THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS

INTRODUCTION
BACKGROUND OF THE STUDY.
To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units.   
In a modern day society, economic prosperity and progress depend largely on the level of savings in the nation. It follows that someone’s sayings in a financial institution e.g commercial banks is made available to an investor for productive venture, when this happens, a debt is created.
Debits is credit received by a borrower from a pure lender who may be a formal or informal institution.
These study will be carried out to determine the problem and prospects of debt management in Nigerian financial institutions and how to solve them and also techniques for improvements. 

TABLE OF CONTENT
TITLE PAGEII
APPROVAL PAGEIII
DEDICATIONIV
ACKNOWLEDGEMENTV
PROPOSALVII
TABLE OF CONTENTIX

CHAPTER ONE
INTRODUCTION1
1.1BACKGROUND OF THE STUDY1
1.2STATEMENT OF THE STUDY2
1.3PURPOSE OF THE STUDY3
1.4SIGNIFICANCE OF THE STUDY4
1.5SCOPE AND LIMITATION OF THE STUDY4
1.6DEFINITION OF TERMS5

CHAPTER TWO
2.0PRUDENTIAL REGULATION OF NIGERIA BANKING10
2.1FUNDAMENTALS OF CREDIT ANALYSIS10
2.2THE BASIC CRITERIA ANALYTICAL ASSESSMENT OF CREDIT WORTHINESS11
2.3THE COMMON CAUSES AND 
PROBLEMS OF BAD DEBTS14
2.4EARLY WARNING SIGNS.
2.5FACTORS RESPONSIBLE FOR BAD DEBTS IN BANKS19
2.6CONSIDERATIONS IN ASSESSMENT OFFICIAL PROPOSALS BY CUSTOMERS21
2.7EIGHTEEN CREDIT PRINCIPLES.25

CHAPTER THREE
3.0SUMMARY DISCUSSION27
3.1RECOMMENDATION28
BIBLIOGRAPHY30

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APA

Ugwu, A. (2018). THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS. Afribary. Retrieved from https://afribary.com/works/the-problems-and-prospects-of-debt-management-in-nigerian-finance-institutions-6061

MLA 8th

Ugwu, Anderson "THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS" Afribary. Afribary, 29 Jan. 2018, https://afribary.com/works/the-problems-and-prospects-of-debt-management-in-nigerian-finance-institutions-6061. Accessed 23 Jul. 2024.

MLA7

Ugwu, Anderson . "THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS". Afribary, Afribary, 29 Jan. 2018. Web. 23 Jul. 2024. < https://afribary.com/works/the-problems-and-prospects-of-debt-management-in-nigerian-finance-institutions-6061 >.

Chicago

Ugwu, Anderson . "THE PROBLEMS AND PROSPECTS OF DEBT MANAGEMENT IN NIGERIAN FINANCE INSTITUTIONS" Afribary (2018). Accessed July 23, 2024. https://afribary.com/works/the-problems-and-prospects-of-debt-management-in-nigerian-finance-institutions-6061