Chapter One 1.1 Background of Study 1.2 Statement of the Problem 1.3 Objectives of the Study 1.4 Hypothesis Statement 1.5 Significance of the Study 1.6 Scope of Study 1.7 Limitation of Study 1.8 Definition of Key Terms Chapter Two Literature Review 2.1 Introduction 2.2 The Concept of Information and Communication Technology (ICT) 2.3 Electronic Banking and Common Banking Products 2.4 The Impact of Information and Communication Technology on Business Activities 2.5 The Concept of Financia...
ABSTRACT This study was conducted in order to determine the effect of manpower training development in service organization with a case studying of Power Holding Company of Nigeria (P.H.C.N), Kaduna. The objective of the study is to highlight the disadvantage of human resource training and development in service organization and recommendation on appropriate measures that could help to improve the current human resources training programme. Data were collect for this research work for both t...
ABSTRACT The objective of this study is to assess the recapitalization policy and the banks performance in Nigeria, also to know the history of recapitalization policy and how it has fare over the years, and the benefit of this recapitalization to Nigeria banks. Data were sourced from secondary sources, this secondary data include, online source, journals and central bank of Nigeria statistical bulletin publication. ...
CHAPTER ONE INTRODUCTION 1.1 BACKGROUNG OF STUDY Payment systems have passed through a lot of ages. Prior to the 700bc, shells often were used in trade and barter and also cowries were introduced in Asia Minor. In Nigeria and other African countries, differently objects were used for payments. The objects were in form of cowries, coral beads, ivory, ornaments and bangles; and were used for payments. The early European traders mostly the Portuguese and Spaniards conveniently boug...
This study examined the effect of Monetary Policy on the economic growth of Nigeria from 1990-2011, using Interest rate, Cash reserve ratio, Liquidity ratio, Exchange rate and Monetary policy rate as proxy for Monetary policy and RGDP as proxy for Economic growth. The study used the secondary data from CBN Statistical Bulletin. Ordinary Least Square with SoftwarePackage for Social Science (SPSS) was used as data analyses method. It was revealed from the findings of the study that interest rat...
the study access the implication of electronic banking in Nigeria.
The study investigated the impact of external debt on economic growth in Nigeria for the period 2006-2015. Time series data on external debt outstanding, interest rate was used to capture external debt burden. The study set out to test the significant relationship between external debt and economic growth in Nigeria. An empirical investigation was conducted using secondary data: Gross Domestic Product, External Debt outstanding, Interest Rate (financing charges paid on the debt outstanding) f...
This study examined the Impact of Interest Rate Policy on Deposit Money Banks in Nigeriaover the period of 10 years (2007-2016). Secondary data source was explored in presenting the facts in which all Nigeria’s economic outputs were considered. The secondary data are obtained from CBN annual reports. The model for the study has its dependent variables to be the Return on Assets (ROA) and its independent Variable was Lending Rates, Interbank rates, treasury bills rates and the monetary polic...
This study examined the Impact of Exchange Rate Volatility on Nigeria Economic Growth over the period of 29 years (1987-2015). Secondary data source was explored in presenting the facts in which all Nigeria’s economic outputs were considered. The secondary data are obtained from CBN annual reports. The model for the study has its dependent variables to be the Real Gross Domestic Product (RGDP), Export and Import and its independent Variable was Exchange Rate, using Regression Model Analysis...
ABSTRACT The focus of the research is on foreign debt and Economic growth prospects of the Nigeria Economy, using a time scope 1985-2014. The objectives of the study include examining the extent to which external debt affect Gross Domestic Product in Nigeria; to assess the relationship between gross domestic product and government expenditure in Nigeria amongst others. Data of the study is derived from statistical bulletin from debt management office and central bank of Nigeria. The researche...
ABSTRACT This research will try to evaluate or appraise the various techniques in break even theory and also some of the tools which encompass vital and needed information in guiding companies profit path using Break-Even theory which involves the use of the cost – volume – profit data and other data to guide manager in its day-to-day decisions. The research also has the objectives of considering Break-Even theory and accounting technique which portrays to management what the profit ...
ABSTRACT This research work is geared towards the investigation of the effect of fiscal and monetary policies on commercial bank and other financial institution, government through various agencies issues fiscal and monetary which are assumed to determine whether these polices have any significant impact on the commercial banks and other financial institution, questionnaires were administered on this research work on which the questionnaires are distributed to 30workers of union bank and t...
CHAPTER ONE INTRODUCTION 1.0 Background to the Study The concept of credit can be traced back in history and it was not appreciated until and after the Second World War when it was largely appreciated in Europe and later in Africa (Kiiru, 2004). Credit risk management has been an integral part of the loan process in banking business. Credit risk is the current and prospective risk to earnings or capital arising from an obligor’s failure to meet the terms of any contract with the bank or ...
ABSTRACT The broad objective of this study is to investigate the implications of poor corporate governance practice on the banking system stability in Nigeria. Specifically, the study sought to; examine the effect of board composition on the banking system stability in Nigeria; to evaluate the effect of board size on the banking system stability in Nigeria; to ascertain the effect of bank size on the banking system stability in Nigeria. To achieve these objectives, ex-post facto research des...
ABSTRACT The study is an empirical analysis of the impact of regulation and supervision on the activities of Nigerian banks with emphasis on the role of the Central Bank of Nigeria and The Nigerian Deposit Insurance Corporation. It evaluates the roles and contributions of CBN and NDIC to the Nigerian banking sector. Extensive field survey and library research was carried out and data collected were subjected to thorough analysis. The analysis shows that the supervisory and regulatory framewo...