Saving and Credit Cooperative Societies and Poverty Alleviation in Moyok Sub County, Kween District in Eastern Uganda

TABLE OF CONTENTS

DECLARATION .................................... .. .......................................................... i

APPROVAL ..................................... ............................................................... ii

DEDICATION ..................................... ............................................................ iii

ACKNOWLEDGEMENT .................................................................................... iv

TABLE OF CONTENTS .................................................................................... v

LIST OF TABLES .......................................................................................... viii

ACCRONYMS ................................................................................................. ix

ABSTRACT .................................................................................................... X

CHAPTER ONE ............................................................................................ 1

INTRODUCTION AND BACKGROUND ....................................................... 1

1.0 Introduction ............................................................... ............................. 1

1.1 Background of the study .......................................................................... 1

1.2 Statement of the problem ......................................................................... 4

1.3 Objectives of the Study ............................................................................ 5

1.3.1 General Objective: ................................................................................ 5

1.3.2Specific objectives of the study ............................................................... 5

1.4 Research Questions: ................................................................................ 5

1.5 Scope of the study: ........................................................... ....................... 5

1.5.1The time scope ...................................................................................... 6

1.6 Significance of the study: ......................................................................... 6

1.7 Conceptual framework ............................................................................. 7

CHAPTER TWO ........................................................................................... 7

LITERATURE REVIEW ......................................................... ....................... 8

2.0 Introduction ................................................................. ........................... 8

2.1 The Concept Of Poverty .................. ............................................... .......... 9

2.2 Poverty Status Report November 2017 .......................... .. ........................ 10

2.2.1 Table Showing The Trends Of Poverty Status At National Level .............. 10

2.3 THE CONTRIBUTION OF SACCOs ............................................................ 10

2.4 FACTORS INFLUENCING THE FORMATION OF Saccos .............................. 16

v

2.5 Conclusion ............................................................................................. 19

CHAPTER THREE ...................................................................................... 20

METHODOLOGY ........................................................................................ 20

3.0 I ntroducl:ion ....................................................................................... 20

3.1 Research design .................................................................................... 20

3 .2 Study population .................................................................................... 20

3.3.1 Random sampling ............................................................................... 21

3. 3.2 Purposive method ............................................................................... 21

3.4 Sources of data and tools ....................................................................... 21

3.4.1 Primary sources .................................................................................. 21

3 .4.2 Secondary sources .............................................................................. 21

3. 5 Research instruments ............................................................................. 21

3.5 .1 Interview method ................................................................................ 21

3.5 .2 Questionnaire ..................................................................................... 22

3.5 .3 Observations ....................................................................................... 22

3.6 Data Analysis, Processing and Presentation ............................................. 22

CHAPTER FOUR ........................................................................................ 23

PRESENTATION OF THE ANALYSIS AND DISCUSSION Of FINDINGS. 23

4.0 Introduction .......................................................................................... 23

4.1 BACKGROUND INFORMATION RESPONDENTS ........................................ 23

4.2 :THE CONTRIBUTION OF SACCOS IN MOYOK SUB COUNTY .................... 27

4.3 : FACTORS CONTRIBUTING THE FORMATION OF SACCOS ....................... 30

4.4 RELATIONSHIP BETWEEN SACCO'S AND POVERTY ALLEVIATION ............ 33

CHAPTER FIVE .................................................................. '· ...................... 36

SUMMARY, CONCLUSSIONS AND RECOMMENTATIONS ....................... 36

5.1 Summary of major findings ..................................................................... 36

5.1.1 Findings on personal information of respondents .................................. 36

5.1.2 Findings on factors which influence the formation of SACCOs ................ 36

5.1.3 Findings on the contribution of SACCOs ................................................ 36