ABSTRACT This research work was aimed at list for creating ideas on how to amend financial problems of Nigerian Bread Industry. Using freedom bakery Enugu-examined the commitment of the bakery service and better advice in the appropriate of the quality of financial service to be used so as to increase the financial sector of the freedom backery industry. -Other objectives are to determine how this financial service quality helps to generate patronage for the bakery. -To determine how reliable...
ABSTRACT The community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas. The poor farmers, cattle rears, fisher men and artisans who might not have collateral but are hardworking could get loans from their community banks for producti...
ABSTRACT The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu. To guide this research, the following eight research questions were formulated as thus What are the control measures against the bad debt in the bank being achieved? To what extent are the workers being assured of jobs? What are the control measures against the bad debt in the bank being achieved? To what extent are human and no...
1.1INTRODUCTIONThe role of banking sector in a develop economy such as ours can not be over emphasized. Banking sector forms the life wire of economic growth of any nation. According to recent publication by an international magazine banking sector contributed about 55% of the total economic development of Nigeria. Also the development of small and medium scale enterprise cannot be ruled out in this huge success curtained by the banking indicatory. TABLE OF CONTENT CHAPTER...
ABSTRACT The research work was carried out in a bid to examine the role of computers in the detection and prevention of frauds in the Nigerian commercial banking industries. 1.The aim of the study was to know whether computer are more effective and efficient and efficient in the detection of frauds. 2.The study also identified how fraud can be prevented from reoccurring since the use computers would be widely employed . 3.More over this of work was done in five chapter with chapter on...
1.1 Introduction The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have been able to alert the banks and government of this ugly situations which hampers general economic. The content has been segmented into chapter and each...
ABSTRACT This research project is a very crucial study for the Nigeria Banking Industry. The research work is aimed at identifying the causes of liquidity problems in the Nigerian Banking Sector. By this concept, factors militating against Bank liquidity as well as measure to remedy such factors are also identified. To solve the research problem secondary source of data was extensively used by the research that in the review of related materials by prominent writers and authors. This helped i...
ABSTRACT This researcher work is a survey of an analysis of the effect of interest rate deregulation on the profitability of commercial banks. The research to work tried to find out among other objectives, the impact of deregulation of interest rate policy on the profitability of commercial bank. In carrying out the research, the regression and correlation method were use to analyze statistically to tools. The result obtained indicated from the hypothesis tested that the null hypothesis was...
INTRODUCTION This chapter deals with the background of the study statement of problem, objective of study, research questions, significance of the study, hypothesis, scope, limitation of the study and definition of terms. 1.1 BACKGROUND OF THE STUDY The era of oil boom in 1970’s in Nigeria economy lead to the nations over reliance on oil as its main source of revenue and there by ignoring other sectors of the economy hence a mono-product economy. Because of this, most of the industries est...
ABSTRACT This study focuses on finding out the extent to which development banking has aided in development of the Nigeria Economy through financing and granting of medium and long term loans for capital projects and other related services like providing technical services to their bank customers who engage in promotional activities to stimulate interest on new projects. The study adopted a his historical method of investigation because of the absence of the questionnaire and the nature of th...
ABSTRACT Universal banking has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by presenting, a well accepted understanding of the system. Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...
INTRODUCTION 1.1BACKGROUND OF THE STUDY It is certain that Nigeria is endowed with a lot of natural resources. These resources to mention but a few are skel, crude oil, natural gas, Iron ore, palm oil, ground nut yam, cassava etc. these resources found the major export earning before the era of independence an generate 80% of our then total revenue the precolorual era could be regarded as era of substance economy. Each community then was noted for one particular raft or the other some familie...
ABSTRACT Research concerns “Bank failure” causes and consequences” Bank failure in our banking industry has become a peculiar household word in this country, which cannot be overemphasized. It is a re-current issue, which caused to captivate many individuals and banks, which has caused untold hardship to collective individuals, individual, stakeholders. This ugly scene has paved way for losses of staggering sum of money and investment by some banks. As a matter of facts, Banks distress ...
1.1INTRODUCTION Most businesses use planning and budgeting procedures to prepare for the future. Manufacturing firms need to understand the relationship of sales revenue to product costs, selling expenses and administrative expenses as yearly as possible in product development. Therefore, the practice of standard costing and budgetary control system has been a crucial area of concern for manufacturing firms in Nigeria it is known that in this technological age, that for an organization to mak...
INTRODUCTION 1.2BACKGROUND OF THE STUDY Banking business started as far back as the seventeenth century. When the receipts issued by Goldsmiths to depositors were used as a means of exchange in commercial transaction. Because these receipts were accepted generally, they became transferable too. A bank is an institution where money and valuables are kept for safety purposes. Bank also lend money known as loan, pay out money on the customers order by means of a change and bank draft and also gi...