chapter two, a rewiew of related literature is made showing similar studies with relevant findings, theoretical formulation of work. chapter three considers research methodology, which embodies method of data collection population, sample of study. Sample method and instrument for data collection, method of data collection, validity of instrument and validity and reliability of measuring institution. Chapter four, focus on presentation, analysis and interpretation of research questions from the data gathered the research is rounded up with chapter five which look at discussion of findings conclusion, recommendations and areas for future study.