The Impact Of Credit Risk Management On Performance Of Commercial Banks In Uganda: A Case Study Of Bank Of Africa

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The research study was set to explore the impact of credit risk management on the performance of cornrnercial banks in Uganda: A case study of Bank of Africa Uganda.

The study was set to establish the Loaning procedure used by banks, credit risk management, credit risk assessment in the bank and impact of credit risk management on the performance of commercial banks.

Primary data has been collected using questionnaires, interview guide, key informant interviews, focus group discussions and secondary data was obtained through reviewing and analyzing the available literature from banks literature and financial books, reports and journals and publications.


The study consisted of 50 respondents who were selected using both strafified and random sampling and purposive sampling techniques with the major focus of gathering relevant data for the study to be able to tell the impact that credit risk management has over banks performance both financial and non financial performance.

The study found established that there is a strong relationship between credit risk management and performance of banks sighting a reduction of default rate by about 20% on use of financial cards as credit management tool.

The study established that Banks and other banking institutions should ensure that they institute a loan review mechanism that ensures that credit risk is managed and reduced to the minimum level. There by effecfively managing the banks portfolio system

While the research has revealed that the success of credit risk management policies and procedures are evident in financial and non financial performance, I don't see credit risk

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APA

MADRINE, A (2021). The Impact Of Credit Risk Management On Performance Of Commercial Banks In Uganda: A Case Study Of Bank Of Africa. Afribary. Retrieved from https://afribary.com/works/the-impact-of-credit-risk-management-on-performance-of-commercial-banks-in-uganda-a-case-study-of-bank-of-africa

MLA 8th

MADRINE, ATUHEIRE "The Impact Of Credit Risk Management On Performance Of Commercial Banks In Uganda: A Case Study Of Bank Of Africa" Afribary. Afribary, 10 Jun. 2021, https://afribary.com/works/the-impact-of-credit-risk-management-on-performance-of-commercial-banks-in-uganda-a-case-study-of-bank-of-africa. Accessed 19 Oct. 2021.

MLA7

MADRINE, ATUHEIRE . "The Impact Of Credit Risk Management On Performance Of Commercial Banks In Uganda: A Case Study Of Bank Of Africa". Afribary, Afribary, 10 Jun. 2021. Web. 19 Oct. 2021. < https://afribary.com/works/the-impact-of-credit-risk-management-on-performance-of-commercial-banks-in-uganda-a-case-study-of-bank-of-africa >.

Chicago

MADRINE, ATUHEIRE . "The Impact Of Credit Risk Management On Performance Of Commercial Banks In Uganda: A Case Study Of Bank Of Africa" Afribary (2021). Accessed October 19, 2021. https://afribary.com/works/the-impact-of-credit-risk-management-on-performance-of-commercial-banks-in-uganda-a-case-study-of-bank-of-africa