ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank lending is merely the assessment and evaluation of bankable proposition with the objective of extending credit facilities on terms and conditions acce...
ABSTRACT Not, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it. However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II ...
ABSTRACT This study concentrated on Trade fair as an instrument increasing marketing performance. A case study of Emily Millionaire Industry Ltd Enugu. In the light of this, the researcher commenced this work by taking a quick and eursory look at the definitions, evaluation and background information of trade use of several data collection techniques which include: Questionnaire, personal interviews, observations. The analysis of this data collected revealed certain prospects and problems sho...
INTRODUCTIONInvestigation are been carry out in this project, central bank of Nigeria is a financial institution establishment by the law (Act of parliament) vested with power of promoting monetary stability sound financial system by issuing legal tended currency, maintain the value of domestic currency etc. CBN source of funds were form share capital, general reserve, currency in circulation deposit by federal government (FG) deposits by the sate government and deposit by banking industries ...
INTRODUCTIONThis project work has a basis on the identification of the roles of community banking system in the promotion of rural development in Nigeria.At present, there are numerous community banks spread throughout the country. These banks with their services have tremendously enabled the government to fulfill its aims of catering in a controlled manner for the teeming population of the economically disadvantage people.A survey of the operations of the community Banks in the country shows...
INTRODUCTIONBefore the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The exchange of existing currencies and the investment of reserves.The reserve were invested in Britain and this is in a way facilitated Nigeria’s international payments. However...
ABSTRACT The subject matter of this study is financial control and accountability in public sector organisation in Enugu State ministry of finance. A research on this topic could not be more appropriate than new since all the workers in the civil services especially those involve in government finance operations are well acquainted with financial control. Therefore, the main motive of research was to look into the financial control and accountability in public sectors organist...
ABSTRACT This research studied the contribution of inspectorate department as an effective measure to Union Bank of Nigeria Plc.To guide the study research questions were formulated, using questionnaires as an instrument. The data collected were analyzed using sample percentages, some of the findings among others are:1) Inspectorate department plays a significant role in effective utilization of organization find by management.2) Internal audit (inspectorate) department enha...
ABSTRACTThe proliferation of banks in Nigerian economy resulted in cutthroat competition among banks, the phenomena in informed the decision to probe into how banks market their financial services. In other words, the focus of this work is to find out the marketing strategies adopted by banks to create awareness of their products. To customers, it also sought to know the importance of marketing in the liquidity and profitability position of banks. The effect of marketing strategies and techni...
ABSTRACTThis Project goes into the Roles of Electronic Banking in Nigeria, the supervisory framework. The security for the money, the component of the Electronic Banking, finding and recommendation for future uses.It is of a great importance to the students of Financial and Business Studies and those in economics. It is a very important to business consultants and investors.TABLE OF CONTENTS Title PageApproval PageDedicationAcknowledgementAbstractTable of ContentsCHAPTER ONEIntroductionBa...
CHAPTER ONE1.0 INTRODUCTIONModern commercial banking in Nigeria dates back to the early period. The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund. It was for purpose that African banking corporation based in South Africa an was invited in 1892 to open a branch office in Lagos but its existence was made precarious by the trade depression whic...
CHAPTER ONE1.0 INTRODUCTION1.1 BACKGROUND OF THE STUDY Liquidity is the word that bankers use to describe the ability to satisfy demand for cash in exchange for deposit. A bank is considered to be liquid when it has in various forms and locations plus arrestment insecurities that are easily available at a short notice without loss or much loss to the bank, it could be conventional to refers to a bank as being liquid when it has enough liquidity to meet any financial emer...
ABSTRACT The objective of this study is to evaluate and examine the adequacy or inadequacy of working capital: its importance and implication The study observed that A lot of financial institutions have failed and more may still fall due to inadequacy of working capital Because many financial institutions has quested or fallen some firms has will draw the confidence they have in putting more effort to progress while the liquidated ones find it different to off set its indebtedness...
ABSTRACT In summary the aim of conducting this research is to investigate into some problems that are in existence in the banking industry and to suggest possible solution towards adveving crisis free banking, in Nigeria according the cuts which constitute crisis are inexhaustible but prominent among them in forgery and loss of public confidence due to the management attitude. Forever untrained staff and those bank staff who now occupy position in the bank contribute more of distress which l...
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement Table of content CHAPTER ONE 1.0 Introduction 1.1 statement of problem 1.2 Rationale of the study 1.3 Significance of study 1.4 Definition of terms CHAPTER TWO 2.0 Literature review 2.1 What bank fraud 2.2 Types of fraud 2.3 Effect of fraud 2.4 Causes of bank fraud 2.5 Measures for controlling fraud in banks CHAPTER THREE 3.0 Statement of hypothesis 3.1 Methodology of study 3.2 Sources of data ...