Research Papers/Topics in Banking And Finance

The Impact of Government Expenditure on Nigeria Economic Growth (2011 - 2020)

                                                                 ABSTRACT  This study empirically examines the impact of Government Expenditure on Nigeria Economic Growth from the period of 2011 to 2020. The main objective was to examine its impact and as well as to ascertain the causal relationship between Government Ex...

The Effects Of Credit Policy On The Performance Of Commercial Banks

AbstractClient credit arises when there is a time lag between the delivery of goods and services and when payment is paid or received from the customer (Kakuru 2000). It's philosophy of lend now and receive payment later. Most commercial Banks offer loans to their customer and expect repayment on a future date (Atim, 1997) There is risk associated with loan extension to clients. There is a likely hood that the loan extended to the bank client may not be recovered as expected and these po...

The Impact Of Financial Literacy On The Uptake Of Commercial Bank Products In Zimbabwe

ABSTRACT Research has proven that financial literacy improves the knowledge, attitude towards and uptake of financial products and services. It is in this context that this research assessed the level of financial literacy amongst commercial bank clients in Zimbabwe. Moreover, given the failure in the past by the Zimbabwean banking sector to perform its role effectively due to issues such as bank failures, operational failures and the provision of expensive inappropriate products, the r...

Effects of deposits Mobilization on The Financial Performance of Microfinance Banks in Nigeria- A Study of Umuchinemere Microfinance Bank

ABSTRACT Dwindling nature of deposits mobilization in microfinance industry necessitated this study. It is to establish the effect of deposit mobilization on the financial performance of micro finance banks in Nigeria: A study of Umuchinemere Pro-credit micro finance bank Nigeria limited 2005 - 2014. The main objective is to examine the effect of customer deposit on the financial performance of the bank and one specific objectives. Two hypotheses were formulated, two research questi...

Assessment Of The Contributions Of Information & Communication Technology (Ict) On Banking Performance (A Study Of Zenith Bank Plc)

ABSTRACT This study evaluated the contribution of information, communication and technology (ICT) on banking performance. My main objective of the study is to ascertain whether the adoption of ICT in Zenith Bank has led to increase in the profitability of the Bank and to determine whether the adoption of ICT in Zenith Bank has led to improved customer services. I adopted Expo-factor Research design. Data was generated from responses from various respond ents which were distributed am...

Impact of Central Bank of Nigeria Cashless Policies on the Economic Growth In Nigeria (2010-2018

A cashless economy is an environment in which money is spent without being physically carrying cash from one place to another. The need to run a more efficient and productive economy by reducing the amount of cash in circulation brought about the cash-less policy. The aim of this study is to investigate the impact of Central Bank of Nigeria’s cashless policy on economic growth and development of Nigeria. The research was carried out by investigating to find out whether or not cas...

Audit and Accountability in a Public Sector (A case study of the Delta State Polytechnic Ozoro campus)

BACKGROUND OF THE STUDY             The term audit is derived from the word “Audire” which means to Hear. The origin of audit can be traced to the ancient days in Britain where land owners allowed tenant farmers to farm on their lands. The land owners did not involve themselves in the cultivation of the land or in the imprecision of these tenant farmers, rather cultivation of the land was done by the overseer appointed by the l...

The Impact of Oil Price Movement on The Nigerian Stock Market

TABLE OF CONTENTCHAPTER ONE: INTRODUCTION1.1    BACKGROUND OF STUDY                                                                                     1.2    STATEMENT OF THE PROBLEM                      &n...

The Impact of Electronic Banking on The Economy

ABSTRACTElectronic banking has become an important practice among commercial banks in Nigeria. The introduction of this electronic banking helps improve banking efficiency in rendering services to customer, it was in line with this that the study aim at examine the impact of electronic banking in Nigeria. Questionnaire was employed in the course of gathering data for the study and administered on to employees, while chi-square was used in data analysis. The result indicated that, modern...

The Impact of Computer on Banking Operations in Nigeria (A Case Study of Eco Bank Nig. Plc Obiaruku)

ABSTRACTThe growth and development of an economy depends to some extent on the effectiveness of the banking industry. To make industry more efficient and effective for the roles they play in the economy, the researcher looked into impact of computer in banking. Analyzing the desirability or otherwise of using computer in the system of banking for their efficient operations. In trying to show the actual contribution of computer in the accounting system of banks, Eco bank Nigeria Plc was used a...

The Impact of Central Bank of Nigeria Regulatory Policies on Commercial Banks Operation (1990 – 1998) (A Case Study of Unity Bank Of Nigeria Plc)

ABSTRACTMonetary policies are a stabilization weapon used to regulate the value and cost of money in the economy, it is important for Central Bank of Nigeria to promote stability and a sound financial structure in Nigeria. Central Bank of a country is regarded as the apex bank regulatory institution of the financial system of a country.  Central bank is an institution charged with the responsibility supervising and regulating the supply and availability and cost of money with interest of...

The Impact of Bank Distress on Commercial Banks

BACKGROUND OF THE STUDYIn any modern economy, the efficient production and exchange of goods and services requires money and bank is the instrument for affecting it. The last few years have been both traumatic and revolutionary for the banking industry. The industry produced the largest number of technically insolvent and under capitalized banks. The magnitude of distress in the nation’s banking industry reached on unprecedented level making it an issue of concern to the government, ...

The Impact of Bank Credit on the Nigeria Economy

BACKGROUND OF THE STUDYCredit in deeper perspective conates different definitions depending on angle on which it is being viewed. In an accountant, credit means financial benefit and also put in another way, having a corresponding relationship on a dual entry principles. To a banker it means financial accommodation, a type of financial facility, packaged, for the benefit of the deficit economic unit. In essence, it involves an allocation of finds. For example, chamber Dictionary define...

The Gains of Micro Finance Banking Scheme in The Nigeria Economy (A Case Study of First Micro Finance Bank Oleh)

ABSTRACTThe purpose of this project work is to identify and survey the gains of micro finance banking in Nigeria economy.In the process of this work, the researcher  worked at the various policy with the development of micro finance bank in Nigeria economy, sources of micro finance bank, role of micro finance bank and socio-economic life of rural area.It also discus that there is a general inadequate of personnel  in the banking industry and lack of infrastructure faciliti...

The Functions and Achievements of Government Support Agencies in The Development of Enterpreneurship In Delta Study (A Study of National Directorate Of Employment Nde)

BACKGROUND OF THE STUDYEntrepreneurship stated when people began to produce more products that they required. As such they had to exchange those surpluses with others, who also expected to dispose off their surplus.According top Schumpeter (2004) entrepreneurship means doing the next things that are already being doing in a new way.Nnenna (2006) describe entrepreneurship as a creative and innovation response to the environment such response can take place in any field of human endeavor...


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