ABSTRACT Microfinance is viewed the world over as a useful tool for addressing poverty by governments, development agencies and stakeholders. Mallam, a community located within the Ga South Municipality is one such locality that believes that microfinance is a tool that can be utilized to eradicate poverty, owing to the number of microfinance institutions (MFIs) found there. Microfinance interventions in Mallam range from formal to informal finance schemes i.e. group loans, individual loans,...
ABSTRACT The study was a randomly-sampling based survey of 165 respondents living in three suburbs of Abokobi – low-income, middle-income and high-income areas. It was undertaken to identify the types of solid wastes generated by householders, ascertain the solid waste management practices of households, assess the level knowledge of households with regards to the various methods for converting solid wastes into resources for their benefit, and assess the current practices of converting so...
ABSTRACT Health financing has become a topical issue among development practitioners in most developing countries. This has necessitated some countries introducing social health insurance schemes as a way of financing health. Health insurance schemes are recognized as a tool to finance health care provision in developing countries including Ghana. The health insurance scheme was introduced in Ghana with the purpose of reducing catastrophic health expenditures, improving access and also ensur...
ABSTRACT The purpose of this study was to examine the level and pattern of stigmatization and discrimination against PLWHAs and its implications for spread and prevention in the Nsawam/Adoagyiri municipality in the Eastern region of Ghana. Data were gathered quantitatively with some qualitative supplementary data. The quantitative data were gathered through administration of questionnaires to 70 persons living with HIV/AIDS, with the qualitative data been gathered through in-depth interview...
ABSTRACT Ghana’s urban change has been intense and rapid on several fronts over the past years. This has affected several economic activities within the urban space of which one is urban agriculture. Urban agriculture has over the years attracted attention in research due to its significance in the urban space. Notwithstanding the attention given in research, the assessment of urban farmers’ adaptation to the effect of the rapid urban change has not been given a detailed attention in lite...
ABSTRACT The vending of food on the street is considered an important part of the economies of many developing countries due to its socio economic benefits. In Ghana, the sector provides both direct and indirect employment as well as incomes to many people in urban and mediumsized towns. Despite its importance, many have expressed concerns over the hygiene, quality and safety of street foods. Many have also associated street foods with food poisoning and other food-borne diseases. In order to...
ABSTRACT Proper solid waste management is key for sustainable environmental development. Despite high level policy efforts and technical investments, unmanaged solid waste remains a problem in Ghana. There is a paucity of information on gendered aspect of solid waste management in Ghana. It is in line with the gender and rural solid waste management gap that the thrust of this study is defined. The study sought to explore gender dynamics of rural solid waste management in Twifo-Ati Mokwa Dist...
ABSTRACT The National Health Insurance Scheme (NHIS) was introduced in Ghana in 2004. The scheme was brought on board a substitute for the then out-of-pocket system, popularly identified as the dreaded ‘cash and carry system’. This system required that clients pay healthcare service at the point of service. The reimbursement of claims by the National Health Insurance Authority (NHIA) has not been regular as it ought to be. This study assessed whether delays in claim payment by the NHIA a...
ABSTRACT This research examines empirically the causal relationship between the development of the financial sector and Ghana's economic growth. In this research findings, data from the Global Financial Development Database (GFDD) and World Development Indicators (WDI) were used. The research employs information from time series data and utilizes a bound test strategy to cointegration within the context of the Autoregressive Distributed Lag (ADRL) to determine the short-term and long-term li...
ABSTRACT The study examined hospital solid waste management practices the Eastern Region of Ghana. A total of 320 hospital staff from six selected hospitals were randomly selected for the study with 279 returned responses for the questionnaire used. Interviews were conducted among 15 purposively selected staff from the six selected hospitals, the private waste collecting company, the Municipal Assembly and the Environmental Protection Agency. SPSS Version 20 was used to analysed questionnaire...
ABSTRACT This thesis examines the means and ways in which rural tourism contributes to the enhancement of rural livelihoods at Paga. To date little is known about the empirical evidence linking rural tourism and livelihood enhancement at Paga. In order to gain better understanding of relevant issues in the context of the study, the sustainable livelihood framework which addresses livelihood assets, transforming structures and processes, vulnerability context, and livelihood strategies in orde...
ABSTRACT This study set out to explore and ascertain the increasing use of plastic bags and the environmental effects they have on people. It was also to recommend possible approaches that can be adopted to reduce the environmental impact of the plastic bag waste. The aim of the research was to investigate consumers’ attitudes towards the use of plastic bags, their level of awareness of the environmental hazards posed by the indiscriminate disposal and lack of management of the plastic bag ...
ABSTRACT Mobile money (MoMo) has witnessed significant increase in adoption since its inception into the Ghanaian financial market in 2009. Available statistics by the Bank of Ghana show that between 2012 and 2017, the number of registered MoMo customers increased by 534%, and active MoMo customers increased by 3,119%. With this performance, it is expected that MoMo will drive financial inclusion by not only providing users with a service to make money transfers but graduating them to use oth...
ABSTRACT Human capital development is very important to national development. One way by which human capital development can be achieved is through formal education. Policies in education which seek to reward teachers are necessary to ensure that teachers perform for national development goals to be achieved The purpose of the study was to investigate the role the Ghana Education Service rewards systems play in motivating teachers to perform. The research investigated the reward systems and p...
ABSTRACT The study explores the nature of HIV and AIDS stigma felt by PLWHAs and the effect this has on them in the Assin Fosu Municipality. This was pursued through examining the effect of stigma on the PLWHAs and assessing the coping strategies of the PLWHAs. Descriptive and cross-sectional research designs were adopted to study the 256 HIV carriers from the Saint Francis Xavier Hospital at Assin Fosu. Interview schedules were used to collect data from the respondents. Statistical tools use...