Research Papers/Topics in Banking And Finance
A modelling of Ghanas inflation experience- 1960-2003
The study sought to ascertain the key determinants of inflation in Ghana for the past 40 years. Stylized facts about Ghana’s inflation experience indicate that since the country’s exit from the West African Currency Board soon after independence, inflation management has been ineffective despite two decades of vigorous reforms. Using the Johansen cointegration test and an error correction model, the paper identified inflation inertia changes in money and changes in Gov...
A Kalman Filter Approach to Fisher Effect- Evidence from Nigeria
This paper investigates evidence of a Fisher effect in Nigeria by employing quarterly CPI inflation and Nominal interest rates data. For a more robust result we conducted integration and cointegration tests in order to examine time-series properties of the variables. Using Co-integration and Kalman filter methodologies, the study did not find evidence of a full Fisher effect from 1961:1-2009:4. This resultindicates that nominal interest rates do not respond one-for-one to chang...
A Comparative Performance Evaluation of the Nigerian Banking Sector in the Post – 2005 Consolidation: Through the Camel Rating System
Banking in Nigeria has undergone remarkable changes since 2005 bank consolidation. The era of arm chair banking has gone. It has become a different ball game in terms of competition and its inherent strategies. Thistransition eventually brings the Nigerian banks to be in need of capital, asset creation, earnings, liquidity and the management to manage the risk exposure of the aforementioned. In this era of banking, customers must know and understand their banks so that they can...
A Case for Non Interest Banking in Nigeria amidst the Collapsing Paradigms in the Global Economy
This paper argues for reconsideration and reevaluation of the underlying assumptions and paradigms of the world capitalist system in particular and that of economics in general. This is against the backdrop of an increasing discontent of majority of the world’s people against the growing inequality between the rich and the poor. It contends that the genesis of the problem is rooted in the concept of the selfish, individuated economic man, which has fueled our appetite for gre...
Impact of Working Capital Management in Nigeria Banking Industry
This paper examines the Impact of Working Capital Management in Nigeria Banking Industry. Working Capital Management refers to the management of current asset and current liabilities. The major objectives of this study are; to examine the impact of excessive investment in current asset on bank’s profitability; to ascertain if bad management of working capital exposes banks to insolvency and to examine the impact of composition of working capital items of Nigeria banks on their profitability...
Effect of motivation on staff performance in the banking sector
ABSTRACTThis study was designed to investigate the effect of motivation on staff performance in the banking sector. To achieve the purpose of this study, three hypotheses were formulated to guide the study; To what extent does bankers training and development influence their performance? To what extent does computer and telecommunication equipment influence banker’s performance? What is the extent to which banker’s participation in decisions making influence their performance? In the proc...
Fraudulent Practices in the Banking Industry; It's Impact on Economic Growth
ABSTRACTThis study was set to investigate various forms of fraudulent practices in the banking industry:its impact on economic growth in Nigeria, the study seek to examine the effect of amount lost to fraud on Nigeria economic growth and to also examine the effect of number of fraud cases on Nigeria economic growth covering the period between 2005-2017, the main instrument for data collection is through secondary source in which the data were extracted from t...
FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: ITS IMPACT ON ECONOMIC GROWTH IN NIGERIA (2005-2017)
FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: ITS IMPACT ON ECONOMIC GROWTH IN NIGERIA (2005-2017)ABSTRACTThis study was set to investigate various forms of fraudulent practices in the banking industry:its impact on economic growth in Nigeria, the study seek to examine the effect of amount lost to fraud on Nigeria economic growth and to also examine the effect of number of fraud cases on Nigeria economic growth covering the period between 2005-2017, the main instrument for data collecti...
Influence of E-banking on the provision of customers, services in Jigawa State as perceived by bank customers
CHAPTER ONEINTRODUCTION1.1 Background to the StudyBritannia Concise Encyclopedia (1995), defined Bank as a financial institution authorized to provide variety of financial services, including customer and business loans (generally short term), checking service, credit cards and saving accounts. A bank is a financial institution authorized by its charter to perform certain functions (Osuala, 2001). The bank is a financial institution set-up purposely for safekeeping of money, valuable goods an...
Automated teller machine(ATM) and customer satisfaction in Nigeria
ABSRTACT: This study aims at investigating the satisfaction levels of customers with respect to various aspects of the service quality of ATMs in Nigeria and a problem of robbery and theft ,and also customers opinion on various other related issues such as inconvenient features while using the ATM. The study was carried out in lagos state with 100 questionnares administerd and distributed randomly. 98 questionnaires were found useful for the purpose of the study. Data c...
MERGER AND ACQUISITION AS A GROWTH STRATEGY IN ORGANISATIONS
ABSTRACTThis research takes a look at the adoption of merger and acquisition as a growth strategy in business organization. There is no gainsaying the fact that many companies have been having financial problems. The reason is not far fetched.This is as a result of mismanagement and economic meltdown. In order to save such unhealthy situation in such companies fr...
IMPACT OF TAXATION ON SMALL AND MEDIUM SCALE ENTERPRISES IN EKITI STATE
ABSTRACT This study examines the impact of taxation on small and medium scale enterprises in Ekiti State.. The research reviewed at some literature that has some degree of relevance to the subject matter under study. The study shall adopt the non-probability sampling technique and data collection was carried out using the questionnaire method consisting of one hundred (100) respondents drawn from the study population. Frequency counts and percentages were us...
THE IMPACT OF MICRO FINANCE BANKS ON THE DEVELOPMENT OF ON SMALL SCALE BUSINESS IN NIGERIA
ABSTRACT This study examines the impact of micro finance bank on the development of small scale enterprise (SMEs) in Ekiti State. The research reviewed at some literature that has some degree of relevance to the subject matter under study. The study shall adopt the stratified random sampling technique and data collection was done through the questionnaire method consisting of one hundred and ten (110) respondents drawn from the study population. Frequency co...
FISCAL DEFICIT FINANCING AND ECONOMIC DEVELOPMENT: EMPIRICAL EVIDENCE FROM NIGERIA (2005-2014)
ABSTRACTThis study examined Fiscal Deficit Financing and Economic Development using empirical evidence from Nigeria from 2005-2014. Methodologically, the study adopted a quantitative research; employing time-series data (on Human Development Index which was used as a proxy for Economic Development and on Budget Deficit, External debt, Domestic Debt which were proxies for Fiscal Deficit Financing and on Interest Rate which was used as a control variable) sourced from the CBN Statistical Bullet...
Impact of Capacity Building on Operational Capabilities of Public Sector Organizations: Case Study of Federal Road Safety Corps
Capacity building and development must be based on a need analysis derived from a comparison of “actual performance‟‟ and behavior with “required performance‟‟ and behavior. Capacity building and development is one of the major ways organization invests in the workforce for greater return today and even in the foreseeable future (Williams, 2007) Organizational effectiveness rests on the ...
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