CHAPTER ONE INTRODUCTION 1.1Background to the Study Britannia Concise Encyclopedia (1995), defined Bank as a financial institution authorized to provide variety of financial services, including customer and business loans (generally short term), checking service, credit cards and saving accounts. A bank is a financial institution authorized by its charter to perform certain functions (Osuala, 2001). The bank is a financial institution set-up purposely for safekeeping of money, valuable goods ...
ABSRTACT: This study aims at investigating the satisfaction levels of customers with respect to various aspects of the service quality of ATMs in Nigeria and a problem of robbery and theft ,and also customers opinion on various other related issues such as inconvenient features while using the ATM. The study was carried out in lagos state with 100 questionnares administerd and distributed randomly. 98 questionnaires were found useful for the purpose of the study. Data collected were an...
ABSTRACT This research takes a look at the adoption of merger and acquisition as a growth strategy in business organization. There is no gainsaying the fact that many companies have been having financial problems. The reason is not far fetched.This is as a result of mismanagement and economic meltdown. In order to save such unhealthy situation in such companies from going into liquidation, merger and acquisition can be used to revive such companies ...
This work is to evaluate the performance and roles of the NSE as an agent of development of the Nigeria economy in which the commercial banks is one of the major institutions, through the promotions of a flexible active and dynamic stock exchange market.
ABSTRACT This study examines the impact of taxation on small and medium scale enterprises in Ekiti State.. The research reviewed at some literature that has some degree of relevance to the subject matter under study. The study shall adopt the non-probability sampling technique and data collection was carried out using the questionnaire method consisting of one hundred (100) respondents drawn from the study population. Frequency counts and percentages were used for ana...
ABSTRACT This study examines the impact of micro finance bank on the development of small scale enterprise (SMEs) in Ekiti State. The research reviewed at some literature that has some degree of relevance to the subject matter under study. The study shall adopt the stratified random sampling technique and data collection was done through the questionnaire method consisting of one hundred and ten (110) respondents drawn from the study population. Frequency counts and p...
ABSTRACT This study examined Fiscal Deficit Financing and Economic Development using empirical evidence from Nigeria from 2005-2014. Methodologically, the study adopted a quantitative research; employing time-series data (on Human Development Index which was used as a proxy for Economic Development and on Budget Deficit, External debt, Domestic Debt which were proxies for Fiscal Deficit Financing and on Interest Rate which was used as a control variable) sourced from the CBN Statistical Bulle...
Capacity building and development must be based on a need analysis derived from a comparison of “actual performance‟‟ and behavior with “required performance‟‟ and behavior. Capacity building and development is one of the major ways organization invests in the workforce for greater return today and even in the foreseeable future (Williams, 2007) Organizational effectiveness rests on the ...
This study examined the effect of foreign portfolio investment on the performance of Nigerian capital market. The specific objectives are to investigate the impact of Net Foreign Portfolio Investment, Foreign Portfolio Investment in Equity, Foreign Portfolio Investment in Bonds, Foreign Portfolio in Government Securities and Nigerian Exchange Rate per US Dollar on the performance of Nigerian Capital Market. The required data were sourced from Central Bank of Nigeria (CBN) Statistical Bulletin...
Abstract This paper examined money supply and inflation in Nigeria. The objective was to examine the extent to which components of money supply affect Nigerian inflation rate. Time series data was sourced from Central Bank of Nigeria (CBN) statistical bulletin and Stock Exchange Factbook. Nigerian Real Inflation Rate was proxy for dependent (INFR) variables while Currency in Circulation (CR), Demand Deposit (DD), Time Deposit (TD), Savings Deposit (SD) and Net Foreign Asset (NFA) were used a...
ABSTRACT This project is titled foreign exchange and international trade it’s effect on bank profitability. It examines the extent and effect of foreign presence in domestic banking markets. It investigate how net interest margins, overhead tax paid and profitability differ between foreign and domestic banks we find that foreign banks have higher profit than domestic bank in developing countries but the opposite is the case for developed countries. Estimation result suggest that an incre...
This research examines the CBN code of corporate governance on financial performance of Listed Banks in Nigeria. The study employed the non-surveyed research design, to quantify the level of compliance with code, compliance index, correlation matrix and simple regression method of data analysis was used to access the effect of compliance with CBN code on financial performance of banks in Nigeria. It was discovered that Compliance with the CCG by Nigeria banks has greatly improved the quality ...
Government in Nigeria be it federal state or local are always faced with similar problem of funding. Islamic financial instruments have been regarded as an attractive alternative to traditional financial instruments. The funding requirement by the government are available but not necessarily healthy and cheap as they are mostly being characterized with high interest rates, unimaginable charges or even stringent repayment plans. Also Islamic financial instrument such as Sukuk generated a lot...
PRUDENTIAL GUIDELINE AND THE PROFITABILITY OF DEPOSIT MONEY BANK IN NIGERIA (A Study of selected Banks in Nigeria-2008-2017) ABSTRACT This research project work concerns itself with the prudential guidelines and the effect on the profitability of Deposit Money Bank. The major objective is to examine the effect of prudential guideline on the profitability of Deposit Money Bank. The researcher reviewed literature adequately and accordingly. The Analysis of Variance (ANOVA) was used to analy...
THE IMPACT OF MONETARY POLICY ON ECONOMIC ROWTH IN NIGERIA ABSTRACT This study examined the effect of monetary policy on the Nigerian economic growth and also ascertained the relationship between the monetary policy and interest rate target, for the period of 2000-2014. The data used in running the analysis are Broad money supply (M2), Real interest rate (RIR), Real exchange rate (REXR) and Gross domestic product (GDP). The data was sourced secondarily from CBN statistical bulletin 2014...