ABSTRACT The empirical evidences emerging from various studies about the Effects Effecting financial performance of banks have so far yielded mixed results that are inconclusive and contradictory .The focus of this study will be to find out various factors affecting financial performance of commercial banks. The objectives of the study will be to; examine the effect of liquidity, asset utilization ratio, and credit risk and capital adequacy ratio on the financial performance of commercial ban...
ABSTRACT The objective of the study aimed to find out the role of financial reporting in investment decision making. A case study of listed companies in the Nairobi stocks exchange. (NSE) the study was guided by the objectives; to evaluate the performance of a company depending on how it makes its investment decisions based on the financial reports, to examine how a set of analytical tools will aid investors in assessing the financial statements of the corporate organization and to find out t...
ABSTRACT The study examines how increasing the shares of fees and commissions, trading income and total non-interest income makes African banks more risky, for banks that specialize in either retail or investment banking activities. The study used financial information obtained from the Bankscope database to construct a panel of African banks from 2008 to 2012. The study used the Ordinary Least Square (OLS) regression model with Newey – West standard errors, robust for heteroskedascity an...
This research examines the CBN code of corporate governance on financial performance of Listed Banks in Nigeria. The study employed the non-surveyed research design, to quantify the level of compliance with code, compliance index, correlation matrix and simple regression method of data analysis was used to access the effect of compliance with CBN code on financial performance of banks in Nigeria. It was discovered that Compliance with the CCG by Nigeria banks has greatly improved the quality ...
ABSTRACT The subject matter of this research work examined the impact of Mortgage institutions on the National housing policy and Development in Nigeria. This study also examined the effect of mortgage finance and National Housing Fund on Nigerian Citizens towards acquiring their own houses. The work outlined and appraised critically the contributions of Federal Mortgage Bank of Nigeria and Primary Mortgage Institutions to Housing Development in Nigeria. The data for the research work wer...
ABSTRACT Mobile banking system as an innovative product of commercial banks and telecommunication companies has become an important practice in Nigeria. The introduction of this phoning banking system has improve banking efficiency in rendering services to customer, as a result, the study examined inclusive financial solution: using mobile phones to provide financial solutions to the “unbanked”. The study adopted ...
ABSTRACT An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governance, which will strengthen and upgrade the institution to survive in an increasingly open environment. In Nigeria, the Central Bank unveiled new banking guidelines designed to consolidate and restructure the industry...
This is work contains just proposal foe chapter 1 to 3. This section briefly describes the commercial banks in the country and provides a general overview of the role of commercial banks in a country, thus setting out the context for the study. It review relevant literature and develops an analytical framework in order to assess whether or not the commercial banking sector in Liberia is making a difference.Delivering quality service to customers is a must for success and survival in today’s...